97371 Harbor Concourse Cir, Fernandina Beach, FL 32034

SELLER'S LENDER OFFERING LOW 2.75% INTEREST ASSUMABLE VA MORTGAGE UPON QUALIFICATION and LOWEST PRICE PER SQUARE FOOT IN HARBOR CONCOURSE! Exceptional space, style, and beautiful pond views at an outstanding value! Now offered at $438,000, this impressive 4-bedroom, 2.5-bath home features 2,511 square feet of thoughtfully designed living space in one of the community's largest floor plans. Built in 2019, this Dream Finders Riverside B floor plan welcomes you with an open, light-filled interior, wide-plank flooring, upgraded lighting, and stylish finishes. The spacious gourmet kitchen is the heart of the home, featuring 42-inch shaker cabinetry, quartz countertops, marble backsplash, stainless steel appliances, and an oversized island ideal for entertaining. The expansive family room opens through dramatic 9' x 8' sliding glass doors to a covered lanai and extended patio overlooking a tranquil pond. Imagine morning coffee, sunset gatherings, and relaxing evenings enjoying your own peaceful waterfront setting! A separate dining room provides additional entertaining space, while all four bedrooms upstairs offer privacy from the main living areas. The generous primary suite features serene pond views, dual vanities, a separate shower, and ample closet space. Additional bedrooms provide flexibility for guests, a home office, or hobbies. Enjoy a full irrigation system, two-car garage, low HOA fees, and NO CDD FEES! Conveniently located just minutes from Amelia Island beaches, historic downtown Fernandina Beach, shopping, dining, and schools. Near Kings bay, Mayport and NAS naval bases. MORE SQUARE FOOTAGE. BEAUTIFUL POND VIEWS. AN UNBEATABLE VALUE IN HARBOR CONCOURSE! Schedule your private showing today!