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For sale
  • Price cut: $10K (7/1)
    $280,000

    96005 Cottage Ct #1303, Fernandina Beach, FL 32034

    2beds
    1,407sqft
    : 
    $2,270/mo
    Get pre-qualified
    Townhouse, Condominium
    Built in 2008
    -- sqft lot
    $-- Zestimate®
    $199/sqft
    $387/mo HOA

    What's special

    Single-car garagePrivate viewCommunity poolInviting living spaceLuxury vinyl plank flooringScreened back porchPrivate primary suite
    Picture yourself coming home to this highly sought-after 2-bedroom, 2-bath ground-floor flat in the gated community of Cottages at Stoney Creek in beautiful Fernandina Beach. These units are in demand for a reason, offering the perfect blend of comfort, convenience, and low-maintenance living, all with the added bonus of your own single-car garage. Step inside and immediately feel at ease in the inviting living space, where luxury vinyl plank flooring adds both style and durability. The layout flows effortlessly, making it easy to relax or entertain. The kitchen and baths feature tile flooring for practicality, while the bedrooms offer comfortable retreats at the end of the day, including a private primary suite. Now imagine starting your mornings or winding down your evenings on the screened back porch, overlooking a peaceful preserve. With no rear neighbors, this private view creates a quiet, natural setting that’s hard to find and easy to enjoy. Living here means more than just a home, it’s a lifestyle. Enjoy gated access, a community pool, and a prime location close to shopping, dining, and the beaches of Amelia Island. Whether you are looking for a full-time residence, a second home, or an easy investment, this one checks all the boxes with comfort, privacy, and convenience all in one place. Ideally located, you’ll also appreciate quick access to nearby amenities and being within 30 minutes of Jacksonville International Airport, making travel and commuting simple while still enjoying the relaxed coastal lifestyle.
    100 days
    |
    333
    |
    11
    |

    Zillow last checked:

    Listing updated:

    Listed by:

    Dean Miller 904-415-1151,

    CENTURY 21 MILLER ELITE

    Source: AINCAR,MLS#: 115733MLS LogoOriginating MLS: Amelia Island-Nassau County Assoc of Realtors Inc

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 2
      • Bathrooms: 2
      • Full bathrooms: 2
      Primary bedroom
      • Description: Flooring: Laminate
      • Dimensions: 16x13'3
      Bedroom
      • Description: Flooring: Carpet
      • Dimensions: 11'8x11'1
      Primary bathroom
      • Description: Flooring: Tile
      • Dimensions: 12'2x9'2
      Bathroom
      • Description: Flooring: Tile
      • Dimensions: 11'1x6'5
      Dining room
      • Description: Flooring: Laminate
      • Dimensions: 12'11x10'9
      Kitchen
      • Description: Flooring: Tile
      • Dimensions: 12'7x20'10
      Living room
      • Description: Flooring: Laminate
      • Dimensions: 14'11x10'9
      Utility room
      • Description: Flooring: Laminate
      • Dimensions: 7'11x5'5
      Heating
      • Heat Pump
      Cooling
      • Heat Pump
      Appliances
      • Included: Dishwasher, Disposal, Microwave, Refrigerator, Stove
      Features
      • Ceiling Fan(s), Window Treatments
      • Windows: Insulated Windows, Blinds
      Interior area
      • Total structure area: 1,407
      • Total interior livable area: 1,407 sqft
      Video & virtual tour

      Property

      Parking
      • Total spaces: 1
      • Parking features: Driveway, One Car Garage, Garage Door Opener
      • Garage spaces: 1
      • Has uncovered spaces: Yes
      Features
      • Levels: Two
      • Stories: 2
      • Patio & porch: Screened
      • Exterior features: Sprinkler/Irrigation
      • Pool features: Community
      • Frontage type: Preservation
      Details
      • Parcel number: 252N28027C13030000
      • Special conditions: None

      Construction

      Type & style
      • Home type: Condo
      • Architectural style: Two Story
      • Property subtype: Townhouse, Condominium
      Materials
      • Frame, Stucco
      • Roof: Shingle
      Condition
      • Resale
      • Year built: 2008

      Utilities & green energy

      • Sewer: Public Sewer
      • Water: Public

      Community & HOA

      Community
      • Features: Gated, Pool
      • Security: Gated Community
      • Subdivision: Cottages at Stoney Creek
      HOA
      • Has HOA: No
      • Services included: Insurance, Trash
      • HOA fee: $387 monthly
      Location
      • Region: Fernandina Beach

      Financial & listing details

      • Price per square foot: $199/sqft
      • Date on market: 4/15/2026
      • Cumulative days on market: 100 days
      • Listing terms: Cash,Conventional,USDA Loan

        Estimated market value

        Not available

        Estimated sales range

        Not available

        Not available

        Price history

        DateEventPrice
        7/1/2026Price change$280,000-3.4%$199/sqft
        Source: AINCAR #115733 Report a problem
        4/15/2026Listed for sale$290,000+102.8%$206/sqft
        Source: AINCAR #115733 Report a problem
        5/11/2015Sold$143,000$102/sqft
        Source: AINCAR #65973 Report a problem

        Public tax history

        Tax history is unavailable.

        Monthly payment

        Est. payment

        Payment breakdown

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        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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        Climate risks

        Neighborhood: 32034

        Getting around

        19 / 100
        Car-Dependent
        31 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating

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