Welcome home! This spacious condo is the largest floor plan in the community, and it truly lives more like a house than a condo. High ceilings and an open layout give it an airy, modern feel, while updated flooring, plantation shutters, and a cheerful pop of sunshine yellow keep the rooms feeling bright and fresh. The kitchen is a standout — Beautiful 42-inch cabinets, a pantry, and an island with bar space flow right into a cozy breakfast nook, making it easy to cook, gather, and entertain all in one open space. The bathrooms have been thoughtfully updated too, and there’s plenty of room throughout to spread out or work from home. Step out back to your own screened-in patio — the perfect spot to sip your morning coffee and listen to the birds. A chairlift is also included for easy access between floors, simple to remove if you don’t need it, and a nice bonus if you do. Location is a real win here: you’re just around the corner from restaurants and Super Walmart, about 10 minutes to the beach, and 10 minutes to I-95 — convenient to everything without the hustle. Home is tucked inside a quaint, gated community with a sparkling pool, and HOA fees stay affordable at under $400/month. Move-in ready, full of light, and full of space — this one is hard not to fall in love with. Come see it for yourself
For sale
Price cut: $10K (8/31)
$289,999
96029 Cottage Ct #1205, Fernandina Beach, FL 32034
3beds
1,680sqft
Condominium
Built in 2008
-- sqft lot
$280,300 Zestimate®
$173/sqft
$380/mo HOA
What's special
Quaint gated communityIsland with bar spaceCozy breakfast nookHigh ceilingsSparkling poolOpen layoutFull of light
- 63 days
- 151
- 3
Zillow last checked:
Listing updated:
Listed by:
Kamie Fournier 904-624-3604,
ERA FERNANDINA BEACH REALTY,
Gigi Fournier 904-624-5612,
ERA FERNANDINA BEACH REALTY
Source: AINCAR,MLS#: 116526
Originating MLS: Amelia Island-Nassau County Assoc of Realtors Inc
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
Heating
- Heat Pump
Cooling
- Heat Pump
Appliances
- Included: Dryer, Dishwasher, Microwave, Refrigerator, Stove, Washer
Features
- Windows: Vinyl
Interior area
- Total structure area: 1,680
- Total interior livable area: 1,680 sqft
Property
Parking
- Total spaces: 1
- Parking features: One Car Garage
- Garage spaces: 1
Features
- Levels: Two
- Stories: 2
- Patio & porch: Balcony, Rear Porch, Screened
- Pool features: Community
Details
- Parcel number: 252N28027C12050000
- Special conditions: None
Construction
Type & style
- Home type: Condo
- Architectural style: Two Story
- Property subtype: Condominium
Materials
- Frame, Stucco
- Roof: Shingle
Condition
- Resale
- Year built: 2008
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
Community & HOA
Community
- Features: None, Pool
- Subdivision: Cottages at Stoney Creek
HOA
- Has HOA: No
- Services included: Insurance, Other, See Remarks, Trash
- HOA fee: $380 monthly
Location
- Region: Fernandina Beach
Financial & listing details
- Price per square foot: $173/sqft
- Date on market: 7/7/2026
- Cumulative days on market: 64 days
- Listing terms: Cash,Conventional,FHA
Estimated market value
$280,300
$266,000 - $294,000
$4,510/mo
Price history
| Date | Event | Price |
|---|---|---|
| 8/31/2026 | Price change | $289,999-3.3%$173/sqft |
Source: | ||
| 7/7/2026 | Listed for sale | $299,999$179/sqft |
Source: | ||
Public tax history
Tax history is unavailable.
Monthly payment
Est. payment





