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For salePrice cut: $20K (8/31)
$429,900
4beds
2,178sqft

10399 NE 218TH LANE ROAD, FORT MC COY, FL 32134

4beds
2,178sqft
Single Family Residence
Built in 1960
1.19 Acres Lot
$197/sqft

What's special

Second fully renovated bathExotic granite countertopsSpa-inspired main-level bathCustom cabinetryBreathtaking lake viewsGourmet kitchenOwn shoreline

HUGE PRICE REDUCTION**Dream no more—welcome to your own 1+ acre lakefront retreat on the pristine shores of private Pegram Lake, a 90-acre spring-fed gem. This residence, the very first home ever built on the lake, has been completely reimagined—renovated down to the studs. Every detail has been thoughtfully designed, blending luxury finishes with the natural beauty of Florida living. Here, life on the water is effortless—enjoy boating, jet skiing, fishing, or simply relaxing along your own shoreline. Across the lake, a private island adds to the charm of this natural oasis. The lake is also a sanctuary for Florida’s native wildlife; it’s not uncommon to see graceful sandhill cranes, herons, and geese migrating along the shoreline, creating a peaceful and picturesque backdrop. The grounds feature a lovely pollinator garden, perfect for cultivating your favorite plants or simply enjoying the serenity of the outdoors. The gourmet kitchen is a showstopper, boasting exotic granite countertops, custom cabinetry, custom farmhouse sink and a stone-accented fireplace. A spacious island provides bar seating, while the open dining area features a built-in butler’s cabinet—all overlooking breathtaking lake views. The spa-inspired main-level bath offers a glass shower and freestanding tub with barn-door entry. An enclosed Florida room under A/C flows seamlessly to the lakeside porch, while upstairs(FULLY OPENED UP TO ACCESS SECOND STORY) you’ll find 2 bedrooms, a second fully renovated bath, and even a second kitchen—making this home an ideal AirBnB or multi-generational retreat. Rental potential is outstanding, with nightly rates of $250–$300 or $1,500–$1,800 per week. This is more than a home—it’s a lifestyle, a sanctuary, and an investment opportunity all in one. Bring your family, friends, or guests and experience the rare beauty of Florida lakefront living.

268 days
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325
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42
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Source: Stellar MLS,MLS#: OM708396MLS LogoOriginating MLS: Ocala - Marion
Travel times

Living Room

Kitchen

Primary Bedroom

Kitchen

Bedroom

Foyer

Breakfast Nook

Primary Bathroom

Bedroom

Dining Room

Bathroom

Zillow last checked:

Listing updated:

Listed by:

Ashley Sexton 352-817-3370,

CRYSTAL SNOOK REAL ESTATE 352-630-5270

Source: Stellar MLS,MLS#: OM708396MLS LogoOriginating MLS: Ocala - Marion

Facts & features

Interior

Bedrooms & bathrooms
  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2
Rooms
  • Room types: Utility Room, Storage Rooms
Primary bedroom
  • Features: Storage Closet
  • Level: Second
  • Area: 132 Square Feet
  • Dimensions: 11x12
Kitchen
  • Level: First
  • Area: 195 Square Feet
  • Dimensions: 15x13
Living room
  • Level: First
  • Area: 225 Square Feet
  • Dimensions: 15x15
Heating
  • Central, Electric
Cooling
  • Central Air
Appliances
  • Included: Dishwasher, Dryer, Microwave, Range, Refrigerator, Washer
  • Laundry: Inside, Laundry Room, Upper Level
Features
  • PrimaryBedroom Upstairs, Solid Surface Counters, Solid Wood Cabinets, Thermostat, In-Law Floorplan
  • Flooring: Carpet, Vinyl
  • Windows: Window Treatments
  • Has fireplace: No
Interior area
  • Total structure area: 3,702
  • Total interior livable area: 2,178 sqft
Video & virtual tour

Property

Parking
  • Total spaces: 2
  • Parking features: Garage - Attached
  • Attached garage spaces: 2
Features
  • Levels: Two
  • Stories: 2
  • Exterior features: Balcony
Lot
  • Size: 1.19 Acres
  • Dimensions: 75 x 168
Details
  • Parcel number: 0454100000
  • Zoning: R4
  • Special conditions: None

Construction

Type & style
  • Home type: SingleFamily
  • Property subtype: Single Family Residence
Materials
  • Wood Siding
  • Foundation: Slab
  • Roof: Metal
Condition
  • New construction: No
  • Year built: 1960

Utilities & green energy

  • Sewer: Septic Tank
  • Water: Well
  • Utilities for property: Electricity Connected

Community & HOA

Community
  • Pet fee: $0 monthly
  • Subdivision: LAKE PEGRAM
HOA
  • Has HOA: No
Location
  • Region: Fort Mc Coy

