For sale

$281,900

109 Kentucky Ave, Bardstown, KY 40004

3beds

1,288sqft

$2,089/mo

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Single Family Residence

Built in 2023

8,276 Square Feet Lot

$280,000 Zestimate^®

$219/sqft

$-- HOA

What's special

Brick homeUnfinished walkout basement

This 3-bedroom, 2-bath brick home offers 1,288 sq. ft. on the main floor with an additional 1,288 sq. ft. unfinished walkout basement, perfect for future expansion or storage. Designed with comfort and functionality in mind, this home blends quality construction with modern living in the desirable Cottage Grove subdivision.

280 days

267

18

Facts & features

Interior

Bedrooms & bathrooms

Bedrooms: 3
Bathrooms: 2
Full bathrooms: 2

Primary bedroom

Level: First

Bedroom

Level: First

Bedroom

Level: First

Primary bathroom

Level: First

Full bathroom

Level: First

Kitchen

Level: First

Laundry

Level: First

Living room

Level: First

Heating

Electric, Heat Pump

Cooling

Central Air

Features

Basement: Walkout Unfinished
Has fireplace: No

Interior area

Total structure area: 1,288
Total interior livable area: 1,288 sqft
Finished area above ground: 1,288
Finished area below ground: 0

Property

Parking

Parking features: Driveway
Has uncovered spaces: Yes

Features

Stories: 1

Lot

Size: 8,276 Square Feet

Details

Parcel number: 0

Construction

Type & style

Home type: SingleFamily
Architectural style: Ranch
Property subtype: Single Family Residence

Materials

Brick
Foundation: Concrete Perimeter
Roof: Shingle

Condition

Year built: 2023

Utilities & green energy

Utilities for property: Electricity Connected

Community & HOA

Community

Subdivision: Cottage Grove

HOA

Has HOA: No

Location

Region: Bardstown

Financial & listing details

Price per square foot: $219/sqft
Tax assessed value: $96,750
Annual tax amount: $131
Date on market: 10/21/2025
Electric utility on property: Yes

Estimated market value

$280,000

$266,000 - $294,000

$2,010/mo

Price history

Date	Event	Price
9/3/2025	Listed for sale	$281,900$219/sqft
Source: Metro Search Inc. LLC DBA Apex MLS #1697058 Report a problem

Public tax history

Year	Property taxes	Tax assessment
2024	$131	$96,750 +222.5%
2023	$131 +605.4%	$30,000 +437.2%
2022	$19 -2.7%	$5,585
2021	$19 -1.4%	$5,585
2020	$19 +21.6%	$5,585 +24.1%
2019	$16 -1.2%	$4,500
2018	$16 -65.4%	$4,500
2017	$47	$4,500
2016	$47	$4,500
2015	$47	$4,500
2014	$47	$4,500
2012	$47	$4,500
2010	--	$4,500

Find assessor info on the county website

Monthly payment

Est. payment

Payment breakdown

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Principal & interest
$1,547
Mortgage insurance
$0
Property taxes
$170
Home insurance
$105
HOA fees
$0
Utilities
Not included

All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.

HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.

Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.

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