97371 Harbor Concourse Cir, Fernandina Beach, FL 32034

Seller OFFERING up to $8,500 toward buyer's allowable closing costs/RATE BUYDOWN with acceptable offer! With over 2,500 square feet, offering great value with the LOWEST PRICE PER SQUARE FOOT in the community, This beautifully maintained Dream Finders Riverside B floor plan with room for guests, home office, hobbies, or multigenerational living with 4 spacious bedrooms upstairs (provides separation between living and sleeping areas), 2.5 bathrooms, a tranquil pond view - all just minutes to Amelia Island beaches, historic downtown Fernandina, top-ranked medical facilities, shopping, and A-rated schools. The open-concept layout features wide-plank flooring throughout the main living areas, abundant natural light, upgraded lighting, and stylish farmhouse-inspired finishes. The upgraded gourmet kitchen is the heart of the home, showcasing 42-inch shaker cabinetry, quartz countertops, stainless steel appliances, a marble backsplash, and an oversized center island perfect for entertaining. The spacious family room opens through a dramatic 9' x 8' sliding glass door to a covered lanai and an extended patio overlooking a serene pond, creating the ideal indoor-outdoor lifestyle. A separate dining area provides plenty of space for gatherings and special occasions. The owner's retreat offers privacy and comfort with water views and a spa-like bath featuring dual vanities, a separate shower, and generous closet space. Upstairs, three additional bedrooms provide flexibility for family, guests, a home office, or hobby room. Additional features include a full irrigation system, covered front entry, two-car garage, public water and sewer, low annual HOA fees, and no CDD fees. and low yard maintenance. Welcome home!