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    • $315,000

    1045 Saddle Rdg, Portage, WI 53901

    2beds
    2,138sqft
    : 
    $2,625/mo
    Get pre-qualified
    Half Duplex
    Built in 1995
    -- sqft lot
    $313,600 Zestimate®
    $147/sqft
    $165/mo HOA

    What's special

    Take in the changing seasons from the comfort of your screened porch, then step inside to discover this inviting 2BR, 3BA ranch-style duplex condo featuring a NEW ROOF and NEW MAIN FLOOR BEDROOM CARPETS, conveniently located near Saddle Ridge Golf Course and Swan Lake Marina. Designed for easy main-level living, the open floor plan features an eat-in kitchen with breakfast bar, convenient main-floor laundry, and a cozy living room warmed by one of two gas fireplaces. The spacious primary suite offers dual closets and a walk-in shower. The finished lower level expands your living space with a family room featuring the second gas fireplace, mini wet bar, full bath, office/den, and a flex room with potential for a third bedroom. Low HOA fees, marina/boat slip availability (additional fee), and an Ultimate UHP Home Warranty complete the package.
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    Zillow last checked:

    Listing updated:

    Listed by:

    Deborah Winkler,

    First Weber Inc

    Source: SCWMLS,MLS#: 2033920

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 2
      • Bathrooms: 3
      • Full bathrooms: 3
      • Main level bathrooms: 2
      Primary bedroom
      • Level: Main
      • Area: 210
      • Dimensions: 14 x 15
      Bedroom 2
      • Level: Main
      • Area: 132
      • Dimensions: 11 x 12
      Dining room
      • Level: Main
      • Area: 80
      • Dimensions: 10 x 8
      Family room
      • Area: 360
      • Dimensions: 12 x 30
      Kitchen
      • Features: Breakfast Bar, Range/Oven, Refrigerator, Dishwasher, Microwave, Disposal
      • Level: Main
      • Area: 72
      • Dimensions: 9 x 8
      Living room
      • Level: Main
      • Area: 198
      • Dimensions: 18 x 11
      Heating
      • Forced Air
      Cooling
      • Central Air
      Appliances
      • Included: Washer, Dryer, Water softener included
      • Laundry: Main Level
      Features
      • Great room, Vaulted Ceiling(s), At Least 1 tub, Den/Office, Rec Room
      • Flooring: Wood or sim. wood floors
      • Basement: Full,Finished
      • Number of fireplaces: 2
      • Fireplace features: 2 fireplaces, Gas
      • Common walls with other units/homes: 1 Common Wall
      Interior area
      • Total structure area: 2,138
      • Total interior livable area: 2,138 sqft
      • Finished area above ground: 1,296
      Video & virtual tour

      Property

      Parking
      • Total spaces: 2
      • Parking features: 2 car Garage, Attached, Garage Door Opener
      • Attached garage spaces: 2
      Features
      • Patio & porch: Deck/Balcony, Screened
      • Exterior features: Private Entrance
      • Waterfront features: Lake Front
      • Body of water: Swan
      Details
      • Parcel number: 11032 1300.1045
      • Zoning: Res

      Construction

      Type & style
      • Home type: SingleFamily
      • Property subtype: Half Duplex
      Materials
      • Vinyl Siding
      • Foundation: Poured concrete foundatn
      Condition
      • Year built: 1995
      Details
      • Builder name: Saddle Ridge
      • Warranty included: Yes

      Utilities & green energy

      • Sewer: Non-Municipal/Prvt dispos
      • Water: Joint well

      Community & HOA

      Community
      • Features: Common Green Space
      HOA
      • Has HOA: Yes
      • Services included: Trash, Snow Removal, Common area maintenance, Common area insurance, Reserve fund
      • HOA fee: $165 monthly
      Location
      • Region: Portage

      Financial & listing details

      • Price per square foot: $147/sqft
      • Tax assessed value: $271,100
      • Annual tax amount: $2,384
      • Date on market: 10/2/2026
      • Listing terms: Rental Allowed
      • Inclusions: refrigerator, oven/range, microwave, dishwasher, washer, dryer, all window coverings, water softener
      • Exclusions: Seller's personal items

        Estimated market value

        $313,600

        $298,000 - $329,000

        $2,089/mo

        Price history

        DateEventPrice
        10/2/2026Listed for sale$315,000-3.1%$147/sqft
        Source: SCWMLS #2033920 Report a problem
        9/1/2026Listing removed$325,000$152/sqft
        Source: WIREX MLS #2020817 Report a problem
        8/14/2026Price change$325,000-0.6%$152/sqft
        Source: SCWMLS #2020817 Report a problem
        7/31/2026Price change$327,000-0.3%$153/sqft
        Source: SCWMLS #2020817 Report a problem
        6/4/2026Price change$328,000-0.6%$153/sqft
        Source: WIREX MLS #2020817 Report a problem
        5/22/2026Listed for sale$330,000$154/sqft
        Source: WIREX MLS #2020817 Report a problem
        5/18/2026Contingent$330,000$154/sqft
        Source: WIREX MLS #2020817 Report a problem
        5/14/2026Price change$330,000-0.9%$154/sqft
        Source: WIREX MLS #2020817 Report a problem
        5/1/2026Price change$333,000-0.6%$156/sqft
        Source: WIREX MLS #2020817 Report a problem
        4/16/2026Listed for sale$335,000+2.1%$157/sqft
        Source: WIREX MLS #2020817 Report a problem
        4/16/2026Listing removed$328,000$153/sqft
        Source: WIREX MLS #2013361 Report a problem
        2/19/2026Price change$328,000-0.6%$153/sqft
        Source: WIREX MLS #2013361 Report a problem
        1/22/2026Listed for sale$330,000$154/sqft
        Source: WIREX MLS #2013361 Report a problem
        1/7/2026Contingent$330,000$154/sqft
        Source: WIREX MLS #2013361 Report a problem
        12/4/2025Listed for sale$330,000+78.4%$154/sqft
        Source: WIREX MLS #2013361 Report a problem
        11/24/2020Sold$185,000$87/sqft
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2024$2,510 +1.8%$271,100
        2023$2,465 +36.7%$271,100 +97.5%
        2022$1,803 +8.5%$137,300
        2021$1,661 +6.8%$137,300
        2020$1,556 -4.1%$137,300
        2019$1,623 -1%$137,300
        2018$1,639 -1.2%$137,300
        2017$1,659 +5.4%$137,300
        2016$1,573 +0.5%$137,300
        2015$1,565 -1.4%$137,300
        2014$1,587 -19.3%$137,300 -11.5%
        2013$1,966 +10.2%$155,100
        2012$1,785 -20.1%$155,100 -22.4%
        2010$2,235 $199,900
        2009-- $199,900
        2008-- $199,900
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        See how much you could borrow to make a competitive offer.
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        Climate risks

        Neighborhood: 53901

        Getting around

        3 / 100
        Car-Dependent
        24 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Muir
        • Middle: Wayne Bartels
        • High: Portage
        • District: Portage

        Source: SCWMLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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