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For sale by owner
  • Price cut: $30.9K (5/13)
    $789,000

    109 Florence Rd NE, Milledgeville, GA 31061

    5beds
    3,400sqft
    : 
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    SingleFamily
    Built in 1998
    0.37 Acres Lot
    $-- Zestimate®
    $232/sqft
    $-- HOA

    What's special

    Lakeside fire pit areaFully finished walkout basement
    Lake Sinclair Waterfront Home | Fee Simple Lot | 5BR | Finished Basement | Private Dock Don’t miss this rare opportunity to own a fee simple waterfront home on Lake Sinclair—no Georgia Power lease—located in highly desirable Baldwin County and just 5 minutes from Kroger and Downtown Milledgeville! This spacious 5-bedroom, 3-bath lake house offers flexible living and income potential. The fully finished walkout basement features 2 bedrooms, 1 full bath, a full kitchen, and private entrance, making it ideal for a mother-in-law suite, guest quarters, college student living, or short-term rental (Airbnb/VRBO). The main level includes 2 bedrooms and 1 full bath, while the upper level provides a private bedroom and full bath, perfect for guests or a quiet retreat. Enjoy outdoor living with a new lakeside deck overlooking Lake Sinclair, a covered patio with rustic tin ceiling and ceiling fans, and a beautifully landscaped yard filled with mature plants and flowers. The fenced backyard is perfect for pets and families. Down by the water, relax at your lakeside fire pit area or take advantage of your max dock with Sea-Doo lift. Water depth at the dock is approximately 7 feet on one side, offering excellent boat access and year-round usability. The shoreline is protected with a rip-rap seawall for long-term durability. Whether you’re looking for a full-time residence, vacation home, investment property, or income-producing lake rental, this property checks every box. Open to selling furnished making it truly a turn key home. Key Features: Lake Sinclair waterfront home (fee simple lot – no lease) 5 bedrooms | 3 full bathrooms Finished walkout basement with kitchen & private entrance Ideal for Airbnb, rental income, or multi-generational living New deck with lake views + covered patio Max dock with Sea-Doo lift Rip-rap seawall + deep water access Fenced yard + professional landscaping Minutes to shopping, dining, and downtown
    What the owner loves about this home
    Lake frontage. Close to Kroger, downtown shopping as well as Lowe's and Walmart. Relaxing in rocking chairs on the back deck while shaded and enjoying the view!
    68 days
    |
    860
    |
    44
    |
    Listed by:

    Property Owner (478) 733-1746

    This property is for sale by owner and Zillow, Inc. is displaying it at the owner's request. It is not subject to a listing agreement with Zillow, Inc. or its affiliates.

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 5
      • Bathrooms: 3
      • Full bathrooms: 3
      Heating
      • None, Heat pump
      Cooling
      • Central
      Appliances
      • Included: Dishwasher, Dryer, Microwave, Range / Oven, Refrigerator, Washer
      Features
      • Flooring: Tile, Carpet, Laminate
      • Basement: Finished
      • Has fireplace: Yes
      Interior area
      • Total interior livable area: 3,400 sqft

      Property

      Features
      • Exterior features: Vinyl, Cement / Concrete, Metal
      • Has view: Yes
      • View description: Water
      • Has water view: Yes
      • Water view: Water
      Lot
      • Size: 0.37 Acres
      Details
      • Parcel number: 086C094

      Construction

      Type & style
      • Home type: SingleFamily
      Materials
      • Metal
      • Roof: Metal
      Condition
      • New construction: No
      • Year built: 1998

      Community & HOA

      Location
      • Region: Milledgeville

      Financial & listing details

      • Price per square foot: $232/sqft
      • Tax assessed value: $377,320
      • Annual tax amount: $3,320
      • Date on market: 4/23/2026

        Estimated market value

        Not available

        Estimated sales range

        Not available

        $2,850/mo

        Price history

        DateEventPrice
        5/13/2026Price change$789,000-3.8%$232/sqft
        Source: Owner Report a problem
        4/30/2026Listed for sale$819,900+21.5%$241/sqft
        Source: GAMLS #10753582 Report a problem
        4/6/2022Sold$675,000-0.6%$199/sqft
        Source: Public Record Report a problem
        3/7/2022Pending sale$679,000$200/sqft
        Source: Milledgeville MLS #45991 Report a problem
        2/18/2022Price change$679,000+4.5%$200/sqft
        Source: Milledgeville MLS #45991 Report a problem
        2/10/2022Listed for sale$649,900$191/sqft
        Source: Owner Report a problem
        2/6/2022Pending sale$649,900$191/sqft
        Source: Owner Report a problem
        2/4/2022Listed for sale$649,900+224.9%$191/sqft
        Source: Owner Report a problem
        8/19/2016Sold$200,000$59/sqft
        Source: GAMLS #7637905 Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$3,320 -2.6%$150,928
        2024$3,409 +13.7%$150,928 +24.9%
        2023$2,997 -0.3%$120,812 -1.2%
        2022$3,006 $122,336 +42.4%
        2021-- $85,920
        2020-- $85,920
        2019$2,192 +0%$85,920
        2018$2,191 -1.5%$85,920
        2017$2,224 -7.9%$85,920 -4.2%
        2016$2,414 $89,692 +6%
        2015$2,414 +5.7%$84,588
        2014$2,284 $84,588
        2013-- --
        2012-- --
        2011-- --
        2010-- --

        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
        See how much you could borrow to make a competitive offer.

        Climate risks

        Neighborhood: 31061

        Getting around

        0 / 100
        Car-Dependent
        6 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Baldwin Co
        • Middle: Oak Hill
        • High: Baldwin Co

        Source: The MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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