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For sale
    • $1,499,000

    109 TERN DRIVE, ANNA MARIA, FL 34216

    2beds
    1,223sqft
    : 
    $9,335/mo
    Get pre-qualified
    Single Family Residence
    Built in 1968
    7,500 Square Feet Lot
    $1,386,200 Zestimate®
    $1,226/sqft
    $-- HOA

    What's special

    Love the beach and love to boat? Delightful waterfront home with direct access to open water. Located on the famed North end of Anna Maria Island. This 2 bedroom 2 bathroom home offers incredible opportunities for adventure. Whether it is the sand of the Gulf beaches you seek or if enjoying the water from a boat, kayak, or paddle board is your thing the choice is yours. Another incredible benefit of this location is the proximity to Pine Ave, full of fun shopping and eateries. Generously sized lot is positioned on a cul-de-sac providing privacy due to no through traffic. Concrete block paired with a metal roof creates a formidable structure. As you enter the home you will be welcomed by a sense of coziness. The kitchen features solid wood cabinetry and exquisite Taj Mahal quartzite countertops. Entertaining is aided by the in-ceiling home speaker system. Enjoy year around serene water views from the 300 square foot screened-in lanai equipped with four ceiling fans. Single car garage for all your storage needs or get creative for a possible third bedroom. The large lot leaves ample room for a pool to the front of the house. Schedule a showing today and discover if this piece of paradise if right for you.
    139 days
    |
    596
    |
    14
    |

    Zillow last checked:

    Listing updated:

    Listed by:

    Justin Powell 941-718-0294,

    SATO REAL ESTATE INC. 941-778-7200

    Source: Stellar MLS,MLS#: A4685406MLS LogoOriginating MLS: Sarasota - Manatee

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 2
      • Bathrooms: 2
      • Full bathrooms: 2
      Primary bedroom
      • Features: Built-in Closet
      • Level: First
      • Area: 144 Square Feet
      • Dimensions: 12x12
      Bedroom 1
      • Features: Built-in Closet
      • Level: First
      • Area: 121 Square Feet
      • Dimensions: 11x11
      Dining room
      • Level: First
      • Area: 81 Square Feet
      • Dimensions: 9x9
      Kitchen
      • Level: First
      • Area: 162 Square Feet
      • Dimensions: 9x18
      Living room
      • Level: First
      • Area: 240 Square Feet
      • Dimensions: 16x15
      Heating
      • Central, Electric
      Cooling
      • Central Air
      Appliances
      • Included: Dishwasher, Disposal, Electric Water Heater, Microwave, Refrigerator
      • Laundry: In Garage
      Features
      • Ceiling Fan(s), Eating Space In Kitchen, Solid Surface Counters, Solid Wood Cabinets, Thermostat
      • Flooring: Carpet, Ceramic Tile, Porcelain Tile
      • Windows: Window Treatments
      • Has fireplace: No
      Interior area
      • Total structure area: 1,927
      • Total interior livable area: 1,223 sqft
      Video & virtual tour

      Property

      Parking
      • Total spaces: 1
      • Parking features: Garage - Attached
      • Attached garage spaces: 1
      Features
      • Levels: One
      • Stories: 1
      • Exterior features: Private Yard, Rain Gutters, Storage
      • Has view: Yes
      • View description: Canal
      • Has water view: Yes
      • Water view: Canal
      • Waterfront features: Canal - Saltwater, Saltwater Canal Access
      Lot
      • Size: 7,500 Square Feet
      • Dimensions: 75 x 100
      Details
      • Parcel number: 6901000007
      • Zoning: R1
      • Special conditions: None

      Construction

      Type & style
      • Home type: SingleFamily
      • Property subtype: Single Family Residence
      Materials
      • Block
      • Foundation: Slab
      • Roof: Metal
      Condition
      • New construction: No
      • Year built: 1968

      Utilities & green energy

      • Sewer: Public Sewer
      • Water: Public
      • Utilities for property: Electricity Connected, Sewer Connected, Water Connected

      Community & HOA

      Community
      • Pet fee: $0 monthly
      • Subdivision: LUANA ISLES
      HOA
      • Has HOA: No
      Location
      • Region: Anna Maria

      Financial & listing details

      • Price per square foot: $1,226/sqft
      • Tax assessed value: $1,415,470
      • Annual tax amount: $17,706
      • Date on market: 3/12/2026
      • Cumulative days on market: 140 days
      • Ownership: Fee Simple
      • Total actual rent: 0
      • Electric utility on property: Yes
      • Road surface type: Asphalt

        Estimated market value

        $1,386,200

        $1.32M - $1.46M

        $2,528/mo

        Price history

        DateEventPrice
        3/13/2026Listed for sale$1,499,000$1,226/sqft
        Source: Stellar MLS #A4685406 Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$17,706 +1.5%$1,005,634 +10%
        2024$17,439 +0.2%$914,213 +11%
        2023$17,409 +32.4%$823,831 +10.9%
        2022$13,149 +15%$742,872 +10%
        2021$11,438 +9%$675,338 +10%
        2020$10,497 +3.9%$613,944 +10%
        2019$10,106 $558,131 -7.8%
        2018$10,106 +8.1%$605,513 +3.4%
        2017$9,352 +48.4%$585,476 +4.4%
        2016$6,302 $560,824 +9.8%
        2015$6,302 $510,685 +31.3%
        2014$6,302 +10.3%$388,900 +15%
        2013$5,712 +571069%$338,174 +18.1%
        2012$1 $286,409 -7%
        2011$1 $308,119 -19.3%
        2010-- $381,784 -11.9%
        2009$7,459 +4.1%$433,259 -1.8%
        2008$7,167 -13.4%$441,359 -11.9%
        2007$8,276 -5.9%$500,979 +1.7%
        2006$8,796 +15.8%$492,563 +19.3%
        2005$7,598 +13.3%$413,045 +14.9%
        2004$6,704 +8.9%$359,477 +10.7%
        2003$6,157 +37.8%$324,724 +38.4%
        2002$4,467 +27.1%$234,584 +25.4%
        2001$3,514 +8.1%$187,057 +10.2%
        2000$3,249 $169,722
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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        Climate risks

        Neighborhood: 34216

        Getting around

        26 / 100
        Car-Dependent
        35 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating

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