Welcome to this 3-bedroom, 2-bath, single-story home offering 2,004 square feet of living space in the Sandy Creek community of St. Johns County.
Designed with an open floor plan, the spacious living area flows seamlessly into the kitchen, making it ideal for everyday living and entertaining. The kitchen features a center island, ample counter space, and finishes that complement the home's tile and wood flooring throughout.
The split-bedroom layout provides privacy, with a comfortable primary suite and well-sized secondary bedrooms. Step outside to a screened patio with pond views, creating a peaceful setting for morning coffee or evening relaxation. The rod iron fenced backyard adds both charm and function.
Notable updates include a 2023 roof for added peace of mind. Sandy Creek offers low HOA fees, community amenities, and convenient access to shopping, dining, top-rated schools, and major roadways throughout St. Johns County.
Active
Price cut: $5K (7/21)
$445,000
109 CUMMER Way, St. Augustine, FL 32095
3beds
2,004sqft
Single Family Residence
Built in 2012
8,712 Square Feet Lot
$438,300 Zestimate®
$222/sqft
$72/mo HOA
What's special
Split-bedroom layoutWell-sized secondary bedroomsOpen floor planRod iron fenced backyardAmple counter spaceComfortable primary suite
- 162 days |
- 637 |
- 33 |
Zillow last checked:
Listing updated:
Listed by:
NICHOLAS DAVID BROWER 904-648-7661,
THE LEGENDS OF REAL ESTATE 904-595-5959
Source: realMLS,MLS#: 2130418
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
Heating
- Central, Electric
Cooling
- Central Air, Electric
Appliances
- Included: Dishwasher, Dryer, Electric Cooktop, Electric Oven, Electric Range, Electric Water Heater, Washer, Water Softener Owned
Features
- Kitchen Island, Open Floorplan, Pantry, Primary Bathroom - Tub with Shower, Split Bedrooms
- Flooring: Tile, Wood
- Number of fireplaces: 1
- Fireplace features: Electric
Interior area
- Total interior livable area: 2,004 sqft
Property
Parking
- Total spaces: 3
- Parking features: Garage, Garage Door Opener
- Garage spaces: 3
Features
- Levels: One
- Stories: 1
- Patio & porch: Patio, Screened
- Fencing: Wrought Iron
- Has view: Yes
- View description: Pond
- Has water view: Yes
- Water view: Pond
Lot
- Size: 8,712 Square Feet
Details
- Parcel number: 0264830820
- Zoning description: Single Family
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Traditional
- Property subtype: Single Family Residence
Materials
- Stucco
- Roof: Shingle
Condition
- New construction: No
- Year built: 2012
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
- Utilities for property: Cable Connected, Electricity Connected, Sewer Connected, Water Connected
Community & HOA
Community
- Subdivision: Sandy Creek
HOA
- Has HOA: Yes
- Amenities included: Dog Park
- HOA fee: $869 annually
Location
- Region: Saint Augustine
Financial & listing details
- Price per square foot: $222/sqft
- Tax assessed value: $390,539
- Annual tax amount: $5,072
- Date on market: 3/13/2026
- Listing terms: Assumable,Cash,Conventional,FHA,VA Loan
- Road surface type: Asphalt
Estimated market value
$438,300
$416,000 - $460,000
$2,115/mo
Price history
| Date | Event | Price |
|---|---|---|
| 7/21/2026 | Price change | $445,000-1.1%$222/sqft |
Source:  realMLS #2130418 Report a problem | ||
| 5/6/2026 | Price change | $450,000-2.2%$225/sqft |