Financial & listing details

  • Price per square foot: $197/sqft
  • Tax assessed value: $331,561
  • Annual tax amount: $4,314
  • Date on market: 8/28/2025
  • Cumulative days on market: 382 days
  • Listing terms: Cash,Conventional
  • Ownership: Fee Simple
  • Total actual rent: 0
  • Electric utility on property: Yes
  • Road surface type: Dirt, Unimproved

Price history

DateEventPrice
8/31/2026Price change$429,900-4.4%$197/sqft
Source: Stellar MLS #OM708396
5/4/2026Price change$449,900-3.2%$207/sqft
Source: Stellar MLS #OM708396
2/3/2026Price change$465,000-7%$213/sqft
Source: Stellar MLS #OM708396
1/12/2026Listed for sale$499,900-4.8%$230/sqft
Source: Stellar MLS #OM708396
12/22/2025Listing removed$524,900$241/sqft
Source: Stellar MLS #OM708396
11/7/2025Price change$524,900-4.5%$241/sqft
Source: Stellar MLS #OM708396
10/3/2025Price change$549,900-4.3%$252/sqft
Source: Stellar MLS #OM708396
9/18/2025Price change$574,900-4.2%$264/sqft
Source: Stellar MLS #OM708396
8/28/2025Listed for sale$599,900+39.9%$275/sqft
Source: Stellar MLS #OM708396
9/16/2021Sold$428,900+90.9%$197/sqft
Source: Public Record
11/19/2020Listing removed$1,500$1/sqft
Source: FOXFIRE REALTY #OM606713
7/31/2020Listed for rent$1,500$1/sqft
Source: FOXFIRE REALTY #OM606713
12/3/2018Listing removed$224,625$103/sqft
Source: FOXFIRE REALTY #546355
11/14/2018Listed for sale$224,625+18.4%$103/sqft
Source: FOXFIRE REALTY #546355
5/1/2018Listing removed$189,750$87/sqft
Source: Keller Williams Cornerstone Realty #526119
10/24/2017Listed for sale$189,750+52.2%$87/sqft
Source: KELLER WILLIAMS CORNERSTONE REAL ESTATE #526119
12/3/2015Listing removed$124,700$57/sqft
Source: Realty Executives Broker of Record #433315
11/11/2015Price change$124,700-3.3%$57/sqft
Source: Realty Executives Broker of Record #433315
10/27/2015Listed for sale$128,900+3.4%$59/sqft
Source: Realty Executives Mid Florida #433315
9/20/2015Listing removed$124,700$57/sqft
Source: Keller Williams - Ocala #424140
9/11/2015Pending sale$124,700$57/sqft
Source: Keller Williams - Ocala #424140
9/11/2015Listed for sale$124,700-16.8%$57/sqft
Source: Keller Williams - Ocala #424140
6/16/2015Listing removed$149,900$69/sqft
Source: Keller Williams Cornerstone Realty - FL #424140
4/18/2015Listed for sale$149,900$69/sqft
Source: Keller Williams Cornerstone Realty - FL #424140

Public tax history

YearProperty taxesTax assessment
2025$4,585 +6.3%$305,346 +2.9%
2024$4,315 +2.5%$296,741 +3%
2023$4,210 +2.7%$288,098 +3%
2022$4,099 +279.1%$279,707 +221.3%
2021$1,081 +1.2%$87,060 +1.4%
2020$1,069 +2.1%$85,858 +2.3%
2019$1,047 $83,928 +1.9%
2018$1,047 +7%$82,363 +2.1%
2017$979 -39.6%$80,669 -4.8%
2016$1,621 $84,742 +4.1%
2015$1,621 +6.1%$81,422 +1.9%
2014$1,527 -5.8%$79,915 -8.1%
2013$1,620 -2%$86,986 -2.8%
2012$1,653 -4.2%$89,503 -4.8%
2011$1,725 -10.6%$93,973 -12.8%
2010$1,931 -9.8%$107,744 -14%
2009$2,141 -14.9%$125,219 -18.3%
2008$2,516 -10.4%$153,326 -11.3%
2007$2,810 +14.4%$172,796 +28.8%
2006$2,456 +4.4%$134,207 +6.3%
2005$2,353 $126,233 +5.6%
2004$2,353 +125.5%$119,593 +85.2%
2002$1,043 +13.4%$64,580 +4.6%
2001$920 $61,712
2000$920 $61,712

Find assessor info on the county website

Monthly payment

Est. payment
$2,955/mo
Principal & interest
$2375
Property taxes
$580
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Estimated market value

Not available

Estimated sales range

Not available

Not available

Climate risks

Explore flood, wildfire, and other predictive climate risk information for this property on First Street®️.

Neighborhood: 32134

Nearby schools

Fort McCoy School
Grades PK-8 • 5.9 miles
3/10
GreatSchools® Rating
Test Score Rating
3/10
Student Progress Rating
2/10
North Marion High School
Grades 9-12 • 12.9 miles
2/10
GreatSchools® Rating
Test Score Rating
3/10
College Readiness Rating
1/10
Student Progress Rating
1/10