1094 28th St, Des Moines, IA 50311
What's special
Would you like your home to pay your mortgage? Welcome to the Cottage! The clever design of this home provides an opportunity for the new homeowner to realize significant income potential while living in a beautiful setting. The 1st floor boasts large living and dining rooms, a gorgeous sunroom, a full kitchen, a wood-burning fireplace, two ensuite bedrooms, and a guest bath. Include the basement laundry, full bath, kitchen & 2 bedrooms, & it would make the perfect living area for the new owners. The 2-bedroom 2nd floor & the Loft on the 3rd floor have their own private entrances, living spaces & laundry - perfect for Drake Students! The property combines historic charm with sympathetic updates. Inside, you'll find original hardwood floors and crown moldings. The gardens provide a private retreat with a gazebo, fountain, & beautiful low maintenance landscaping. Located a block away from Drake University Cowles Library, it has a WalkScore rating of 92 out of 100 & is a walker's paradise. Always wanted to own a B&B? The Cottage was a well-known Bed & Breakfast & Wedding Venue & it can be again. Restaurants, movie theater, grocery, & drug stores are within easy walking distance. The Cottage is only steps away from one of the area's most sought-after universities. This rare home delivers exceptional versatility & income potential limited only by your imagination! Located within NFC lending area the buyer may qualify for special financing including forgivable loans & zero PMI.
- 112 days |
- 1,499 |
- 112 |
Likely to sell faster than
Originating MLS: Des Moines Area Association of REALTORSTravel times
Living Room
Kitchen
Dining Room
Zillow last checked:
Listing updated:
Dave Avery (515)468-1328,
RE/MAX Revolution,
Nathan Avery 515-474-4302,
RE/MAX Revolution
Originating MLS: Des Moines Area Association of REALTORSFacts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 7
- Bathrooms: 7
- Full bathrooms: 2
- 3/4 bathrooms: 4
- 1/2 bathrooms: 1
- Main level bedrooms: 2
Heating
- Forced Air, Gas, Natural Gas
Cooling
- Central Air
Appliances
- Included: Dryer, Dishwasher, Microwave, Refrigerator, Stove, Washer
Features
- Dining Area, Separate/Formal Dining Room, Second Kitchen, Window Treatments
- Flooring: Carpet, Hardwood, Tile
- Basement: Egress Windows,Finished,Walk-Out Access
- Number of fireplaces: 2
- Fireplace features: Wood Burning
Interior area
- Total structure area: 2,863
- Total interior livable area: 2,863 sqft
- Finished area below ground: 650
Property
Parking
- Total spaces: 2
- Parking features: Detached, Garage, Two Car Garage
- Garage spaces: 2
Features
- Levels: Two
- Stories: 2
- Patio & porch: Covered, Deck, Open, Patio
- Exterior features: Deck, Patio
- Fencing: Wood
Lot
- Size: 10,585 Square Feet
- Dimensions: 136 x 78
- Features: Rectangular Lot
Details
- Parcel number: 09003699000000
- Zoning: Res
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Two Story
- Property subtype: Single Family Residence
Materials
- Brick
- Foundation: Brick/Mortar
- Roof: Asphalt,Shingle
Condition
- Year built: 1929
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
Community & HOA
Community
- Security: Smoke Detector(s)
HOA
- Has HOA: No
Location
- Region: Des Moines
Financial & listing details
- Price per square foot: $139/sqft
- Tax assessed value: $438,600
- Annual tax amount: $7,992
- Date on market: 6/11/2026
- Cumulative days on market: 113 days
- Listing terms: Cash,Conventional
- Road surface type: Concrete
Price history
| Date | Event | Price |
|---|---|---|
| 7/31/2026 | Price change | $399,000-4.8%$139/sqft |
Source:  DMMLS #742890 | ||
| 7/18/2026 | Price change | $419,000-3.7%$146/sqft |
Source: DMMLS #742890 | ||
| 6/11/2026 | Listed for sale | $435,000+36.4%$152/sqft |
Source: DMMLS #742890 | ||
| 2/28/2024 | Listing removed | -- |
Source: Zillow Rentals | ||
| 2/13/2024 | Listed for rent | $2,850$1/sqft |
Source: Zillow Rentals | ||
| 3/24/2021 | Listing removed | -- |
Source: Owner | ||
| 9/1/2019 | Listing removed | $319,000$111/sqft |
Source: Owner | ||
| 4/23/2019 | Listed for sale | $319,000+16%$111/sqft |
Source: Owner | ||
| 2/9/2016 | Listing removed | $275,000$96/sqft |
Source: Iowa Realty Co., Inc. #449830 | ||
| 3/6/2015 | Listed for sale | $275,000-8%$96/sqft |
Source: Iowa Realty Co., Inc. #449830 | ||
| 2/19/2013 | Listing removed | $299,000$104/sqft |
Source: Iowa Realty Co., Inc. #376423 | ||
| 2/9/2013 | Listed for sale | $299,000-12%$104/sqft |
Source: Iowa Realty Co., Inc. #376423 | ||
| 12/19/2009 | Listing removed | $339,900$119/sqft |
Source: Homes.com #102091008668 | ||
| 10/5/2009 | Listed for sale | $339,900+23.8%$119/sqft |
Source: Homes.com #102091008668 | ||
| 3/13/2006 | Sold | $274,500+34.6%$96/sqft |
Source: Public Record | ||
| 4/5/2004 | Sold | $204,000+156.6%$71/sqft |
Source: Public Record | ||
| 8/24/1999 | Sold | $79,500$28/sqft |
Source: Public Record | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $7,232 +0.2% | $438,600 +14.2% |
| 2024 | $7,214 +5.3% | $384,200 |
| 2023 | $6,848 +0.8% | $384,200 +28.3% |
| 2022 | $6,794 +4.8% | $299,400 |
| 2021 | $6,484 -0.3% | $299,400 +15.2% |
| 2020 | $6,506 -2.1% | $259,800 |
| 2019 | $6,648 +1.1% | $259,800 +1.5% |
| 2018 | $6,576 | $255,900 |
| 2017 | $6,576 +10.3% | $255,900 +8.9% |
| 2016 | $5,960 | $234,900 |
| 2015 | $5,960 +8.3% | $234,900 +5% |
| 2014 | $5,502 | $223,800 |
| 2013 | -- | $223,800 -0.9% |
| 2012 | -- | $225,800 |
| 2011 | -- | $225,800 -6.7% |
| 2010 | -- | $241,900 |
| 2009 | -- | $241,900 +12.2% |
| 2008 | -- | $215,600 |
| 2007 | -- | $215,600 +19.8% |
| 2006 | -- | $179,900 |
| 2005 | -- | $179,900 +44.3% |
| 2003 | -- | $124,680 +7.1% |
| 2002 | -- | $116,400 |
| 2001 | -- | $116,400 |
Find assessor info on the county website
Monthly payment
Estimated market value
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Estimated sales range
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