Source: realMLS #2130418 Report a problem | ||
| 4/7/2026 | Price change | $459,900-2.1%$229/sqft |
Source: realMLS #2130418 Report a problem | ||
| 3/13/2026 | Listed for sale | $469,900+20.5%$234/sqft |
Source: realMLS #2130418 Report a problem | ||
| 6/7/2021 | Sold | $390,000+0%$195/sqft |
Source: realMLS #1102855 Report a problem | ||
| 5/4/2021 | Pending sale | $389,990$195/sqft |
Source: realMLS #1102855 Report a problem | ||
| 4/27/2021 | Price change | $389,990-1.3%$195/sqft |
Source:  St Augustine St Johns County BOR #212211 Report a problem | ||
| 4/2/2021 | Price change | $394,990+12.9%$197/sqft |
Source: St Augustine St Johns County BOR #212211 Report a problem | ||
| 3/31/2021 | Listed for sale | $349,900-12.5%$175/sqft |
Source: St Augustine St Johns County BOR #212211 Report a problem | ||
| 3/31/2021 | Listing removed | -- |
Source: Owner Report a problem | ||
| 3/29/2021 | Listed for sale | $400,000$200/sqft |
Source: Owner Report a problem | ||
| 3/26/2021 | Pending sale | $400,000$200/sqft |
Source: Owner Report a problem | ||
| 3/24/2021 | Price change | $400,000+14.3%$200/sqft |
Source: Owner Report a problem | ||
| 3/22/2021 | Listed for sale | $350,000+25%$175/sqft |
Source: Owner Report a problem | ||
| 3/22/2021 | Listing removed | -- |
Source: Owner Report a problem | ||
| 2/18/2019 | Listing removed | $1,975$1/sqft |
Source: Owner Report a problem | ||
| 1/18/2019 | Listed for rent | $1,975+4.2%$1/sqft |
Source: Owner Report a problem | ||
| 9/2/2018 | Listing removed | $1,895$1/sqft |
Source: Owner Report a problem | ||
| 8/21/2018 | Price change | $1,895-4.1%$1/sqft |
Source: Owner Report a problem | ||
| 8/15/2018 | Listing removed | $279,900$140/sqft |
Source: Owner Report a problem | ||
| 8/11/2018 | Price change | $279,900-3.4%$140/sqft |
Source: Owner Report a problem | ||
| 8/8/2018 | Listed for sale | $289,900+13.7%$145/sqft |
Source: Owner Report a problem | ||
| 7/28/2018 | Price change | $1,975-5.7%$1/sqft |
Source: Owner Report a problem | ||
| 7/16/2018 | Listed for rent | $2,095$1/sqft |
Source: Owner Report a problem | ||
| 9/2/2016 | Sold | $255,000-1.9%$127/sqft |
Source: realMLS #837317 Report a problem | ||
| 8/15/2016 | Pending sale | $259,900+15.5%$130/sqft |
Source: KELLER WILLIAMS REALTY ATLANTIC PARTNERS #837317 Report a problem | ||
| 2/1/2013 | Sold | $225,000$112/sqft |
Source: realMLS #624421 Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $5,072 +12.1% | $390,539 +2.8% |
| 2024 | $4,524 +2% | $379,954 +3% |
| 2023 | $4,437 +2.8% | $368,887 +3% |
| 2022 | $4,317 +21% | $358,143 +41.2% |
| 2021 | $3,568 +6.5% | $253,680 +8.2% |
| 2020 | $3,351 +24.7% | $234,418 +9% |
| 2019 | $2,686 | $215,018 +1.9% |
| 2018 | $2,686 +1.7% | $211,009 +2.1% |
| 2017 | $2,642 | $206,669 +5.1% |
| 2016 | $2,642 -16.1% | $196,714 +1.9% |
| 2015 | $3,147 +2.4% | $192,952 +4% |
| 2014 | $3,072 | $185,459 -1.4% |
| 2013 | -- | $188,182 |
Find assessor info on the county website
Monthly payment
Est. payment
Payment breakdown
Explore the cost of this home by adjusting the details. Changes won't be saved.Climate risks
Neighborhood: 32095
Nearby schools
GreatSchools rating
- 9/10Lakeside AcademyGrades: K-8Distance: 1.2 mi
- 7/10Beachside High SchoolGrades: 8-12Distance: 1.9 mi
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