This is a fractional ownership which is a unique and affordable way to own property in Muskoka. You would own one share in the cottage along with 9 other owners. You would be able to use the cottage for 5 weeks of the year: one "core/fixed" week in summer and 4 "floating" weeks during autumn, winter and spring. Some think it is like a time share but there is one big difference: with a fractional interval ownership you actually own a share of the cottage as well as part of the entire resort. The resort property has 300 feet of south facing frontage on Lake of Bays (second largest lake in Muskoka) and 49.5 acres. The Muskokan has 3 spacious bedrooms, two bathrooms and a personal storage locker on the lower level to store a few things when you're not there. The annual maintenance fee covers everything: taxes, hydro, property maintenance (inside and out), furnishings. Nothing for you to do except enjoy your weeks. The ANNUAL fee PER OWNER in 2026 for the Muskokan cottage is $5,677. The weeks for this interval unit in 2026 start(ed) on the following Saturdays: January 24, April 4, May 2, July 25 (core/fixed summer week) and September 19. The core week for this fractional interval is the very popular Week 5, right in the middle of summer. Check-in day for the Muskokan Cottage is on Saturdays after 4 p.m. All cottages are smoke-free and pet-free. There is NO HST on the purchase price. Amenities include: sandy beach, indoor swimming pool, exercise room, meeting room, whirlpool, sauna, games room, tennis/pickleball court, walking trails, skating rink. You can even moor your boat during your boating season weeks. Some owners rent their weeks out to help cover the maintenance fee. If you rent it out yourself you keep all of the rental income. If Blue Water Acres rents it out for you, then you keep 50% of the rental income. Owning an interval at Blue Water Acres also entitles you to use Interval International to trade for weeks at other luxury resorts all around the world.
For sale
C$74,900
1052 Rat Bay Rd #113-5, Lake Of Bays, ON P1H 2J6
3beds
2baths
Condominium
Built in ----
-- sqft lot
$-- Zestimate®
C$--/sqft
C$473/mo HOA
What's special
Two bathroomsSandy beachIndoor swimming poolExercise roomMeeting roomGames roomWalking trails
- 95 days
- 14
- 0
Zillow last checked:
Listing updated:
Listed by:
Chestnut Park Real Estate
Source: TRREB,MLS®#: X13173280
Originating MLS®#: One Point Association of REALTORS
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 2
Heating
- Forced Air, Propane
Cooling
- Central Air
Appliances
- Laundry: In-Suite Laundry
Features
- Primary Bedroom - Main Floor
- Basement: None
- Has fireplace: Yes
- Fireplace features: Propane
Interior area
- Living area range: 1400-1599 null
Property
Parking
- Total spaces: 2
Features
- Stories: 2
- Patio & porch: Deck
- Exterior features: Private Dock
- Has view: Yes
- View description: Beach, Lake, Water
- Has water view: Yes
- Water view: Beach,Lake,Water,Direct
- Waterfront features: Beach Front, Dock, Winterized, Direct, Lake
- Body of water: Lake of Bays
Lot
- Features: Beach, Lake/Pond, Waterfront
- Topography: Sloping
Details
- Parcel number: 0
Construction
Type & style
- Home type: Condo
- Property subtype: Condominium
Materials
- Wood
- Foundation: Concrete, Concrete Block
- Roof: Shingle
Utilities & green energy
- Utilities for property: Electricity Connected, Internet High Speed
Community & HOA
Community
- Security: None
HOA
- Amenities included: Indoor Pool, Gym, Game Room, Party Room/Meeting Room, Exercise Room, Communal Waterfront Area
- Services included: Heat Included, Hydro Included, Water Included, Common Elements Included, Parking Included, Condo Taxes Included, Building Insurance Included
- HOA fee: C$473 monthly
- HOA name: 0
Location
- Region: Lake Of Bays
Financial & listing details
- Date on market: 5/26/2026
Price history
Price history is unavailable.
Public tax history
Tax history is unavailable.
Climate risks
Neighborhood: P1H
Nearby schools
GreatSchools rating
No schools nearby
We couldn't find any schools near this home.







