Space, flexibility, and a peaceful pond setting come together in this 3-bedroom, 2-bath Sandy Creek home offering 2,004 sq. ft. of single-story living. Step inside to an open layout designed for easy everyday living and entertaining, plus a versatile flex space ideal for an office, dining room, playroom, or additional sitting area. The kitchen features a center island, generous counter space, and an open connection to the main living area. A split-bedroom design provides added privacy, while the primary suite offers a comfortable retreat. Outside, unwind on the screened patio overlooking the pond and enjoy the wrought-iron fenced backyard without sacrificing the view. A 3-car garage provides valuable extra parking and storage, while the 2023 roof adds an important recent update. Located in Sandy Creek with low HOA fees and convenient access to shopping, dining, major roadways, and all that St. Johns County has to offer.
Active
Price cut: $5K (7/21)
$445,000
109 CUMMER Way, St. Augustine, FL 32095
3beds
2,004sqft
Single Family Residence
Built in 2012
8,712 Square Feet Lot
$439,200 Zestimate®
$222/sqft
$72/mo HOA
What's special
Generous counter space
- 208 days
- 398
- 33
Zillow last checked:
Listing updated:
Listed by:
NICHOLAS DAVID BROWER 904-648-7661,
THE LEGENDS OF REAL ESTATE 904-595-5959
Source: realMLS,MLS#: 2130418
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
Heating
- Central, Electric
Cooling
- Central Air, Electric
Appliances
- Included: Dishwasher, Dryer, Electric Cooktop, Electric Oven, Electric Range, Electric Water Heater, Washer, Water Softener Owned
Features
- Kitchen Island, Open Floorplan, Pantry, Primary Bathroom - Tub with Shower, Split Bedrooms
- Flooring: Tile, Wood
- Number of fireplaces: 1
- Fireplace features: Electric
Interior area
- Total interior livable area: 2,004 sqft
Property
Parking
- Total spaces: 3
- Parking features: Garage, Garage Door Opener
- Garage spaces: 3
Features
- Levels: One
- Stories: 1
- Patio & porch: Patio, Screened
- Fencing: Wrought Iron
- Has view: Yes
- View description: Pond
- Has water view: Yes
- Water view: Pond
Lot
- Size: 8,712 Square Feet
Details
- Parcel number: 0264830820
- Zoning description: Single Family
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Traditional
- Property subtype: Single Family Residence
Materials
- Stucco
- Roof: Shingle
Condition
- New construction: No
- Year built: 2012
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
- Utilities for property: Cable Connected, Electricity Connected, Sewer Connected, Water Connected
Community & HOA
Community
- Subdivision: Sandy Creek
HOA
- Has HOA: Yes
- Amenities included: Dog Park
- HOA fee: $869 annually
Location
- Region: Saint Augustine
Financial & listing details
- Price per square foot: $222/sqft
- Tax assessed value: $390,539
- Annual tax amount: $5,072
- Date on market: 3/13/2026
- Listing terms: Assumable,Cash,Conventional,FHA,VA Loan
- Road surface type: Asphalt
Estimated market value
$439,200
$417,000 - $461,000
$2,320/mo
Price history
| Date | Event | Price |
|---|---|---|
| 7/21/2026 | Price change | $445,000-1.1%$222/sqft |
Source:  realMLS #2130418 Report a problem | ||
| 5/6/2026 | Price change | $450,000-2.2%$225/sqft |
Source: realMLS #2130418 Report a problem | ||
| 4/7/2026 | Price change | $459,900-2.1%$229/sqft |
Source: realMLS #2130418 Report a problem | ||
| 3/13/2026 | Listed for sale | $469,900+20.5%$234/sqft |
Source: realMLS #2130418 Report a problem | ||
| 6/7/2021 | Sold | $390,000+0%$195/sqft |
Source: realMLS #1102855 Report a problem | ||
| 5/4/2021 | Pending sale | $389,990$195/sqft |
Source: realMLS #1102855 Report a problem | ||
| 4/27/2021 | Price change | $389,990-1.3%$195/sqft |
Source:  St Augustine St Johns County BOR #212211 Report a problem | ||
| 4/2/2021 | Price change | $394,990+12.9%$197/sqft |
Source: St Augustine St Johns County BOR #212211 Report a problem | ||
| 3/31/2021 | Listed for sale | $349,900-12.5%$175/sqft |
Source: St Augustine St Johns County BOR #212211 Report a problem | ||
| 3/31/2021 | Listing removed | -- |
Source: Owner Report a problem | ||
| 3/29/2021 | Listed for sale | $400,000$200/sqft |
Source: Owner Report a problem | ||
| 3/26/2021 | Pending sale | $400,000$200/sqft |
Source: Owner Report a problem | ||
| 3/24/2021 | Price change | $400,000+14.3%$200/sqft |
Source: Owner Report a problem | ||
| 3/22/2021 | Listed for sale | $350,000+25%$175/sqft |
Source: Owner Report a problem | ||
| 3/22/2021 | Listing removed | -- |
Source: Owner Report a problem | ||
| 2/18/2019 | Listing removed | $1,975$1/sqft |
Source: Owner Report a problem | ||
| 1/18/2019 | Listed for rent | $1,975+4.2%$1/sqft |
Source: Owner Report a problem | ||
| 9/2/2018 | Listing removed | $1,895$1/sqft |
Source: Owner Report a problem | ||
| 8/21/2018 | Price change | $1,895-4.1%$1/sqft |
Source: Owner Report a problem | ||
| 8/15/2018 | Listing removed | $279,900$140/sqft |
Source: Owner Report a problem | ||
| 8/11/2018 | Price change | $279,900-3.4%$140/sqft |
Source: Owner Report a problem | ||
| 8/8/2018 | Listed for sale | $289,900+13.7%$145/sqft |
Source: Owner Report a problem | ||
| 7/28/2018 | Price change | $1,975-5.7%$1/sqft |
Source: Owner Report a problem | ||
| 7/16/2018 | Listed for rent | $2,095$1/sqft |
Source: Owner Report a problem | ||
| 9/2/2016 | Sold | $255,000-1.9%$127/sqft |
Source: realMLS #837317 Report a problem | ||
| 8/15/2016 | Pending sale | $259,900+15.5%$130/sqft |
Source: KELLER WILLIAMS REALTY ATLANTIC PARTNERS #837317 Report a problem | ||
| 2/1/2013 | Sold | $225,000$112/sqft |
Source: realMLS #624421 Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $5,072 +12.1% | $390,539 +2.8% |
| 2024 | $4,524 +2% | $379,954 +3% |
| 2023 | $4,437 +2.8% | $368,887 +3% |
| 2022 | $4,317 +21% | $358,143 +41.2% |
| 2021 | $3,568 +6.5% | $253,680 +8.2% |
| 2020 | $3,351 +24.7% | $234,418 +9% |
| 2019 | $2,686 | $215,018 +1.9% |
| 2018 | $2,686 +1.7% | $211,009 +2.1% |
| 2017 | $2,642 | $206,669 +5.1% |
| 2016 | $2,642 -16.1% | $196,714 +1.9% |
| 2015 | $3,147 +2.4% | $192,952 +4% |
| 2014 | $3,072 | $185,459 -1.4% |
| 2013 | -- | $188,182 |
Find assessor info on the county website
Monthly payment
Est. payment
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