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For sale
  • Price cut: $20K (10/22)
    $314,900

    110 Water St, Frederick, MD 21701

    2beds
    716sqft
    : 
    $2,214/mo
    Get pre-qualified
    Single Family Residence
    Built in 1899
    1,885 Square Feet Lot
    $-- Zestimate®
    $440/sqft
    $-- HOA

    What's special

    Beautifully remodeled bathroomNew plumbing throughoutElectrical upgradesCovered outdoor spaceRaised garden bedsStorage shedBrand-new kitchen
    Updated pricing invites a new look at this completely updated home. This move-in-ready 2-bedroom, 1.5-bath home blends classic Downtown Frederick charm with modern upgrades. The brand-new kitchen features stylish cabinetry, quartz countertops, and new appliances. Additional improvements include a beautifully remodeled bathroom, new flooring and carpet, new HVAC system, new plumbing throughout, electrical upgrades, mostly replaced windows, and a freshly painted exterior. Step outside and you’ll find even more to love, including off-street parking—a great bonus in Downtown Frederick—along with a patio, covered outdoor space, raised garden beds, and a storage shed. And the location is hard to beat! Just a short walk to Carroll Creek and Downtown Frederick’s restaurants, breweries, shops, entertainment, and community events. The nearby MARC Station and Transit Center make commuting convenient, with easy access to major routes as well. Just a few blocks away, the Frederick Brickworks development is now underway, with plans for Whole Foods Market, restaurants, shopping, fitness, park space, and more. Updated, move-in ready, and perfectly positioned to enjoy the best of Downtown Frederick, 110 Water Street offers modern comfort with the convenience of a truly walkable downtown lifestyle.
    43 days
    1,068
    94

    Likely to sell faster than

    Zillow last checked:

    Listing updated:

    Listed by:

    John Rolfes 443-676-1678,

    Cummings & Co. Realtors (410) 823-0033

    Source: Bright MLS,MLS#: MDFR2089492MLS Logo

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 2
      • Bathrooms: 2
      • Full bathrooms: 1
      • 1/2 bathrooms: 1
      • Main level bathrooms: 1
      Rooms
      • Room types: Living Room, Kitchen, Breakfast Room
      Breakfast room
      • Level: Main
      Kitchen
      • Level: Main
      Living room
      • Level: Main
      Heating
      • Central, Electric
      Cooling
      • Central Air, Electric
      Appliances
      • Included: Dishwasher, Microwave, Oven/Range - Electric, Refrigerator, Stainless Steel Appliance(s), Electric Water Heater
      • Laundry: Hookup
      Features
      • Bathroom - Stall Shower, Combination Kitchen/Dining, Open Floorplan
      • Basement: Other
      • Has fireplace: No
      Interior area
      • Total structure area: 1,004
      • Total interior livable area: 716 sqft
      • Finished area above ground: 716
      • Finished area below ground: 0

      Property

      Parking
      • Total spaces: 2
      • Parking features: Crushed Stone, Gravel, Driveway, On Street
      • Uncovered spaces: 2
      Accessibility
      • Accessibility features: None
      Features
      • Levels: Two
      • Stories: 2
      • Patio & porch: Breezeway, Patio
      • Pool features: None
      Lot
      • Size: 1,885 Square Feet
      Details
      • Additional structures: Above Grade, Below Grade, Outbuilding
      • Parcel number: 1102064820
      • Zoning: DR
      • Special conditions: Standard

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Traditional
      • Property subtype: Single Family Residence
      • Attached to another structure: Yes
      Materials
      • Frame, Wood Siding, CPVC/PVC
      • Foundation: Brick/Mortar
      Condition
      • Excellent
      • New construction: No
      • Year built: 1899
      • Major remodel year: 2026

      Utilities & green energy

      • Sewer: Public Sewer
      • Water: Public
      • Utilities for property: Cable Available, Electricity Available, Sewer Available, Water Available

      Community & HOA

      Community
      • Subdivision: Downtown
      HOA
      • Has HOA: No
      Location
      • Region: Frederick

      Financial & listing details

      • Price per square foot: $440/sqft
      • Tax assessed value: $219,267
      • Annual tax amount: $4,013
      • Date on market: 9/17/2026
      • Listing agreement: Exclusive Right To Sell
      • Listing terms: Cash,Conventional,FHA,VA Loan
      • Inclusions: Appliances
      • Exclusions: Staging Furniture And Decor
      • Ownership: Fee Simple

        Estimated market value

        Not available

        Estimated sales range

        Not available

        Not available

        Price history

        DateEventPrice
        10/22/2026Price change$314,900-6%$440/sqft
        Source: Bright MLS #MDFR2089492 Report a problem
        9/17/2026Listed for sale$334,900+318.6%$468/sqft
        Source: Bright MLS #MDFR2089492 Report a problem
        6/15/2026Sold$80,000$112/sqft
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2026$4,101 +11.6%$219,267 +11.6%
        2025$3,675 -95%$196,500 +13.3%
        2024$72,842 +2594.7%$173,433 +15.3%
        2023$2,703 +18.5%$150,367 +18.1%
        2022$2,280 +8.4%$127,300 +8.5%
        2021$2,103 +9.8%$117,300
        2020$1,916 +10.3%--
        2019$1,737 +0.1%$97,300
        2018$1,736 +52.2%$97,300
        2017$1,140 -18.6%$97,300
        2016$1,401 $97,300
        2015$1,401 $97,300
        2014$1,401 $97,300 -2.6%
        2013-- $99,900
        2012-- $99,900
        2011-- $99,900 -28.1%
        2010-- $138,950 +17.6%
        2009-- $118,106 +21.4%
        2008-- $97,263 +27.3%
        2007-- $76,420 +14.4%
        2006-- $66,826 +16.8%
        2005-- $57,233 +20.1%
        2004-- $47,640 +1.2%
        2003-- $47,062 +1.2%
        2002-- $46,486 +1.3%
        2001-- $45,910
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

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        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        See how much you could borrow to make a competitive offer.

        Climate risks

        Neighborhood: 21701

        Getting around

        37 / 100
        Some Transit

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • District: Frederick County Public Schools

        Source: Bright MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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