Welcome home to this stunning end-unit townhome built by local builder Heartland Homes, located in the highly sought after Water’s Edge neighborhood of St Cloud. This thoughtfully designed home features three sides of windows, a deck, and 3 beds on one level! Step inside to a spacious foyer with an entry closet, leading upstairs to a vaulted great room that flows seamlessly into the kitchen and informal vaulted dining room. The kitchen offers ample cabinet & counter space, a center island, Sherwin Williams Felted Wool cabinets with black hardware, and modern appliances including a range, refrigerator, microwave and dishwasher. Upstairs, you’ll find three bedrooms on one level, including a spacious primary suite with a private full bath featuring a dual sink vanity with cultured marble countertops. Another full bath serves the additional bedrooms. Throughout the home, you’ll find Sherwin Williams Drift of Mist paint, White Dove millwork, and quality finishes that give a timeless, modern look. Additional highlights include a concrete driveway and the peace of mind that comes with brand new construction! Room for expansion by finishing the lower level! Enjoy the neighborhood’s miles of walking trails, and the community park! Located less than 3 miles from Territory Golf Course! Quick access to downtown St. Cloud! Sauk Rapids school district!
Active
$289,900
1102 45th Ave NE, Saint Cloud, MN 56304
3beds
1,300sqft
:
Get pre-qualified$2,071/mo
(TH) Side x Side
Built in 2025
3,310 Square Feet Lot
$289,400 Zestimate®
$223/sqft
$225/mo HOA
What's special
Center islandEnd-unit townhomeVaulted great roomThree sides of windowsWhite dove millwork
- 13 days |
- 194 |
- 6 |
Zillow last checked:
Listing updated:
Listed by:
Christopher Fritch 763-746-3997,
eXp Realty,
Carly Beach 651-285-7896
Source: NorthstarMLS as distributed by MLS GRID,MLS#: 7107750
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
Bedroom
- Level: Upper
- Area: 156 Square Feet
- Dimensions: 13x12
Bedroom 2
- Level: Upper
- Area: 121 Square Feet
- Dimensions: 11x11
Bedroom 3
- Level: Upper
- Area: 130 Square Feet
- Dimensions: 13x10
Dining room
- Level: Main
- Area: 120 Square Feet
- Dimensions: 12x10
Great room
- Level: Main
- Area: 210 Square Feet
- Dimensions: 15x14
Kitchen
- Level: Main
- Area: 100 Square Feet
- Dimensions: 10x10
Heating
- Forced Air
Cooling
- Central Air
Appliances
- Included: Dishwasher, Microwave, Range, Refrigerator
Features
- Basement: Unfinished
- Has fireplace: No
Interior area
- Total structure area: 1,369
- Total interior livable area: 1,300 sqft
- Finished area above ground: 1,300
- Finished area below ground: 0
Property
Parking
- Total spaces: 2
- Parking features: Attached, Tuckunder Garage
- Attached garage spaces: 2
- Details: Garage Dimensions (25x19)
Accessibility
- Accessibility features: None
Features
- Levels: Three Level Split
Lot
- Size: 3,310 Square Feet
- Dimensions: 34 x 98
Details
- Foundation area: 699
- Parcel number: 170215600
- Zoning description: Residential-Single Family
Construction
Type & style
- Home type: Townhouse
- Property subtype: (TH) Side x Side
- Attached to another structure: Yes
Materials
- Roof: Age 8 Years or Less
Condition
- New construction: Yes
- Year built: 2025
Details
- Builder name: HEARTLAND ACRES INC
Utilities & green energy
- Gas: Natural Gas
- Sewer: City Sewer/Connected
- Water: City Water/Connected
Community & HOA
Community
- Subdivision: Waters Edge At Don Lake 4th Add
HOA
- Has HOA: Yes
- Services included: Maintenance Structure, Hazard Insurance, Lawn Care, Maintenance Grounds, Professional Mgmt, Snow Removal
- HOA fee: $225 monthly
- HOA name: Waters Edge at Donovan Lake Townhome Association
- HOA phone: 763-567-8340
Location
- Region: Saint Cloud
Financial & listing details
- Price per square foot: $223/sqft
- Tax assessed value: $10,000
- Annual tax amount: $200
- Date on market: 7/10/2026
- Cumulative days on market: 119 days
Estimated market value
$289,400
$275,000 - $304,000
$1,730/mo
Price history
| Date | Event | Price |
|---|---|---|
| 7/10/2026 | Listed for sale | $289,900$223/sqft |
Source:  NorthstarMLS as distributed by MLS GRID #7107750 Report a problem | ||
| 6/2/2026 | Listing removed | $289,900$223/sqft |
Source: eXp Realty #6809196 Report a problem | ||
| 1/28/2026 | Price change | $289,900-3.3%$223/sqft |
Source: NorthstarMLS as distributed by MLS GRID #6809196 Report a problem | ||
| 10/24/2025 | Listed for sale | $299,900$231/sqft |
Source: NorthstarMLS as distributed by MLS GRID #6809196 Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $278 +59.8% | $10,000 |
| 2024 | $174 -5.4% | $10,000 |
| 2023 | $184 -8% | $10,000 |
| 2022 | $200 -3.8% | $10,000 |
| 2021 | $208 | $10,000 |
| 2020 | $208 -25.2% | $10,000 |
| 2019 | $278 +31.1% | $10,000 |
| 2018 | $212 +9900% | $10,000 |
| 2017 | $2 -99.3% | $10,000 |
| 2016 | $294 -4.5% | $10,000 |
| 2015 | $308 | $10,000 |
| 2014 | $308 | $10,000 |
| 2013 | $308 -1.2% | $10,000 -33.3% |
| 2012 | $312 +7.5% | $15,000 |
| 2010 | $290 +31.8% | $15,000 +31.6% |
| 2009 | $220 -15.4% | $11,400 -15.6% |
| 2008 | $260 | $13,500 |
Find assessor info on the county website
Monthly payment
Est. payment
Payment breakdown
Explore the cost of this home by adjusting the details. Changes won't be saved.Climate risks
Neighborhood: 56304
Nearby schools
GreatSchools rating
- 6/10Mississippi Heights Elementary SchoolGrades: K-5Distance: 3.9 mi
- 4/10Sauk Rapids-Rice Middle SchoolGrades: 6-8Distance: 4.1 mi
- 6/10Sauk Rapids-Rice Senior High SchoolGrades: 9-12Distance: 3.4 mi
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