Lake Sinclair Waterfront Home | Fee Simple Lot | 5BR | Finished Basement | Private Dock
Don’t miss this rare opportunity to own a fee simple waterfront home on Lake Sinclair—no Georgia Power lease—located in highly desirable Baldwin County and just 5 minutes from Kroger and Downtown Milledgeville!
This spacious 5-bedroom, 3-bath lake house offers flexible living and income potential. The fully finished walkout basement features 2 bedrooms, 1 full bath, a full kitchen, and private entrance, making it ideal for a mother-in-law suite, guest quarters, college student living, or short-term rental (Airbnb/VRBO).
The main level includes 2 bedrooms and 1 full bath, while the upper level provides a private bedroom and full bath, perfect for guests or a quiet retreat.
Enjoy outdoor living with a new lakeside deck overlooking Lake Sinclair, a covered patio with rustic tin ceiling and ceiling fans, and a beautifully landscaped yard filled with mature plants and flowers. The fenced backyard is perfect for pets and families.
Down by the water, relax at your lakeside fire pit area or take advantage of your max dock with Sea-Doo lift. Water depth at the dock is approximately 7 feet on one side, offering excellent boat access and year-round usability. The shoreline is protected with a rip-rap seawall for long-term durability.
Whether you’re looking for a full-time residence, vacation home, investment property, or income-producing lake rental, this property checks every box.
Open to selling furnished making it truly a turn key home.
Key Features:
Lake Sinclair waterfront home (fee simple lot – no lease)
5 bedrooms | 3 full bathrooms
Finished walkout basement with kitchen & private entrance
Ideal for Airbnb, rental income, or multi-generational living
New deck with lake views + covered patio
Max dock with Sea-Doo lift
Rip-rap seawall + deep water access
Fenced yard + professional landscaping
Minutes to shopping, dining, and downtown
For sale by owner
Price cut: $30.9K (5/13)
$789,000
109 Florence Rd NE, Milledgeville, GA 31061
5beds
3,400sqft
SingleFamily
Built in 1998
0.37 Acres Lot
$-- Zestimate®
$232/sqft
$-- HOA
What's special
Lakeside fire pit areaFully finished walkout basement
What the owner loves about this home
Lake frontage. Close to Kroger, downtown shopping as well as Lowe's and Walmart. Relaxing in rocking chairs on the back deck while shaded and enjoying the view!
- 68 days |
- 860 |
- 44 |
Listed by:
Property Owner (478) 733-1746
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 5
- Bathrooms: 3
- Full bathrooms: 3
Heating
- None, Heat pump
Cooling
- Central
Appliances
- Included: Dishwasher, Dryer, Microwave, Range / Oven, Refrigerator, Washer
Features
- Flooring: Tile, Carpet, Laminate
- Basement: Finished
- Has fireplace: Yes
Interior area
- Total interior livable area: 3,400 sqft
Property
Features
- Exterior features: Vinyl, Cement / Concrete, Metal
- Has view: Yes
- View description: Water
- Has water view: Yes
- Water view: Water
Lot
- Size: 0.37 Acres
Details
- Parcel number: 086C094
Construction
Type & style
- Home type: SingleFamily
Materials
- Metal
- Roof: Metal
Condition
- New construction: No
- Year built: 1998
Community & HOA
Location
- Region: Milledgeville
Financial & listing details
- Price per square foot: $232/sqft
- Tax assessed value: $377,320
- Annual tax amount: $3,320
- Date on market: 4/23/2026
Estimated market value
Not available
Estimated sales range
Not available
$2,850/mo
Price history
| Date | Event | Price |
|---|---|---|
| 5/13/2026 | Price change | $789,000-3.8%$232/sqft |
Source: Owner Report a problem | ||
| 4/30/2026 | Listed for sale | $819,900+21.5%$241/sqft |
Source: | ||
| 4/6/2022 | Sold | $675,000-0.6%$199/sqft |
Source: Public Record Report a problem | ||
| 3/7/2022 | Pending sale | $679,000$200/sqft |
Source: Milledgeville MLS #45991 Report a problem | ||
| 2/18/2022 | Price change | $679,000+4.5%$200/sqft |
Source: Milledgeville MLS #45991 Report a problem | ||
| 2/10/2022 | Listed for sale | $649,900$191/sqft |
Source: Owner Report a problem | ||
| 2/6/2022 | Pending sale | $649,900$191/sqft |
Source: Owner Report a problem | ||
| 2/4/2022 | Listed for sale | $649,900+224.9%$191/sqft |
Source: Owner Report a problem | ||
| 8/19/2016 | Sold | $200,000$59/sqft |
Source: | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $3,320 -2.6% | $150,928 |
| 2024 | $3,409 +13.7% | $150,928 +24.9% |
| 2023 | $2,997 -0.3% | $120,812 -1.2% |
| 2022 | $3,006 | $122,336 +42.4% |
| 2021 | -- | $85,920 |
| 2020 | -- | $85,920 |
| 2019 | $2,192 +0% | $85,920 |
| 2018 | $2,191 -1.5% | $85,920 |
| 2017 | $2,224 -7.9% | $85,920 -4.2% |
| 2016 | $2,414 | $89,692 +6% |
| 2015 | $2,414 +5.7% | $84,588 |
| 2014 | $2,284 | $84,588 |
| 2013 | -- | -- |
| 2012 | -- | -- |
| 2011 | -- | -- |
| 2010 | -- | -- |
Find assessor info on the county website
Monthly payment
Est. payment$--/mo
Payment breakdown
Explore the cost of this home by adjusting the details. Changes won't be saved.All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
See how much you could borrow to make a competitive offer.
Climate risks
Neighborhood: 31061
Nearby schools
GreatSchools rating
- 5/10Lakeview AcademyGrades: 3-5Distance: 4.2 mi
- 5/10Oak Hill Middle SchoolGrades: 6-8Distance: 4.7 mi
- 2/10Baldwin High SchoolGrades: 9-12Distance: 5.3 mi
Schools provided by the listing agent
- Elementary: Baldwin Co
- Middle: Oak Hill
- High: Baldwin Co
Source: The MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
A local agent can set up tours, give advice and negotiate with sellers.
- Georgia
- Baldwin County
- Milledgeville
- 31061
- 109 Florence Rd NE






