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For sale
  • $109,000

    103-105 107 Kagay Ave, Effingham, IL 62401

    3beds
    912sqft
    : 
    $790/mo
    Get pre-qualified
    Single Family Residence
    Built in 1940
    10,018 Square Feet Lot
    $-- Zestimate®
    $120/sqft
    $-- HOA

    What's special

    Detached one-car garage
    Located at 103, 105 & 107 Kagay Ave in Effingham, IL, this unique investment opportunity offers the potential to purchase three properties for under $110,000! The existing home at 103 Kagay Ave is a livable 3-bedroom home situated on approximately .23 acres, featuring front and back enclosed porches, a detached one-car garage, main road access in the front, and alley access in the back. The home could use some TLC, including updates to the flooring, paint, and cabinets, but you can live in the home while making improvements. It also features a newer exterior central A/C unit and furnace. In addition to the home and garage, the two adjacent lots—one west of the home and one east of the garage—are available individually or potentially all together, creating an exciting opportunity for future development. With the potential to add two smaller homes, these additional lots could provide the opportunity to expand your rental portfolio and generate additional income. Whether you're looking for a starter home, rental property, or a property with room to grow, this one deserves a closer look! Bring your vision and your investment mindset!
    1 day
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    Zillow last checked:

    Listing updated:

    Listed by:

    Taylor Dammerman 217-994-6830,

    Dammerman and Associates Elite Realty

    Source: CIBR,MLS#: 6260650MLS LogoOriginating MLS: Central Illinois Board Of REALTORS

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 1
      • Full bathrooms: 1
      Bedroom
      • Level: Main
      Bedroom
      • Level: Main
      Bedroom
      • Level: Main
      Other
      • Level: Main
      Kitchen
      • Level: Main
      Living room
      • Level: Main
      Porch
      • Level: Main
      Heating
      • Forced Air
      Cooling
      • Central Air
      Appliances
      • Included: Gas Water Heater, Oven, Range, Refrigerator
      • Laundry: Main Level
      Features
      • Main Level Primary
      • Basement: Crawl Space
      • Has fireplace: No
      Interior area
      • Total structure area: 912
      • Total interior livable area: 912 sqft
      • Finished area above ground: 912

      Property

      Parking
      • Total spaces: 1
      • Parking features: Detached, Garage
      • Garage spaces: 1
      Features
      • Levels: One
      • Stories: 1
      Lot
      • Size: 10,018 Square Feet
      Details
      • Parcel number: 0316057072
      • Zoning: RES
      • Special conditions: None

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Other
      • Property subtype: Single Family Residence
      Materials
      • Vinyl Siding
      • Foundation: Crawlspace
      • Roof: Shingle
      Condition
      • Year built: 1940

      Utilities & green energy

      • Sewer: Public Sewer
      • Water: Public

      Community & HOA

      Community
      • Subdivision: Spring Garden Sub
      Location
      • Region: Effingham

      Financial & listing details

      • Price per square foot: $120/sqft
      • Annual tax amount: $159
      • Date on market: 9/1/2026
      • Road surface type: Gravel

        Estimated market value

        Not available

        Estimated sales range

        Not available

        Not available

        Price history

        DateEventPrice
        9/1/2026Listed for sale$109,000$120/sqft
        Source: CIBR #6260650 Report a problem

        Public tax history

        Tax history is unavailable.

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        See how much you could borrow to make a competitive offer.

        Climate risks

        Neighborhood: 62401

        Getting around

        58 / 100
        Somewhat Walkable
        47 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • District: Effingham Dist. 40

        Source: CIBR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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