Active

$439,000

11 Cedar St, Belmont, NC 28012

3beds

1,320sqft

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Single Family Residence

Built in 1928

0.22 Acres Lot

$422,500 Zestimate^®

$333/sqft

$-- HOA

What's special

You will love the character and charm of this classic 1920s cottage located just off of N. Main Street in downtown Belmont! Original details and timeless appeal create a warm, inviting atmosphere, while the updated kitchen offers modern convenience. Enjoy relaxing mornings and evenings on the large covered front porch, perfect for rocking chairs and gathering with friends and neighbors. The spacious backyard provides plenty of room for gardening or future outdoor projects. Conveniently located, you'll have easy access to local shops, restaurants, parks, and community events. This home offers a wonderful opportunity for buyers looking to add their own personal touches. While some updating and renovations are needed, the property's character, location, and potential make it a rare find.

27 days

1,484

78

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Facts & features

Interior

Bedrooms & bathrooms

Bedrooms: 3
Bathrooms: 1
Full bathrooms: 1
Main level bedrooms: 3

Bedroom s

Level: Main

Bedroom s

Level: Main

Bedroom s

Level: Main

Bathroom full

Level: Main

Dining room

Level: Main

Kitchen

Level: Main

Living room

Level: Main

Heating

Central

Cooling

Ceiling Fan(s), Central Air

Appliances

Included: Dishwasher, Electric Range, Microwave, Refrigerator
Laundry: Electric Dryer Hookup, Laundry Room, Main Level, Washer Hookup

Features

Flooring: Vinyl, Wood
Has basement: No
Attic: Pull Down Stairs
Fireplace features: Living Room

Interior area

Total structure area: 1,320
Total interior livable area: 1,320 sqft
Finished area above ground: 1,320
Finished area below ground: 0

Property

Parking

Parking features: Driveway, On Street
Has uncovered spaces: Yes

Features

Levels: One
Stories: 1
Patio & porch: Covered, Front Porch, Rear Porch, Screened

Lot

Size: 0.22 Acres

Details

Parcel number: 125383
Zoning: R1A
Special conditions: Standard

Construction

Type & style

Home type: SingleFamily
Property subtype: Single Family Residence

Materials

Vinyl
Foundation: Crawl Space

Condition

New construction: No
Year built: 1928

Utilities & green energy

Sewer: Public Sewer
Water: City

Community & HOA

Community

Security: Smoke Detector(s)
Subdivision: None

Location

Region: Belmont

Financial & listing details

Price per square foot: $333/sqft
Tax assessed value: $416,770
Annual tax amount: $4,393
Date on market: 6/18/2026
Cumulative days on market: 27 days
Listing terms: Cash,Conventional
Road surface type: Dirt, Gravel, Paved

Estimated market value

$422,500

$401,000 - $444,000

$1,804/mo

Price history

Date	Event	Price
6/18/2026	Listed for sale	$439,000$333/sqft
Source: Canopy MLS as distributed by MLS GRID #4394250 Report a problem
3/6/2019	Listing removed	$1,499$1/sqft
Source: Talley Properties Inc. Report a problem
2/14/2019	Listed for rent	$1,499$1/sqft
Source: Talley Properties Inc. Report a problem

Public tax history

Year	Property taxes	Tax assessment
2025	$4,393	$416,770
2024	$4,393 -1%	$416,770
2023	$4,439 +72.2%	$416,770 +111%
2022	$2,578 -3%	$197,520
2021	$2,657	$197,520
2020	$2,657 -0.7%	$197,520
2019	$2,676 +26.6%	$197,520 +29.4%
2018	$2,114 +3%	$152,627
2017	$2,053	$152,627
2016	$2,053	$152,627 -7.3%
2014	$2,053	$164,568
2012	--	$164,568
2011	--	$164,568
2010	--	$164,568
2009	--	$164,568
2008	--	$164,568 +39%
2007	--	$118,390
2006	--	$118,390
2005	--	$118,390
2004	--	$118,390
2003	--	$118,390

Find assessor info on the county website

Monthly payment

Est. payment

Payment breakdown

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Principal & interest
$1,547
Mortgage insurance
$0
Property taxes
$170
Home insurance
$105
HOA fees
$0
Utilities
Not included

All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.

HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.

Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.

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Climate risks

Neighborhood: 28012

Getting around

56 / 100

Somewhat Walkable

38 / 100

Somewhat Bikeable

Nearby schools

GreatSchools rating

5/10
Belmont Central Elementary School
Grades: 2-5Distance: 0.7 mi
5/10
Belmont Middle School
Grades: 6-8Distance: 1.9 mi
8/10
South Point High School
Grades: 9-12Distance: 1.7 mi

Schools provided by the listing agent

Elementary: Belmont Central
Middle: Belmont
High: South Point (NC)

Source: Canopy MLS as distributed by MLS GRID. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.