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For sale by owner
  • $299,999

    1061 N Lake Shore Dr, Decatur, IL 62526

    3beds
    1,632sqft
    : 
    $2,231/mo
    Get pre-qualified
    SingleFamily
    Built in 1965
    9,583 Square Feet Lot
    $160,200 Zestimate®
    $184/sqft
    $-- HOA

    What's special

    Stainless appliances stayThree bedroomsNew roof
    FULLY RENOVATED ON LAKE DECATUR — NEW ROOF, PANEL, WINDOWS AND DOCK New roof. New electrical panel. New energy-efficient vinyl windows throughout. New water heater. A complete basement waterproofing system with a battery-backup sump pump. That is the expensive, unglamorous half of owning a house, already handled. These are the items that quietly cost a new owner five figures in the first few years, and here they are done — so a spring storm and a power outage on the same night is somebody else's problem. Then there is the lake. A new composite deck runs the back of the house, railed in black stainless cable so nothing interrupts the view, and a season of tree work opened the sightline clear across the water. Down at the shoreline the old dock is gone, replaced with a floating dock set on concrete pavers, built to sit through Illinois winters instead of being rebuilt after them. Inside: three bedrooms, one full bath and a half bath, in a split-level layout that gives the bedrooms real separation from the living space. Two bedrooms open directly onto the deck. Both bathrooms are new from the subfloor up, with waterproofed porcelain tile, new vanities, new toilets, new tub surround and new hardware. Fresh paint in every room. New LVP flooring and trim on the lower level. New lighting inside and out, new door handles on every door. The lower level is a full finished family room built around a stone gas fireplace, and it stays dry, for the reason above. Attached two-car garage with the laundry, tucked under the deck, plus off-street parking in the front yard in front of the retaining wall. Bring the boat trailer and the guests — there is room. Gas forced-air heat and central air. Stainless appliances stay. The kitchen is clean and working, with an open pass-through to the living room and a window over the peninsula that looks out at the lake. It is the one room left for you to make your own. 1,716 sq ft. 0.22 acre lot. Lake views with your own floating dock. Showings by appointment. Sean Dougherty, (217) 433-0840.
    What the owner loves about this home
    Coffees and breaks on the deck while we were working here were better than most breaks in the work van. It faces east over the water, so the sun comes up right in front of you — coffee out there in the morning was a phenomenal start to the day. By late afternoon the roofline throws shade across the whole thing, which in an Illinois August matters more than people expect. The cable railing went in specifically so nothing would interrupt that view, and we took out a lot of tree growth along the bank to open it up clear across the water. The dock is a short walk down. Close enough to town for everything you need, far enough that what you hear is the water.
    5 hours
    201
    7
    Listed by:

    Property Owner (217) 433-0840

    This property is for sale by owner and Zillow, Inc. is displaying it at the owner's request. It is not subject to a listing agreement with Zillow, Inc. or its affiliates.

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 2
      • Full bathrooms: 1
      • 1/2 bathrooms: 1
      Heating
      • Forced air, Gas
      Cooling
      • Central
      Appliances
      • Included: Dishwasher, Dryer, Range / Oven, Refrigerator, Washer
      Features
      • Flooring: Hardwood
      • Has fireplace: Yes
      Interior area
      • Total interior livable area: 1,632 sqft

      Property

      Parking
      • Total spaces: 2
      • Parking features: Garage - Attached
      Features
      • Exterior features: Stone, Vinyl, Cement / Concrete
      • Has spa: Yes
      • Has view: Yes
      • View description: Water
      • Has water view: Yes
      • Water view: Water
      Lot
      • Size: 9,583 Square Feet
      Details
      • Parcel number: 041308405011

      Construction

      Type & style
      • Home type: SingleFamily
      Materials
      • Frame
      • Foundation: Concrete
      Condition
      • New construction: No
      • Year built: 1965

      Utilities & green energy

      • Sewer: City

      Community & HOA

      Location
      • Region: Decatur

      Financial & listing details

      • Price per square foot: $184/sqft
      • Tax assessed value: $59,586
      • Annual tax amount: $5,187
      • Date on market: 9/5/2026

        Estimated market value

        $160,200

        $152,000 - $168,000

        $1,459/mo

        Price history

        DateEventPrice
        9/5/2026Listed for sale$299,999+100%$184/sqft
        Source: Owner Report a problem
        5/26/2026Sold$150,000+0.7%$92/sqft
        Source: CIBR #6258862 Report a problem
        10/23/2018Sold$149,000-3.8%$91/sqft
        Source: CIBR #6183227 Report a problem
        9/7/2018Pending sale$154,900$95/sqft
        Source: Brinkoetter & Associates #6183227 Report a problem
        7/26/2018Listed for sale$154,900-27.5%$95/sqft
        Source: Brinkoetter & Associates #6183227 Report a problem
        6/8/2015Sold$213,750+47.4%$131/sqft
        Source: Public Record Report a problem
        4/24/2015Listed for sale$145,000$89/sqft
        Source: Brinkoetter and Assoiciates Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2024$5,187 +1.3%$59,586 +3.7%
        2023$5,123 +3.1%$57,477 +5.3%
        2022$4,969 +7.4%$54,588 +7.1%
        2021$4,628 -1.6%$50,979 +3.8%
        2020$4,702 +3.8%$49,099 +1%
        2019$4,531 +27.1%$48,612 +43.6%
        2018$3,565 -2.1%$33,859 -2.6%
        2017$3,641 -1.9%$34,763 -1%
        2016$3,711 +28.5%$35,118 +2.5%
        2015$2,888 +21.5%$34,256 +11.2%
        2014$2,377 -4.1%$30,796 -3.6%
        2013$2,478 -1.3%$31,953 -3%
        2012$2,510 $32,941
        2011-- $32,941 -5.4%
        2010-- $34,830
        2009-- $34,830 +8.7%
        2006-- $32,054
        2005-- $32,054
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

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        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
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        Climate risks

        Neighborhood: 62526

        Getting around

        11 / 100
        Car-Dependent
        25 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Brush College
        • Middle: Jefferson
        • High: Eisenhower
        • District: Dist 61

        Source: The MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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