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For sale
    • Price cut: $20K (6/30)
    $409,000

    104 SURFVIEW DRIVE #2204, PALM COAST, FL 32137

    2beds
    1,158sqft
    : 
    $3,684/mo
    Get pre-qualified
    Condominium
    Built in 1993
    -- sqft lot
    $395,400 Zestimate®
    $353/sqft
    $900/mo HOA

    What's special

    Atlantic oceanPristine beachGranite worktopsLarge pantrySpacious two-bedroom two-bathroom condominiumGenerous primary suiteModern kitchen
    Experience the best of Florida's Atlantic Coast from this beautifully updated oceanfront residence, perfectly positioned on the second floor with sweeping views of the private pool, pristine beach, and the Atlantic Ocean. This spacious two-bedroom, two-bathroom condominium is offered fully furnished and move-in ready, making it an ideal holiday home, winter escape, permanent residence, or investment property. The generous primary suite features dual walk-in wardrobes, while the modern kitchen boasts granite worktops, stainless steel appliances, a large pantry, and a bright breakfast area. One of the home's standout features is the expansive private balcony—perfect for al fresco dining, entertaining, or simply enjoying spectacular sunrises over the ocean. The bathrooms have been tastefully renovated, with thoughtfully installed grab bars for added comfort and accessibility. This gated community has access to 3 pools, tennis courts, pickle ball, shuffleboard and 3 clubhouses. Included also is access to the Intracoastal Waterway with nature trails, and a dock for fishing. Kayak storage is also available at an additional cost. Ideally located along Florida's iconic A1A Coastal Highway, the property sits midway between two of the state's most celebrated destinations—historic St. Augustine,20 miles to the north,is the oldest continuously inhabited European-founded city in the United States, and the world-famous Daytona Beach is 20 miles to the south. Orlando's renowned theme parks, including Walt Disney World®, Universal Orlando Resort, and SeaWorld®, are within easy reach for day trips, while Jacksonville International Airport and Orlando International Airport provide convenient connections to Europe and major international destinations. Whether you're seeking year-round sunshine, miles of unspoiled beaches, world-class golf, boating, fishing, nature, or easy access to Florida's most famous attractions, this exceptional oceanfront property offers an outstanding opportunity to embrace the relaxed coastal lifestyle that draws visitors from around the world.
    169 days
    |
    235
    |
    9
    |

    Zillow last checked:

    Listing updated:

    Listed by:

    Susan Thompson 770-310-4145,

    VPR UNITED REAL ESTATE 770-495-5050

    Source: Stellar MLS,MLS#: TB8475310MLS LogoOriginating MLS: Flagler

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 2
      • Bathrooms: 2
      • Full bathrooms: 2
      Primary bedroom
      • Features: Stone Counters, Dual Closets
      • Level: First
      • Area: 182 Square Feet
      • Dimensions: 13x14
      Kitchen
      • Features: Granite Counters
      • Level: First
      • Area: 126 Square Feet
      • Dimensions: 9x14
      Living room
      • Features: Ceiling Fan(s)
      • Level: First
      Heating
      • Electric, Heat Pump
      Cooling
      • Central Air
      Appliances
      • Included: Oven, Dishwasher, Disposal, Dryer, Electric Water Heater, Exhaust Fan, Ice Maker, Microwave, Range, Range Hood, Refrigerator, Washer
      • Laundry: Common Area, Electric Dryer Hookup, Laundry Closet, Same Floor As Condo Unit
      Features
      • Ceiling Fan(s), Dry Bar, Eating Space In Kitchen, Split Bedroom, Stone Counters, Thermostat, Walk-In Closet(s)
      • Flooring: Carpet, Ceramic Tile, Luxury Vinyl
      • Doors: Outdoor Grill
      • Windows: Window Treatments
      • Has fireplace: No
      • Furnished: Yes
      Interior area
      • Total structure area: 1,158
      • Total interior livable area: 1,158 sqft
      Video & virtual tour

      Property

      Parking
      • Total spaces: 1
      • Parking features: Circular Driveway, Covered, Guest, Under Building, Underground
      • Attached garage spaces: 1
      • Has uncovered spaces: Yes
      Accessibility
      • Accessibility features: Accessible Approach with Ramp, Accessible Bedroom, Accessible Full Bath, Accessible Hallway(s)
      Features
      • Levels: Three Or More
      • Stories: 3
      • Patio & porch: Covered
      • Exterior features: Irrigation System, Outdoor Grill, Sprinkler Metered
      • Pool features: Outside Bath Access
      • Has view: Yes
      • View description: Water, Gulf/Ocean - Full
      • Has water view: Yes
      • Water view: Water,Gulf/Ocean - Full
      • Waterfront features: Gulf/Ocean Front, Waterfront, Beach, Gulf/Ocean, Intracoastal Waterway, Beach Access, Gulf/Ocean Access, Intracoastal Waterway Access, Fishing Pier
      • Body of water: ATLANTIC OCEAN
      Lot
      • Size: 0.36 Acres
      Details
      • Parcel number: 3710313731000002204
      • Zoning: PUD
      • Special conditions: None

