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    • $649,000

    54454 Heron Cove Ln, Elkhart, IN 46516

    5beds
    3,119sqft
    : 
    $4,243/mo
    Get pre-qualified
    Single Family Residence
    Built in 1989
    0.36 Acres Lot
    $633,600 Zestimate®
    $--/sqft
    $63/mo HOA

    What's special

    Walk-out lower levelSpacious quartz countertopsGame roomMain-level primary en-suiteYear-round dock accessFront storm doorNew chimney and cap
    Discover Over 3,000 sq ft of Thoughtfully Updated Living Space on the Peaceful Channel of the Upper St. Joe River In Heron Cove! This 4–5 bedroom, 3.5 bath Haven Offers unmatched Serenity and Functionality—Including a Full Bathroom on Every Level, Making Busy Mornings and Guest Stays a Breeze! Step Inside to a Beautiful Soaring Coffered Ceiling & Wall of Windows in the Living Room, and a Gourmet Kitchen (2021) Boasting Spacious Quartz Countertops, Black Stainless Steel Appliances, Tiled Backsplash, Pantry and Walk-Around Island. The Main-Level Primary En-Suite Provides a Relaxing Escape, while Three Upstairs Bedrooms and another Full Bath Offer Comfort and Privacy for the Whole Family. The Walk-Out Lower Level Provides a Versatile Layout that Includes an Additional Bedroom or Office, Full Bath, Kitchenette, Game Room, and Spacious Family Room—Ideal for Entertaining. Enjoy the Peacefulness of the Channel with Steel Wall and Year-Round Dock Access—No Hauling, No Seasonal Stress, No Wake Splashing Against the Seawall and High Ground - No Chance of Flooding! Entertain Effortlessly on the New Composite Deck, Railing, & Staircase (2021) with Power Awning! Additional Updates to This Meticulously Kept Home Include Vinyl Luxury Flooring (2021), Front Storm Door, 2 Sump Pumps (2026). New Chimney and Cap, and New Lighting. Perfect Location with the Park Area with Volleyball, Tennis Court, Basketball Court, Playground, & Picnic Area Right Across the Street . Enjoy Summertime on the River with Live Free Music on the Weekends!
    47 days
    |
    783
    |
    52
    |

    Zillow last checked:

    Listing updated:

    Listed by:

    Amy Troyer Cell:574-354-1841,

    Snyder Strategy Realty Inc.

    Source: IRMLS,MLS#: 202626482MLS Logo

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 5
      • Bathrooms: 4
      • Full bathrooms: 3
      • 1/2 bathrooms: 1
      • Main level bedrooms: 1
      Bedroom 1
      • Level: Main
      Bedroom 2
      • Level: Upper
      Dining room
      • Level: Main
      • Area: 169
      • Dimensions: 13 x 13
      Family room
      • Level: Lower
      • Area: 456
      • Dimensions: 24 x 19
      Kitchen
      • Level: Main
      • Area: 264
      • Dimensions: 22 x 12
      Living room
      • Level: Main
      • Area: 320
      • Dimensions: 20 x 16
      Heating
      • Natural Gas, Forced Air
      Cooling
      • Central Air
      Appliances
      • Included: Dishwasher, Microwave, Refrigerator, Washer, Dryer-Gas, Gas Range, Gas Water Heater, Water Softener Owned
      • Laundry: Gas Dryer Hookup, Main Level
      Features
      • Bookcases, Eat-in Kitchen, Entrance Foyer, Kitchen Island, Main Level Bedroom Suite, Formal Dining Room
      • Windows: Window Treatments
      • Basement: Full,Walk-Out Access,Finished,Concrete
      • Has fireplace: No
      Interior area
      • Total structure area: 3,329
      • Total interior livable area: 3,119 sqft
      • Finished area above ground: 2,144
      • Finished area below ground: 975
      Video & virtual tour

      Property

      Parking
      • Total spaces: 2
      • Parking features: Attached, Concrete
      • Attached garage spaces: 2
      • Has uncovered spaces: Yes
      Features
      • Levels: Two
      • Stories: 2
      • Patio & porch: Deck
      • Exterior features: Irrigation System
      • Has view: Yes
      • On waterfront: Yes
      • Waterfront features: Waterfront, Waterfront-Level Bank, Deck on Waterfront, Pier/Dock, Canal Front, River
      • Body of water: St. Joe River Upper
      • Frontage length: Water Frontage(180)
      Lot
      • Size: 0.36 Acres
      • Dimensions: 87 x 180
      • Features: Level, Sloped, City/Town/Suburb
      Details
      • Parcel number: 200236426013.000009

