Located just steps from the Gulf, this clean and well-maintained efficiency/studio condo offers an easy coastal retreat in the heart of PCB East. The unit features a smart, functional layout with a Murphy bed to maximize living space and is being sold furnished and rental ready. Already part of the on-site rental program, this property offers flexibility for buyers looking for a private beach getaway or an income-producing investment. Enjoy Gulf-side pool access and a convenient location close to restaurants, shopping, entertainment, and all that Panama City Beach has to offer. Contact an agent today to schedule your private tour.
For sale
Price cut: $1K (7/27)
$198,000
8618 Surf Dr #117, Panama City Beach, FL 32408
--beds
448sqft
Condominium
Built in 1985
-- sqft lot
$183,400 Zestimate®
$442/sqft
$367/mo HOA
What's special
Gulf-side pool accessSmart functional layoutSteps from the gulf
- 117 days |
- 378 |
- 12 |
Zillow last checked:
Listing updated:
Listed by:
Tiffani Harnish 850-358-6732,
Counts Real Estate Group Inc,
Carl E Allen 850-960-8808,
Counts Real Estate Group Inc
Source: CPAR,MLS#: 789118
Originating MLS: Central Panhandle Association of REALTORS
Originating MLS: Central Panhandle Association of REALTORSFacts & features
Interior
Bedrooms & bathrooms
- Bathrooms: 1
- Full bathrooms: 1
Appliances
- Included: Electric Range, Electric Water Heater
Features
- Tub Shower
Interior area
- Total structure area: 448
- Total interior livable area: 448 sqft
Property
Parking
- Parking features: Parking Lot
Features
- Levels: Two
- Stories: 2
- Patio & porch: Covered, Patio
- Pool features: Fenced, In Ground, Community
- Has view: Yes
- View description: Gulf
- Has water view: Yes
- Water view: Gulf
- Waterfront features: Shoreline - Sand
Lot
- Features: Paved
Details
- Parcel number: 30464326000
Construction
Type & style
- Home type: Condo
- Architectural style: Low Rise
- Property subtype: Condominium
Materials
- Concrete, Stucco
Condition
- New construction: No
- Year built: 1985
Utilities & green energy
- Sewer: Public Sewer
- Utilities for property: Cable Connected, High Speed Internet Available
Community & HOA
Community
- Features: Pool, Waterfront, Community Pool, Short Term Rental Allowed
- Subdivision: Ocean Terr. Condo.
HOA
- Has HOA: Yes
- Amenities included: Marina
- Services included: Maintenance Grounds, Pool(s), Sewer, Water
- HOA fee: $1,100 quarterly
Location
- Region: Panama City Beach
Financial & listing details
- Price per square foot: $442/sqft
- Tax assessed value: $175,194
- Annual tax amount: $1,709
- Date on market: 4/29/2026
- Cumulative days on market: 104 days
Estimated market value
$183,400
$174,000 - $193,000
$1,393/mo
Price history
| Date | Event | Price |
|---|---|---|
| 7/27/2026 | Price change | $198,000-0.5%$442/sqft |
Source:  CPAR #789118 Report a problem | ||
| 4/29/2026 | Listed for sale | $199,000$444/sqft |
Source: CPAR #789118 Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $1,640 +6.6% | $95,961 +10% |
| 2023 | $1,539 +47.3% | $87,237 +10% |
| 2022 | $1,045 | $79,306 |
| 2021 | -- | -- |
| 2020 | $908 +17.4% | $65,542 +10% |
| 2019 | $774 | $59,584 +3.2% |
| 2018 | $774 +0% | $57,720 +10% |
| 2017 | $774 +8.5% | $52,473 +10% |
| 2016 | $714 +16.4% | $47,703 +10% |
| 2015 | $613 | $43,366 +10% |
| 2014 | $613 | $39,424 +10% |
| 2013 | -- | $35,840 -28.2% |
| 2012 | -- | $49,930 |
| 2011 | -- | $49,930 -25% |
| 2010 | -- | $66,573 -12% |
| 2009 | -- | $75,651 -23% |
| 2008 | -- | $98,250 -13% |
| 2007 | -- | $112,994 -18% |
| 2006 | -- | $137,797 +8.5% |
| 2005 | -- | $127,001 +278.3% |
| 2004 | -- | $33,575 |
| 2003 | -- | $33,575 |
| 2002 | -- | $33,575 |
| 2001 | -- | $33,575 |
| 2000 | -- | $33,575 |
Find assessor info on the county website
Monthly payment
Est. payment
Payment breakdown
Explore the cost of this home by adjusting the details. Changes won't be saved.Climate risks
Neighborhood: Lower Grand Lagoon
Nearby schools
GreatSchools rating
- 7/10Breakfast Point AcademyGrades: PK-8Distance: 2.2 mi
- 4/10J.R. Arnold High SchoolGrades: 9-12Distance: 3 mi
Schools provided by the listing agent
- Elementary: Breakfast Point
- Middle: Breakfast Point
- High: Arnold
Source: CPAR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
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A local agent can set up tours, give advice and negotiate with sellers.
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