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For sale
  • $299,999

    96029 Cottage Ct #1205, Fernandina Beach, FL 32034

    3beds
    1,680sqft
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    Condominium
    Built in 2008
    -- sqft lot
    $287,000 Zestimate®
    $179/sqft
    $380/mo HOA

    What's special

    Quaint gated communityIsland with bar spaceCozy breakfast nookHigh ceilingsSparkling poolOpen layoutFull of light
    Welcome home! This spacious condo is the largest floor plan in the community, and it truly lives more like a house than a condo. High ceilings and an open layout give it an airy, modern feel, while updated flooring, plantation shutters, and a cheerful pop of sunshine yellow keep the rooms feeling bright and fresh. The kitchen is a standout — Beautiful 42-inch cabinets, a pantry, and an island with bar space flow right into a cozy breakfast nook, making it easy to cook, gather, and entertain all in one open space. The bathrooms have been thoughtfully updated too, and there’s plenty of room throughout to spread out or work from home. Step out back to your own screened-in patio — the perfect spot to sip your morning coffee and listen to the birds. A chairlift is also included for easy access between floors, simple to remove if you don’t need it, and a nice bonus if you do. Location is a real win here: you’re just around the corner from restaurants and Super Walmart, about 10 minutes to the beach, and 10 minutes to I-95 — convenient to everything without the hustle. Home is tucked inside a quaint, gated community with a sparkling pool, and HOA fees stay affordable at under $400/month. Move-in ready, full of light, and full of space — this one is hard not to fall in love with. Come see it for yourself
    15 days
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    494
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    14
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    Likely to sell faster than

    Zillow last checked:

    Listing updated:

    Listed by:

    Kamie Fournier 904-624-3604,

    ERA FERNANDINA BEACH REALTY,

    Gigi Fournier 904-624-5612,

    ERA FERNANDINA BEACH REALTY

    Source: AINCAR,MLS#: 116526MLS LogoOriginating MLS: Amelia Island-Nassau County Assoc of Realtors Inc

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 2
      • Full bathrooms: 2
      Heating
      • Heat Pump
      Cooling
      • Heat Pump
      Appliances
      • Included: Dryer, Dishwasher, Microwave, Refrigerator, Stove, Washer
      Features
      • Windows: Vinyl
      Interior area
      • Total structure area: 1,680
      • Total interior livable area: 1,680 sqft

      Property

      Parking
      • Total spaces: 1
      • Parking features: One Car Garage
      • Garage spaces: 1
      Features
      • Levels: Two
      • Stories: 2
      • Patio & porch: Balcony, Rear Porch, Screened
      • Pool features: Community
      Details
      • Parcel number: 252N28027C12050000
      • Special conditions: None

      Construction

      Type & style
      • Home type: Condo
      • Architectural style: Two Story
      • Property subtype: Condominium
      Materials
      • Frame, Stucco
      • Roof: Shingle
      Condition
      • Resale
      • Year built: 2008

      Utilities & green energy

      • Sewer: Public Sewer
      • Water: Public

      Community & HOA

      Community
      • Features: None, Pool
      • Subdivision: Cottages at Stoney Creek
      HOA
      • Has HOA: No
      • Services included: Insurance, Other, See Remarks, Trash
      • HOA fee: $380 monthly
      Location
      • Region: Fernandina Beach

      Financial & listing details

      • Price per square foot: $179/sqft
      • Date on market: 7/7/2026
      • Cumulative days on market: 16 days
      • Listing terms: Cash,Conventional,FHA

        Estimated market value

        $287,000

        $273,000 - $301,000

        Not available

        Price history

        DateEventPrice
        7/7/2026Listed for sale$299,999$179/sqft
        Source: AINCAR #116526 Report a problem

        Public tax history

        Tax history is unavailable.

        Monthly payment

        Est. payment

        Payment breakdown

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        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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        Climate risks

        Neighborhood: 32034

        Getting around

        19 / 100
        Car-Dependent
        31 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating

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