Active

Price cut: $10K (9/1)

$617,500

10416 State Road 120, Middlebury, IN 46540

4beds

2,571sqft

$3,978/mo

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Single Family Residence

Built in 1986

3.67 Acres Lot

$591,300 Zestimate^®

$--/sqft

$-- HOA

What's special

Screened lakeside gazebo

**Lakefront on 3.67 Acres – Hunter Lake!** One-owner home in popular Middlebury schools. 4 bed, 2.5 bath with wood-burning fireplace in the family room. Appliances just 2 years old. Unfinished walk-out basement is a blank slate. Enjoy lake views from the private backyard, 12x20 porch, and screened lakeside gazebo. 24x30 barn with horse stalls. Lakefront + acreage + top schools — a rare find!

60 days
1,174
41

Facts & features

Interior

Bedrooms & bathrooms

Bedrooms: 4
Bathrooms: 3
Full bathrooms: 2
1/2 bathrooms: 1

Bedroom 1

Level: Upper

Bedroom 2

Level: Upper

Dining room

Level: Main
Area: 121
Dimensions: 11 x 11

Family room

Level: Main
Area: 255
Dimensions: 15 x 17

Kitchen

Level: Main
Area: 221
Dimensions: 13 x 17

Living room

Level: Main
Area: 294
Dimensions: 14 x 21

Heating

Natural Gas, Forced Air

Cooling

Central Air

Appliances

Included: Dishwasher, Refrigerator, Washer, Dryer-Electric, Electric Range, Gas Water Heater
Laundry: Main Level

Features

1st Bdrm En Suite, Breakfast Bar, Tray Ceiling(s), Eat-in Kitchen, Entrance Foyer, Natural Woodwork, Stand Up Shower, Tub/Shower Combination, Formal Dining Room
Windows: Skylight(s)
Basement: Full,Walk-Out Access,Unfinished,Concrete
Number of fireplaces: 1
Fireplace features: Family Room, Wood Burning, One

Interior area

Total structure area: 3,805
Total interior livable area: 2,571 sqft
Finished area above ground: 2,571
Finished area below ground: 0

Video & virtual tour

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Property

Parking

Total spaces: 2
Parking features: Attached
Attached garage spaces: 2

Features

Levels: Two
Stories: 2
Patio & porch: Deck, Screened
Has view: Yes
On waterfront: Yes
Waterfront features: Waterfront, Deck on Waterfront, Pier/Dock, Lake Front, Non Ski Lake, Lake
Body of water: Hunter Lake
Frontage length: Channel/Canal Frontage(0),Water Frontage(300)

Lot

Size: 3.67 Acres
Features: Few Trees, Sloped, 3-5.9999, 15+, Rural, Landscaped

Details

Additional structures: Garden Shed, Barn
Additional parcels included: 2004-25-201-001.000-032
Parcel number: 200425201008.000032

Construction

Type & style

Home type: SingleFamily
Architectural style: Traditional
Property subtype: Single Family Residence

Materials

Cedar

Condition

New construction: No
Year built: 1986

Utilities & green energy

Electric: NIPSCO
Gas: NIPSCO
Sewer: Septic Tank
Water: Well

Community & HOA

Community

Subdivision: None

Location

Region: Middlebury

Financial & listing details

Tax assessed value: $398,400
Annual tax amount: $3,193
Date on market: 7/7/2026
Listing terms: Cash,Conventional

Estimated market value

$591,300

$562,000 - $621,000

$2,416/mo

Price history

Date	Event	Price
9/1/2026	Price change	$617,500-1.6%
Source: IRMLS #202626923 Report a problem
8/7/2026	Price change	$627,500-1.6%
Source: IRMLS #202626923 Report a problem
7/7/2026	Listed for sale	$637,500
Source: IRMLS #202626923 Report a problem

Public tax history

Year	Property taxes	Tax assessment
2025	$3,240 +7.2%	$398,400 +12.9%
2024	$3,023 -0.1%	$352,900 +7.5%
2023	$3,026 +2%	$328,400 +9.3%
2022	$2,968 +10.1%	$300,500 +4.2%
2021	$2,696 +18.6%	$288,500 +9.1%
2020	$2,272 +5.9%	$264,500 +13.4%
2019	$2,145 +9.4%	$233,200 +5.5%
2018	$1,961 +3.4%	$221,100 +8.1%
2017	$1,896	$204,500 +1.8%
2016	$1,896 +11.6%	$200,800 +7.7%
2014	$1,699 -10.1%	$186,500
2013	$1,889 +14.1%	$186,500 +5.2%
2012	$1,655 -4%	$177,200 -7.4%
2011	$1,724 -5.6%	$191,400 -4.9%
2010	$1,826 +8.8%	$201,200 -4.7%
2009	$1,677	$211,200