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For sale
    • Listed by: USA Realty and Loans • Linda Webb • Contact: 619-786-2770
    Price cut: $10K (6/19)
    $995,000

    10974 Caminito Arcada, San Diego, CA 92131

    3beds
    1,216sqft
    : 
    $6,641/mo
    Get pre-qualified
    Single Family Residence
    Built in 1996
    0.46 Acres Lot
    $978,500 Zestimate®
    $818/sqft
    $140/mo HOA

    What's special

    Move in ready 3-bedroom, 2.5-bath two-story detached home nestled in Scripps Ranch's coveted Aspire Encore neighborhood. Features an open-concept living area with soaring ceilings and expansive windows that fill the home with abundant natural lighting. Features include new vinyl plank flooring, full size laundry area, and open kitchen with upgraded countertops and SS appliances. The complex features community playgrounds and walking trails. Enjoy a premium location with low HOA fees; close proximity to parks, shopping, dining, schools, and easy freeway access.
    41 days
    |
    933
    |
    31
    |

    Likely to sell faster than

    Zillow last checked:

    Listing updated:

    Listed by:

    Linda Webb DRE #01417849 619-786-2770,

    USA Realty and Loans

    Source: CRMLS,MLS#: PTP2604666MLS LogoOriginating MLS: California Regional MLS (North San Diego County & Pacific Southwest AORs)

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 3
      • Full bathrooms: 2
      • 1/2 bathrooms: 1
      • Main level bathrooms: 1
      Rooms
      • Room types: Bedroom
      Bedroom
      • Features: All Bedrooms Up
      Cooling
      • Central Air
      Appliances
      • Laundry: Gas Dryer Hookup, In Garage
      Features
      • All Bedrooms Up
      • Has fireplace: Yes
      • Fireplace features: Living Room
      • Common walls with other units/homes: No Common Walls
      Interior area
      • Total interior livable area: 1,216 sqft
      Video & virtual tour

      Property

      Parking
      • Total spaces: 2
      • Parking features: Garage - Attached
      • Attached garage spaces: 2
      Features
      • Levels: Two
      • Stories: 2
      • Entry location: first floor
      • Pool features: None
      • Has view: Yes
      • View description: None
      Lot
      • Size: 0.46 Acres
      • Features: Back Yard
      Details
      • Parcel number: 3195810906
      • Zoning: R-1
      • Special conditions: Trust

      Construction

      Type & style
      • Home type: SingleFamily
      • Property subtype: Single Family Residence
      Condition
      • Year built: 1996

      Utilities & green energy

      • Sewer: Public Sewer

      Community & HOA

      Community
      • Features: Hiking, Park, Sidewalks
      HOA
      • Has HOA: Yes
      • Amenities included: Maintenance Front Yard, Playground
      • HOA fee: $140 monthly
      • HOA name: Aspire Encore
      • HOA phone: 858-550-7900
      Location
      • Region: San Diego

      Financial & listing details

      • Price per square foot: $818/sqft
      • Tax assessed value: $494,484
      • Annual tax amount: $6,502
      • Date on market: 6/19/2026
      • Listing terms: Cash,Conventional,Contract,Cal Vet Loan,1031 Exchange,FHA,VA Loan

        Estimated market value

        $978,500

        $930,000 - $1.03M

        $4,021/mo

        Price history

        DateEventPrice
        7/13/2026Listed for rent$3,795+5.4%$3/sqft
        Source: Zillow Rentals Report a problem
        6/19/2026Price change$995,000-1%$818/sqft
        Source: CRMLS #PTP2604666 Report a problem
        5/29/2025Listing removed$3,600$3/sqft
        Source: Zillow Rentals Report a problem
        5/26/2025Listed for rent$3,600+31.9%$3/sqft
        Source: Zillow Rentals Report a problem
        1/10/2025Listed for sale$1,005,000+161.7%$826/sqft
        Source: CRMLS #PTP2500254 Report a problem
        3/24/2021Listing removed--
        Source: Owner Report a problem
        12/21/2019Listing removed$2,730$2/sqft
        Source: Owner Report a problem
        11/13/2019Listed for rent$2,730+1.9%$2/sqft
        Source: Owner Report a problem
        5/30/2018Listing removed$2,680$2/sqft
        Source: Owner Report a problem
        5/28/2018Listed for rent$2,680$2/sqft
        Source: Owner Report a problem
        1/23/2009Sold$384,000-2.7%$316/sqft
        Source: Public Record Report a problem
        11/22/2008Listed for sale$394,800+24.9%$325/sqft
        Source: Prudential California #080077350 Report a problem
        11/14/2008Sold$316,000-33.9%$260/sqft
        Source: Public Record Report a problem
        8/15/2006Sold$478,000+24.2%$393/sqft
        Source: Public Record Report a problem
        5/29/2003Sold$385,000+30.5%$317/sqft
        Source: Agent Provided Report a problem
        12/17/2001Sold$295,000+82.1%$243/sqft
        Source: Public Record Report a problem
        6/26/1996Sold$162,000$133/sqft
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$6,502 +4%$494,484 +2%
        2024$6,254 +2.4%$484,789 +2%
        2023$6,109 +3.5%$475,284 +2%
        2022$5,903 +0.8%$465,966 +2%
        2021$5,854 +1.2%$456,830 +1%
        2020$5,786 +5.9%$452,147 +2%
        2019$5,461 -8.1%$443,282 +2%
        2018$5,946 +3.4%$434,591 +2%
        2017$5,749 +1.4%$426,071 +2%
        2016$5,670 +1.3%$417,718 +1.5%
        2015$5,598 +1.5%$411,444 +2%
        2014$5,516 $403,385 +0.5%
        2013-- $401,563 +2%
        2012-- $393,690 +2%
        2011-- $385,972 +0.8%
        2010-- $383,089 -0.2%
        2009-- $384,000 -9.6%
        2008-- $425,000 -11.1%
        2007-- $478,000 +17.1%
        2006-- $408,030 +2%
        2005-- $400,030 +2%
        2004-- $392,187 +30.7%
        2003-- $299,981 +2%
        2002-- $294,100 +64.8%
        2001-- $178,489
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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        Climate risks

        Neighborhood: Miramar Ranch North

        Getting around

        56 / 100
        Somewhat Walkable
        9 / 100
        Minimal Transit
        38 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating

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