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For sale
  • $469,000

    97371 Harbor Concourse Cir, Fernandina Beach, FL 32034

    4beds
    2,511sqft
    : 
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    Single Family Residence
    Built in 2019
    5,662 Square Feet Lot
    $452,800 Zestimate®
    $187/sqft
    $55/mo HOA

    What's special

    Stylish farmhouse-inspired finishesTwo-car garageAbundant natural lightUpgraded gourmet kitchenQuartz countertopsSpacious family roomOpen-concept layout
    Experience the best of Fernandina Beach living in this beautifully maintained waterfront home located in the highly desirable Harbor Concourse community. Built by Dream Finders Homes, the popular Riverside B floor plan offers 4 bedrooms, 2.5 baths and over 2,500 square feet of thoughtfully designed living space. The open-concept layout features wide-plank flooring throughout the main living areas, abundant natural light, upgraded lighting, and stylish farmhouse-inspired finishes. The upgraded gourmet kitchen is the heart of the home, showcasing 42-inch shaker cabinetry, quartz countertops, stainless steel appliances, a marble backsplash, and an oversized center island perfect for entertaining. The spacious family room opens through a dramatic 9' x 8' sliding glass door to a covered lanai overlooking a tranquil pond, creating the ideal indoor-outdoor lifestyle. A separate dining area provides plenty of space for gatherings and special occasions. The owner's retreat offers privacy and comfort with water views and a spa-like bath featuring dual vanities, a separate shower, and generous closet space. Upstairs, three additional bedrooms provide flexibility for family, guests, a home office, or hobby room. Additional features include a full irrigation system, covered front entry, two-car garage, public water and sewer, low annual HOA fees, and no CDD fees. Harbor Concourse is conveniently located just minutes from Amelia Island beaches, Historic Downtown Fernandina Beach, shopping, dining, medical facilities, schools, easy access to I-95 and 30 minutes to JAX airport. Enjoy waterfront views, modern upgrades, and an exceptional location in one of Nassau County's most sought-after communities. Welcome home!
    2 days
    |
    457
    |
    25
    |

    Likely to sell faster than

    Zillow last checked:

    Listing updated:

    Listed by:

    Martha Parra 863-738-3020,

    WATSON REALTY CORP.

    Source: AINCAR,MLS#: 116504MLS LogoOriginating MLS: Amelia Island-Nassau County Assoc of Realtors Inc

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      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 4
      • Bathrooms: 3
      • Full bathrooms: 2
      • Partial bathrooms: 1
      Heating
      • Heat Pump
      Cooling
      • Central Air, Electric
      Appliances
      • Included: Dryer, Dishwasher, Disposal, Microwave, Oven, Refrigerator, Stove, Washer
      Features
      • Windows: Vinyl
      Interior area
      • Total structure area: 2,511
      • Total interior livable area: 2,511 sqft
      Video & virtual tour

      Property

      Parking
      • Total spaces: 2
      • Parking features: Two Car Garage
      • Garage spaces: 2
      Features
      • Levels: Two
      • Stories: 2
      • Patio & porch: Open, Patio
      • Pool features: None
      • Waterfront features: Pond
      Lot
      • Size: 5,662 Square Feet
      • Dimensions: 5,500 sq ft
      Details
      • Parcel number: 292N28011501420000
      • Zoning: R-1
      • Special conditions: None

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Two Story
      • Property subtype: Single Family Residence
      Materials
      • Fiber Cement, Frame
      • Roof: Shingle
      Condition
      • Resale
      • Year built: 2019

      Utilities & green energy

      • Sewer: Public Sewer
      • Water: Public

      Community & HOA

      Community
      • Subdivision: Harbor Concourse
      HOA
      • Has HOA: Yes
      • HOA fee: $660 annually
      Location
      • Region: Fernandina Beach

      Financial & listing details

      • Price per square foot: $187/sqft
      • Tax assessed value: $378,923
      • Annual tax amount: $5,344
      • Date on market: 6/24/2026
      • Cumulative days on market: 3 days
      • Listing terms: Cash,Conventional,FHA,VA Loan
      • Road surface type: Paved

        Estimated market value

        $452,800

        $430,000 - $475,000

        $2,938/mo

        Price history

        DateEventPrice
        6/24/2026Listed for sale$469,000+17.5%$187/sqft
        Source: AINCAR #116504 Report a problem
        5/4/2021Sold$399,000-0.2%$159/sqft
        Source: realMLS #1099248 Report a problem
        3/26/2021Pending sale$399,900$159/sqft
        Source: realMLS #1099248 Report a problem
        3/23/2021Price change$399,900-4.3%$159/sqft
        Source: realMLS #1099248 Report a problem
        3/12/2021Listed for sale$418,000+39.7%$166/sqft
        Source: realMLS #1099248 Report a problem
        3/25/2019Listing removed$299,298$119/sqft
        Source: DREAM FINDERS REALTY LLC #977522 Report a problem
        3/25/2019Pending sale$299,298$119/sqft
        Source: DREAM FINDERS REALTY LLC #977522 Report a problem
        3/24/2019Listed for sale$299,298$119/sqft
        Source: DREAM FINDERS REALTY LLC #977522 Report a problem
        3/22/2019Sold$299,298$119/sqft
        Source: realMLS #977522 Report a problem
        2/14/2019Pending sale$299,298+1.5%$119/sqft
        Source: DREAM FINDERS REALTY LLC #977522 Report a problem
        2/1/2019Listed for sale$294,990$117/sqft
        Source: DREAM FINDERS REALTY LLC #977522 Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2024$5,344 -8.2%$378,923 +5.4%
        2023$5,821 +17.3%$359,555 +10%
        2022$4,963 +50.3%$326,868 +32%
        2021$3,302 +0.2%$247,684 +1.4%
        2020$3,295 +327%$244,264 +442.8%
        2019$772 $45,000 +12.5%
        2018$772 +22.8%$40,000 +33.3%
        2017$629 +25.9%$30,000
        2016$499 $30,000

        Find assessor info on the county website

        Monthly payment

        Est. payment

          Payment breakdown

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          All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
          HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
          Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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          Climate risks

          Neighborhood: 32034

          Getting around

          0 / 100
          Car-Dependent
          33 / 100
          Somewhat Bikeable

          Nearby schools

          GreatSchools rating

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