You will love the character and charm of this classic 1920s cottage located just off of N. Main Street in downtown Belmont! Original details and timeless appeal create a warm, inviting atmosphere, while the updated kitchen offers modern convenience. Enjoy relaxing mornings and evenings on the large covered front porch, perfect for rocking chairs and gathering with friends and neighbors. The spacious backyard provides plenty of room for gardening or future outdoor projects. Conveniently located, you'll have easy access to local shops, restaurants, parks, and community events. This home offers a wonderful opportunity for buyers looking to add their own personal touches. While some updating and renovations are needed, the property's character, location, and potential make it a rare find. Price changed to tax value on August 27,2026.
Active
Price cut: $22.2K (8/27)
$416,770
11 Cedar St, Belmont, NC 28012
3beds
1,320sqft
Single Family Residence
Built in 1928
0.22 Acres Lot
$407,300 Zestimate®
$316/sqft
$-- HOA
What's special
Large covered front porchTimeless appealOriginal detailsSpacious backyardWarm inviting atmosphereUpdated kitchen
- 84 days
- 840
- 59
Zillow last checked:
Listing updated:
Listed by:
Freda Hall freda@belmontrealty.net,
Belmont Realty,
Jeremy Hall,
Belmont Realty
Source: Canopy MLS as distributed by MLS GRID,MLS#: 4394250
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 1
- Full bathrooms: 1
- Main level bedrooms: 3
Primary bedroom
- Level: Main
Bedroom s
- Level: Main
Bedroom s
- Level: Main
Bathroom full
- Level: Main
Dining room
- Level: Main
Kitchen
- Level: Main
Living room
- Level: Main
Heating
- Central
Cooling
- Ceiling Fan(s), Central Air
Appliances
- Included: Dishwasher, Electric Range, Microwave, Refrigerator
- Laundry: Electric Dryer Hookup, Laundry Room, Main Level, Washer Hookup
Features
- Flooring: Vinyl, Wood
- Has basement: No
- Attic: Pull Down Stairs
- Fireplace features: Living Room
Interior area
- Total structure area: 1,320
- Total interior livable area: 1,320 sqft
- Finished area above ground: 1,320
- Finished area below ground: 0
Property
Parking
- Parking features: Driveway, On Street
- Has uncovered spaces: Yes
Features
- Levels: One
- Stories: 1
- Patio & porch: Covered, Front Porch, Rear Porch, Screened
Lot
- Size: 0.22 Acres
Details
- Parcel number: 125383
- Zoning: R1A
- Special conditions: Standard
Construction
Type & style
- Home type: SingleFamily
- Property subtype: Single Family Residence
Materials
- Vinyl
- Foundation: Crawl Space
Condition
- New construction: No
- Year built: 1928
Utilities & green energy
- Sewer: Public Sewer
- Water: City
Community & HOA
Community
- Security: Smoke Detector(s)
- Subdivision: None
Location
- Region: Belmont
Financial & listing details
- Price per square foot: $316/sqft
- Tax assessed value: $416,770
- Annual tax amount: $4,393
- Date on market: 6/18/2026
- Cumulative days on market: 84 days
- Listing terms: Cash,Conventional
- Road surface type: Dirt, Gravel, Paved
Estimated market value
$407,300
$387,000 - $428,000
$1,732/mo
Price history
| Date | Event | Price |
|---|---|---|
| 8/27/2026 | Price change | $416,770-5.1%$316/sqft |
Source:  Canopy MLS as distributed by MLS GRID #4394250 Report a problem | ||
| 6/18/2026 | Listed for sale | $439,000$333/sqft |
Source: Canopy MLS as distributed by MLS GRID #4394250 Report a problem | ||
| 3/6/2019 | Listing removed | $1,499$1/sqft |
Source: Talley Properties Inc. Report a problem | ||
| 2/14/2019 | Listed for rent | $1,499$1/sqft |
Source: Talley Properties Inc. Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $4,393 | $416,770 |
| 2024 | $4,393 -1% | $416,770 |
| 2023 | $4,439 +72.2% | $416,770 +111% |
| 2022 | $2,578 -3% | $197,520 |
| 2021 | $2,657 | $197,520 |
| 2020 | $2,657 -0.7% | $197,520 |
| 2019 | $2,676 +26.6% | $197,520 +29.4% |
| 2018 | $2,114 +3% | $152,627 |
| 2017 | $2,053 | $152,627 |
| 2016 | $2,053 | $152,627 -7.3% |
| 2014 | $2,053 | $164,568 |
| 2012 | -- | $164,568 |
| 2011 | -- | $164,568 |
| 2010 | -- | $164,568 |
| 2009 | -- | $164,568 |
| 2008 | -- | $164,568 +39% |
| 2007 | -- | $118,390 |
| 2006 | -- | $118,390 |
| 2005 | -- | $118,390 |
| 2004 | -- | $118,390 |
| 2003 | -- | $118,390 |
Find assessor info on the county website
Monthly payment
Est. payment
Payment breakdown
Explore the cost of this home by adjusting the details. Changes won't be saved.Climate risks
Neighborhood: 28012
Nearby schools
Schools provided by the listing agent
- Elementary: Belmont Central
- Middle: Belmont
- High: South Point (NC)
Source: Canopy MLS as distributed by MLS GRID. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
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