      Construction

      Type & style
      • Home type: Condo
      • Architectural style: Coastal
      • Property subtype: Condominium
      • Attached to another structure: Yes
      Materials
      • Block, Concrete, Stucco
      • Foundation: Block, Slab
      • Roof: Membrane,Tile
      Condition
      • Completed
      • New construction: No
      • Year built: 1993

      Utilities & green energy

      • Sewer: Private Sewer
      • Water: Public
      • Utilities for property: BB/HS Internet Available, Cable Available, Electricity Available, Electricity Connected, Public, Sewer Connected, Street Lights, Underground Utilities, Water Available, Water Connected

      Community & HOA

      Community
      • Features: Community Boat Ramp, Dock, Fishing, Gulf/Ocean Front, Intracoastal Waterway, Waterfront, Association Recreation - Owned, Clubhouse, Gated Community - Guard, Pool, Sidewalks, Tennis Court(s)
      • Security: Fire Alarm, Fire Sprinkler System, Gated Community, Smoke Detector(s)
      • Pet fee: $0 monthly
      • Subdivision: SURF CLUB CONDO
      HOA
      • Has HOA: Yes
      • Amenities included: Clubhouse, Elevator(s), Gated, Pickleball Court(s), Pool, Recreation Facilities, Shuffleboard Court, Trail(s)
      • Services included: Cable TV, Common Area Taxes, Community Pool, Insurance, Internet, Maintenance Structure, Maintenance Grounds, Pest Control, Pool Maintenance, Recreational Facilities, Sewer, Trash, Water
      • HOA fee: $900 monthly
      • HOA name: Diane Goodman
      • HOA phone: 386-486-5222
      • Second HOA name: MSOA
      • Second HOA phone: 386-445-7443
      Location
      • Region: Palm Coast

      Financial & listing details

      • Price per square foot: $353/sqft
      • Tax assessed value: $368,829
      • Annual tax amount: $2,540
      • Date on market: 2/14/2026
      • Cumulative days on market: 170 days
      • Listing terms: Cash,Conventional,VA Loan
      • Ownership: Fee Simple
      • Total actual rent: 0
      • Electric utility on property: Yes
      • Road surface type: Asphalt, Paved

        Estimated market value

        $395,400

        $376,000 - $415,000

        $2,785/mo

        Price history

        DateEventPrice
        6/30/2026Price change$409,000-4.7%$353/sqft
        Source: Stellar MLS #TB8475310 Report a problem
        3/9/2026Price change$429,000-2.3%$370/sqft
        Source: Stellar MLS #TB8475310 Report a problem
        2/14/2026Listed for sale$439,000+82.9%$379/sqft
        Source: Stellar MLS #TB8475310 Report a problem
        3/24/2021Listing removed--
        Source: Owner Report a problem
        7/18/2013Sold$240,000-3.6%$207/sqft
        Source: Agent Provided Report a problem
        2/3/2013Listed for sale$249,000+24.5%$215/sqft
        Source: Owner Report a problem
        2/19/2010Sold$200,000$173/sqft
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2024$2,562 +2.8%$226,813 +3%
        2023$2,493 0%$220,207 +3%
        2022$2,493 +0.5%$213,793 +3%
        2021$2,480 +0.2%$207,566 +1.4%
        2020$2,476 -17%$204,700 +5%
        2019$2,985 -3.4%$195,000 -1.1%
        2018$3,089 +4.1%$197,100 +5%
        2017$2,966 $187,800
        2016$2,966 +0.4%$187,800 +15.2%
        2015$2,954 +11.2%$163,020
        2014$2,656 $163,020 +10.1%
        2013-- $148,100 +10%
        2012-- $134,600 -5.1%
        2011-- $141,800 -13.2%
        2010-- $163,400 -14.1%
        2009-- $190,300 -32.6%
        2008-- $282,400 -5%
        2007-- $297,200 +3.3%
        2006-- $287,800 +10%
        2005-- $261,700 +30%
        2004-- $201,300
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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        Climate risks

        Neighborhood: 32137

        Getting around

        1 / 100
        Car-Dependent
        47 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Old Kings Elementary
        • Middle: Indian Trails Middle-FC
        • High: Matanzas High

        Source: Stellar MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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