Ground-floor living, a private garage, and peaceful preserve views make this Cottages at Stoney Creek flat one worth a closer look! Located in this gated Fernandina Beach community, this desirable 2-bedroom, 2-bath home offers comfortable, low-maintenance living with the added convenience of your own single-car garage.
Step inside to an inviting, easy-flowing layout featuring luxury vinyl plank flooring throughout the main living areas, tile in the kitchen and baths, and a private primary suite. Recent improvements add even more value and peace of mind, including a brand-new water heater installed in August 2026, an HVAC system replaced approximately four years ago, and a roof replaced by the association in 2025.
Out back may quickly become your favorite spot. The screened porch overlooks a peaceful preserve with no rear neighbors, creating a private natural backdrop for morning coffee, relaxing with a book, or winding down at the end of the day.
Enjoy gated access, a community pool, and a convenient Fernandina Beach location close to shopping, dining, everyday necessities, and the beaches of Amelia Island. Jacksonville International Airport is approximately 30 minutes away, making travel and commuting easy while keeping you close to the relaxed coastal lifestyle. Whether you're searching for a full-time home, second home, or investment opportunity, this ground-floor flat brings together privacy, convenience, and easy living in one great location.
For sale
Price cut: $10K (7/1)
$280,000
96005 Cottage Ct #1303, Fernandina Beach, FL 32034
2beds
1,407sqft
Townhouse, Condominium
Built in 2008
-- sqft lot
$-- Zestimate®
$199/sqft
$387/mo HOA
What's special
Community poolPrivate garagePrivate primary suitePeaceful preserve viewsGround-floor living
- 145 days
- 212
- 7
Zillow last checked:
Listing updated:
Listed by:
Dean Miller 904-415-1151,
CENTURY 21 MILLER ELITE
Source: AINCAR,MLS#: 115733
Originating MLS: Amelia Island-Nassau County Assoc of Realtors Inc
Originating MLS: Amelia Island-Nassau County Assoc of Realtors IncFacts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 2
Primary bedroom
- Description: Flooring: Laminate
- Dimensions: 16x13'3
Bedroom
- Description: Flooring: Carpet
- Dimensions: 11'8x11'1
Primary bathroom
- Description: Flooring: Tile
- Dimensions: 12'2x9'2
Bathroom
- Description: Flooring: Tile
- Dimensions: 11'1x6'5
Dining room
- Description: Flooring: Laminate
- Dimensions: 12'11x10'9
Kitchen
- Description: Flooring: Tile
- Dimensions: 12'7x20'10
Living room
- Description: Flooring: Laminate
- Dimensions: 14'11x10'9
Utility room
- Description: Flooring: Laminate
- Dimensions: 7'11x5'5
Heating
- Heat Pump
Cooling
- Heat Pump
Appliances
- Included: Dishwasher, Disposal, Microwave, Refrigerator, Stove
Features
- Ceiling Fan(s), Window Treatments
- Windows: Insulated Windows, Blinds
Interior area
- Total structure area: 1,407
- Total interior livable area: 1,407 sqft
Video & virtual tour
Property
Parking
- Total spaces: 1
- Parking features: Driveway, One Car Garage, Garage Door Opener
- Garage spaces: 1
- Has uncovered spaces: Yes
Features
- Levels: Two
- Stories: 2
- Patio & porch: Screened
- Exterior features: Sprinkler/Irrigation
- Pool features: Community
- Frontage type: Preservation
Details
- Parcel number: 252N28027C13030000
- Special conditions: None
Construction
Type & style
- Home type: Condo
- Architectural style: Two Story
- Property subtype: Townhouse, Condominium
Materials
- Frame, Stucco
- Roof: Shingle
Condition
- Resale
- Year built: 2008
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
Community & HOA
Community
- Features: Gated, Pool
- Security: Gated Community
- Subdivision: Cottages at Stoney Creek
HOA
- Has HOA: No
- Services included: Insurance, Trash
- HOA fee: $387 monthly
Location
- Region: Fernandina Beach
Financial & listing details
- Price per square foot: $199/sqft
- Date on market: 4/15/2026
- Cumulative days on market: 146 days
- Listing terms: Cash,Conventional,USDA Loan
Estimated market value
Not available
Estimated sales range
Not available
Not available
Price history
| Date | Event | Price |
|---|---|---|
| 7/1/2026 | Price change | $280,000-3.4%$199/sqft |
Source:  AINCAR #115733 Report a problem | ||
| 4/15/2026 | Listed for sale | $290,000+102.8%$206/sqft |
Source: AINCAR #115733 Report a problem | ||
| 5/11/2015 | Sold | $143,000$102/sqft |
Source: AINCAR #65973 Report a problem | ||
Public tax history
Tax history is unavailable.
Monthly payment
Est. payment
Payment breakdown
Explore the cost of this home by adjusting the details. Changes won't be saved.Climate risks
Neighborhood: 32034
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