      Construction

      Type & style
      • Home type: SingleFamily
      • Property subtype: Single Family Residence
      Materials
      • Brick, Cedar
      • Roof: Asphalt
      Condition
      • New construction: No
      • Year built: 1989

      Utilities & green energy

      • Gas: NIPSCO
      • Sewer: Septic Tank
      • Water: Well

      Community & HOA

      Community
      • Features: Playground, Tennis Court(s)
      • Subdivision: Heron Cove
      HOA
      • Has HOA: Yes
      • HOA fee: $750 annually
      Location
      • Region: Elkhart

      Financial & listing details

      • Tax assessed value: $512,800
      • Annual tax amount: $4,843
      • Date on market: 7/3/2026
      • Listing terms: Cash,Conventional

        Estimated market value

        $633,600

        $602,000 - $665,000

        $2,606/mo

        Price history

        DateEventPrice
        7/3/2026Listed for sale$649,000
        Source: IRMLS #202626482 Report a problem
        7/1/2026Listing removed$649,000
        Source: IRMLS #202525276 Report a problem
        5/11/2026Price change$649,000-3%
        Source: IRMLS #202525276 Report a problem
        3/20/2026Price change$669,000-2.9%
        Source: IRMLS #202525276 Report a problem
        10/27/2025Price change$689,000-1.4%
        Source: IRMLS #202525276 Report a problem
        7/1/2025Listed for sale$699,000+96.9%
        Source: IRMLS #202525276 Report a problem
        5/23/2019Listing removed$355,000$114/sqft
        Source: RE/MAX Oak Crest Realty #201836485 Report a problem
        5/18/2019Price change$355,000-2.1%$114/sqft
        Source: RE/MAX Oak Crest - Elkhart #201836485 Report a problem
        5/4/2019Price change$362,500-2%$116/sqft
        Source: RE/MAX Oak Crest - Elkhart #201836485 Report a problem
        3/29/2019Price change$369,900-2.6%$119/sqft
        Source: RE/MAX Oak Crest - Elkhart #201836485 Report a problem
        2/1/2019Price change$379,900-2.3%$122/sqft
        Source: RE/MAX Oak Crest - Elkhart #201836485 Report a problem
        11/7/2018Price change$389,000-2.5%$125/sqft
        Source: RE/MAX Oak Crest - Elkhart #201836485 Report a problem
        8/14/2018Listed for sale$399,000+12.1%$128/sqft
        Source: RE/MAX Excellence #201836485 Report a problem
        5/9/2008Listing removed$356,000$114/sqft
        Source: Century 21 Report a problem
        3/5/2008Listed for sale$356,000$114/sqft
        Source: Century 21 Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$4,685 +4.8%$512,800 +9.5%
        2024$4,470 +0%$468,500 +4.8%
        2023$4,470 +6.6%$447,000
        2022$4,195 -57.9%$447,000 +6.6%
        2021$9,964 +122.1%$419,500
        2020$4,487 +6.4%$419,500 +14.2%
        2019$4,217 +5.4%$367,300 +6.5%
        2018$4,001 +10.6%$345,000 +6.2%
        2017$3,618 $324,900 +0.9%
        2016$3,618 -2.5%$321,900 +4.3%
        2014$3,711 +21.2%$308,600 +0.8%
        2013$3,063 +3.9%$306,300 +3.9%
        2012$2,949 +11.7%$294,900 +11.7%
        2011$2,639 -7.9%$263,900 -7.9%
        2010$2,865 -8.9%$286,500 -8.9%
        2009$3,144 -27.7%$314,400 +7.4%
        2007$4,347 +11.7%$292,700 +0.8%
        2006$3,892 -12.1%$290,300
        2005$4,431 +25.1%$290,300
        2003$3,543 +31.6%$290,300 +102.6%
        2002$2,691 +2.4%$143,300 +200%
        2001$2,628 $47,770
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        See how much you could borrow to make a competitive offer.
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        Climate risks

        Neighborhood: 46516

        Getting around

        37 / 100
        Car-Dependent
        54 / 100
        Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Concord Ox Bow
        • Middle: Concord
        • High: Concord
        • District: Concord Community Schools

        Source: IRMLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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