RARE SMITH LAKE WATERFRONT OPPORTUNITY! Discover the charm of Old Florida on beautiful Smith Lake! This waterfront property offers approximately 0.63 acres with peaceful lake view, mature oak trees, and a relaxing natural setting. Tucked away between Belleview and Ocala, this property is perfect for a weekend fishing retreat, vacation getaway, or an opportunity to create your own lakeside escape. The existing 1-bedroom, 1-bath also features a bonus room, offering additional flexible space for a home office or hobby room. This 1-bath home offers potential for renovation and personal touches. No HOA! Property is being sold AS IS. Owner is a licensed Florida real estate agent. Owner is a licensed Florida real estate agent.
For sale
$319,900
10565 95TH TERRACE, BELLEVIEW, FL 34420
1beds
754sqft
Single Family Residence
Built in 1978
0.63 Acres Lot
$316,500 Zestimate®
$424/sqft
$-- HOA
What's special
Peaceful lake viewMature oak treesWaterfront propertyRelaxing natural setting
- 6 days
- 151
- 3
Likely to sell faster than
Zillow last checked:
Listing updated:
Listed by:
BobbiJo NeSmith 352-422-3091,
FLAMINGO REAL ESTATE & MNGMT 352-689-1000
Source: Stellar MLS,MLS#: G5116737
Originating MLS: Lake and Sumter

Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 1
- Bathrooms: 1
- Full bathrooms: 1
Primary bedroom
- Features: Built-in Closet
- Level: First
Bathroom 1
- Features: Built-in Closet
- Level: First
Bathroom 1
- Features: Built-in Closet
- Level: First
Bonus room
- Features: No Closet
- Level: First
Kitchen
- Level: First
Living room
- Level: First
Heating
- Electric
Cooling
- Wall/Window Unit(s)
Appliances
- Included: Range
- Laundry: None
Features
- Ceiling Fan(s)
- Flooring: Ceramic Tile, Concrete
- Has fireplace: No
Interior area
- Total structure area: 754
- Total interior livable area: 754 sqft
Property
Features
- Levels: One
- Stories: 1
- Exterior features: Private Entrance, Private Mailbox
- Has view: Yes
- View description: Water, Lake
- Has water view: Yes
- Water view: Water,Lake
- Waterfront features: Lake Front, Lake Privileges, Skiing Allowed
- Body of water: SMITH LAKE
Lot
- Size: 0.63 Acres
- Dimensions: 50 x 549
Details
- Parcel number: 3785500000
- Zoning: R1
- Special conditions: None
Construction
Type & style
- Home type: SingleFamily
- Property subtype: Single Family Residence
Materials
- Vinyl Siding, Wood Frame
- Foundation: Slab
- Roof: Shingle
Condition
- New construction: No
- Year built: 1978
Utilities & green energy
- Sewer: Septic Tank
- Water: Private
- Utilities for property: Electricity Available
Community & HOA
Community
- Pet fee: $0 monthly
- Subdivision: EAST WATERS/SMITH LAKE
HOA
- Has HOA: No
Location
- Region: Belleview
Financial & listing details
- Price per square foot: $424/sqft
- Tax assessed value: $72,086
- Annual tax amount: $1,577
- Date on market: 10/10/2026
- Cumulative days on market: 6 days
- Ownership: Fee Simple
- Total actual rent: 0
- Electric utility on property: Yes
- Road surface type: Dirt
Estimated market value
$316,500
$301,000 - $332,000
$1,157/mo
Price history
| Date | Event | Price |
|---|---|---|
| 10/10/2026 | Listed for sale | $319,900$424/sqft |
Source: | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $1,577 +15% | $67,304 +10% |
| 2024 | $1,371 +5.7% | $61,185 +10% |
| 2023 | $1,297 +13.1% | $55,623 +10% |
| 2022 | $1,146 +8.7% | $50,566 +10% |
| 2021 | $1,055 +170.8% | $45,969 +49.2% |
| 2020 | $389 +2.8% | $30,808 +2.3% |
| 2019 | $379 | $30,115 +1.9% |
| 2018 | $379 +7.7% | $29,553 +2.1% |
| 2017 | $352 +12.7% | $28,945 +2.1% |
| 2016 | $312 | $28,350 +0.7% |
| 2015 | $312 +1.5% | $28,153 +0.5% |
| 2014 | $308 -0.2% | $28,011 -0.3% |
| 2013 | $308 -25.7% | $28,086 -19.7% |
| 2012 | $415 +1.9% | $34,974 +3% |
| 2011 | $407 +2.1% | $33,955 +1.5% |
| 2010 | $398 +4.5% | $33,453 +2.7% |
| 2009 | $381 +0.7% | $32,574 +0.1% |
| 2008 | $379 +6.8% | $32,542 +3% |
| 2007 | $354 +2.2% | $31,595 +2.5% |
| 2006 | $347 +25.7% | $30,825 +3% |
| 2005 | $276 | $29,928 +3% |
| 2004 | $276 +25.6% | $29,057 +4.3% |
| 2002 | $220 +136.3% | $27,848 +4.6% |
| 2001 | $93 | $26,612 |
| 2000 | $93 | $26,612 |
Find assessor info on the county website
Monthly payment
Est. payment
Payment breakdown
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Neighborhood: 34420
Nearby schools
Schools provided by the listing agent
- Elementary: Emerald Shores Elem. School
- Middle: Lake Weir Middle School
- High: Lake Weir High School
Source: Stellar MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.





