For sale

Price cut: $5K (8/25)

$280,000

96023 Cottage Ct #1202, Fernandina Beach, FL 32034

3beds

1,477sqft

$2,324/mo

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Condominium

Built in 2008

-- sqft lot

$272,900 Zestimate^®

$190/sqft

$385/mo HOA

What's special

Gated entranceCommunity poolFunctional layoutNew lvp flooring downstairsPrivate neighborhood setting

Enjoy low-maintenance living in The Cottages at Stoney Creek, a gated condo community. This 3-Bedroom, 2.5-Bath home features a functional layout with a Half Bath on the main level and all Bedrooms upstairs for added privacy. Building has a new Roof in 2025. Recent updates include a new HVAC System in 2025 and new LVP flooring downstairs. This home is move-in ready and residents enjoy access to a gated entrance, private neighborhood setting and community pool, all with a low HOA fee. Ideally located just a short drive from Amelia Island, the beaches, dining, shopping and historic downtown Fernandina Beach.

96 days
199
6

Facts & features

Interior

Bedrooms & bathrooms

Bedrooms: 3
Bathrooms: 3
Full bathrooms: 2
Partial bathrooms: 1

Other

Description: Flooring: Carpet,Tile,Vinyl

Heating

Central, Electric

Cooling

Central Air, Electric

Appliances

Included: Dryer, Dishwasher, Disposal, Microwave, Refrigerator, Stove, Washer, Ice Maker

Features

Ceiling Fan(s), Storage, Cable TV, Window Treatments
Windows: Aluminum Frames, Blinds

Interior area

Total structure area: 1,477
Total interior livable area: 1,477 sqft

Property

Parking

Total spaces: 1
Parking features: Driveway, One Car Garage, Garage Door Opener
Garage spaces: 1
Has uncovered spaces: Yes

Features

Levels: Two
Stories: 2
Patio & porch: Rear Porch, Screened

Details

Parcel number: 252N28027C12020000
Special conditions: None

Construction

Type & style

Home type: Condo
Architectural style: Two Story
Property subtype: Condominium

Materials

Frame, Stucco
Roof: Shingle

Condition

Resale
Year built: 2008

Utilities & green energy

Sewer: Public Sewer
Water: Public
Utilities for property: Cable Available

Community & HOA

Community

Features: Gated
Security: Gated Community
Subdivision: Cottages at Stoney Creek

HOA

Has HOA: Yes
Second HOA fee: $385 monthly

Location

Region: Fernandina Beach

Financial & listing details

Price per square foot: $190/sqft
Date on market: 6/3/2026
Cumulative days on market: 97 days
Listing terms: Cash,Conventional

Estimated market value

$272,900

$259,000 - $287,000

$3,979/mo

Price history

Date	Event	Price
8/25/2026	Price change	$280,000-1.8%$190/sqft
Source: realMLS #2142037 Report a problem
4/26/2026	Listed for sale	$285,000$193/sqft
Source: realMLS #2142037 Report a problem