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    • $637,500

    10416 State Road 120, Middlebury, IN 46540

    4beds
    2,071sqft
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    Single Family Residence
    Built in 1986
    3.67 Acres Lot
    $608,100 Zestimate®
    $--/sqft
    $-- HOA

    What's special

    Screened lakeside gazebo
    **Lakefront on 3.67 Acres – Hunter Lake!** One-owner home in popular Middlebury schools. 4 bed, 2.5 bath with wood-burning fireplace in the family room. Appliances just 2 years old. Unfinished walk-out basement is a blank slate. Enjoy lake views from the private backyard, 12x20 porch, and screened lakeside gazebo. 24x30 barn with horse stalls. Lakefront + acreage + top schools — a rare find!
    13 days
    |
    936
    |
    63
    |

    Zillow last checked:

    Listing updated:

    Listed by:

    Steve Miller Office:574-533-9581,

    RE/MAX Results

    Source: IRMLS,MLS#: 202626923MLS Logo

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 4
      • Bathrooms: 3
      • Full bathrooms: 2
      • 1/2 bathrooms: 1
      Bedroom 1
      • Level: Upper
      Bedroom 2
      • Level: Upper
      Dining room
      • Level: Main
      • Area: 121
      • Dimensions: 11 x 11
      Family room
      • Level: Main
      • Area: 255
      • Dimensions: 15 x 17
      Kitchen
      • Level: Main
      • Area: 221
      • Dimensions: 13 x 17
      Living room
      • Level: Main
      • Area: 294
      • Dimensions: 14 x 21
      Heating
      • Natural Gas, Forced Air
      Cooling
      • Central Air
      Appliances
      • Included: Dishwasher, Refrigerator, Washer, Dryer-Electric, Electric Range, Gas Water Heater
      • Laundry: Main Level
      Features
      • 1st Bdrm En Suite, Breakfast Bar, Tray Ceiling(s), Eat-in Kitchen, Entrance Foyer, Natural Woodwork, Stand Up Shower, Tub/Shower Combination, Formal Dining Room
      • Windows: Skylight(s)
      • Basement: Full,Walk-Out Access,Unfinished,Concrete
      • Number of fireplaces: 1
      • Fireplace features: Family Room, Wood Burning, One
      Interior area
      • Total structure area: 3,305
      • Total interior livable area: 2,071 sqft
      • Finished area above ground: 2,071
      • Finished area below ground: 0
      Video & virtual tour

      Property

      Parking
      • Total spaces: 2
      • Parking features: Attached
      • Attached garage spaces: 2
      Features
      • Levels: Two
      • Stories: 2
      • Patio & porch: Deck, Screened
      • Has view: Yes
      • On waterfront: Yes
      • Waterfront features: Waterfront, Deck on Waterfront, Pier/Dock, Lake Front, Non Ski Lake, Lake
      • Body of water: Hunter Lake
      • Frontage length: Channel/Canal Frontage(0),Water Frontage(300)
      Lot
      • Size: 3.67 Acres
      • Features: Few Trees, Sloped, 3-5.9999, 15+, Rural, Landscaped
      Details
      • Additional structures: Garden Shed, Barn
      • Additional parcels included: 2004-25-201-001.000-032
      • Parcel number: 200425201008.000032

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Traditional
      • Property subtype: Single Family Residence
      Materials
      • Cedar
      Condition
      • New construction: No
      • Year built: 1986

      Utilities & green energy

      • Electric: NIPSCO
      • Gas: NIPSCO
      • Sewer: Septic Tank
      • Water: Well

      Community & HOA

      Community
      • Subdivision: None
      Location
      • Region: Middlebury

      Financial & listing details

      • Tax assessed value: $398,400
      • Annual tax amount: $3,193
      • Date on market: 7/7/2026
      • Listing terms: Cash,Conventional

        Estimated market value

        $608,100

        $578,000 - $639,000

        $1,908/mo

        Price history

        DateEventPrice
        7/7/2026Listed for sale$637,500
        Source: IRMLS #202626923 Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$3,240 +7.2%$398,400 +12.9%
        2024$3,023 -0.1%$352,900 +7.5%
        2023$3,026 +2%$328,400 +9.3%
        2022$2,968 +10.1%$300,500 +4.2%
        2021$2,696 +18.6%$288,500 +9.1%
        2020$2,272 +5.9%$264,500 +13.4%
        2019$2,145 +9.4%$233,200 +5.5%
        2018$1,961 +3.4%$221,100 +8.1%
        2017$1,896 $204,500 +1.8%
        2016$1,896 +11.6%$200,800 +7.7%
        2014$1,699 -10.1%$186,500
        2013$1,889 +14.1%$186,500 +5.2%
        2012$1,655 -4%$177,200 -7.4%
        2011$1,724 -5.6%$191,400 -4.9%
        2010$1,826 +8.8%$201,200 -4.7%
        2009$1,677 $211,200
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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        Climate risks

        Neighborhood: 46540

        Getting around

        3 / 100
        Car-Dependent
        43 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: York
        • Middle: Northridge
        • High: Northridge
        • District: Middlebury Community Schools

        Source: IRMLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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