Active

Price cut: $5K (10/30)

$194,900

538 2nd St SE, Saint Cloud, MN 56304

3beds

1,204sqft

$1,281/mo

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Single Family

Built in 1941

0.32 Acres Lot

$193,800 Zestimate^®

$162/sqft

$-- HOA

What's special

Trendy finishesGenerous fully fenced yardDetached garageCovered front porchExpansive back deckCovered wraparound-style porchSpacious lot

Charming Two-Story tucked beneath mature shade trees on a spacious lot. With its covered front porch, detached garage, and generous fully fenced yard, this property offers a great place to call home. Step inside to find trendy finishes and a spacious kitchen featuring stainless steel appliances, spacious living room and main floor bedroom — perfect for everyday living and entertaining alike. Upstairs are two additional nice size bedrooms with full closets and padded carpeting. The lower level offers a bonus family/rec room and a dedicated laundry and utility area, adding valuable functional space beyond the main living areas. Outside, enjoy the covered wraparound-style porch and expansive back deck — ideal for relaxing or entertaining — along with a detached garage and a large, tree-shaded yard offering plenty of privacy and outdoor space. This home has great bones and room to make it your own. Schedule your showing today!

46 days
276
32

Likely to sell faster than

Facts & features

Interior

Bedrooms & bathrooms

Bedrooms: 3
Bathrooms: 1
Full bathrooms: 1

Bedroom

Level: Main
Area: 126 Square Feet
Dimensions: 14x9

Bedroom 2

Level: Upper
Area: 238 Square Feet
Dimensions: 17x14

Bedroom 3

Level: Upper
Area: 170 Square Feet
Dimensions: 17x10

Deck

Level: Main
Area: 120 Square Feet
Dimensions: 12x10

Kitchen

Level: Main
Area: 196 Square Feet
Dimensions: 14x14

Living room

Level: Main
Area: 170 Square Feet
Dimensions: 17x10

Porch

Level: Main
Area: 70 Square Feet
Dimensions: 14x5

Heating

Forced Air

Cooling

Central Air

Appliances

Included: Dryer, Range, Refrigerator, Stainless Steel Appliance(s), Washer
Laundry: In Basement

Features

Basement: Full,Partially Finished,Unfinished
Has fireplace: No

Interior area

Total structure area: 1,716
Total interior livable area: 1,204 sqft
Finished area above ground: 1,204
Finished area below ground: 0

Property

Parking

Total spaces: 1
Parking features: Detached Garage, Concrete
Garage spaces: 1
Details: Garage Dimensions (18x24)

Accessibility

Accessibility features: None

Features

Levels: One and One Half
Stories: 1.5
Patio & porch: Deck, Front Porch
Fencing: Chain Link,Full

Lot

Size: 0.32 Acres
Dimensions: 97 x 134
Features: Near Public Transit, Corner Lot, Tree Coverage - Medium

Details

Foundation area: 728
Parcel number: 170043200
Zoning description: Residential-Single Family

Construction

Type & style

Home type: SingleFamily
Property subtype: Single Family

Materials

Frame
Roof: Asphalt,Pitched

Condition

New construction: No
Year built: 1941

Utilities & green energy

Electric: Circuit Breakers, 100 Amp Service
Gas: Natural Gas
Sewer: City Sewer/Connected
Water: City Water/Connected

Community & HOA

Community

Subdivision: Varners Add

HOA

Has HOA: No

Location

Region: Saint Cloud

Financial & listing details

Price per square foot: $162/sqft
Tax assessed value: $132,900
Annual tax amount: $1,570
Date on market: 9/25/2026
Cumulative days on market: 13 days
Road surface type: Paved

Estimated market value

$193,800

$184,000 - $203,000

$1,501/mo

Price history

Date	Event	Price
10/30/2026	Price change	$194,900-2.5%$162/sqft
Source: NorthstarMLS as distributed by MLS GRID #7150336 Report a problem
9/25/2026	Listed for sale	$199,900+2.5%$166/sqft
Source: NorthstarMLS as distributed by MLS GRID #7150336 Report a problem
4/17/2025	Sold	$195,000-2.5%$162/sqft
Source: NorthstarMLS as distributed by MLS GRID #6683015 Report a problem
4/9/2025	Pending sale	$200,000$166/sqft
Source: NorthstarMLS as distributed by MLS GRID #6683015 Report a problem
3/14/2025	Listed for sale	$200,000+37.9%$166/sqft
Source: NorthstarMLS as distributed by MLS GRID #6683015 Report a problem
3/25/2022	Sold	$145,000+3.6%$120/sqft
Source: NorthstarMLS as distributed by MLS GRID #6149838 Report a problem
2/21/2022	Pending sale	$139,900$116/sqft
Source: NorthstarMLS as distributed by MLS GRID #6149838 Report a problem
2/16/2022	Listed for sale	$139,900+28.3%$116/sqft
Source: NorthstarMLS as distributed by MLS GRID #6149838 Report a problem
11/6/2018	Sold	$109,000$91/sqft
Source: Public Record Report a problem
5/11/2018	Sold	$109,000+0.1%$91/sqft
Source: NorthstarMLS as distributed by MLS GRID #4910123 Report a problem
4/6/2018	Pending sale	$108,900$90/sqft
Source: Coldwell Banker Burnet - White Bear Lake / Forest Lake #4910123 Report a problem
3/26/2018	Price change	$108,900-0.9%$90/sqft
Source: Coldwell Banker Burnet - White Bear Lake / Forest Lake #4910123 Report a problem
2/22/2018	Listed for sale	$109,900+6.7%$91/sqft
Source: Coldwell Banker Burnet #4910123 Report a problem
7/3/2007	Sold	$103,000$86/sqft
Source: Public Record Report a problem

Public tax history

Year	Property taxes	Tax assessment
2025	$1,382 -5.6%	$132,900 +1.5%
2024	$1,464 +8%	$130,900
2023	$1,356 -23.5%	$130,900 +9%
2022	$1,772 +59.9%	$120,100 +14.3%
2021	$1,108	$105,100 +3.5%
2020	$1,108 +19.1%	$101,500 +5.5%
2019	$930 -30.3%	$96,200 +14.1%
2018	$1,334 +9900%	$84,300 +4.2%
2017	$13 -99%	$80,900 +3.5%
2016	$1,322 -0.8%	$78,200
2015	$1,332	$78,200 -5.3%
2014	$1,332	$82,600
2013	$1,332 -5.4%	$82,600 -6.7%
2012	$1,408 +17.7%	$88,500 -15.9%
2010	$1,196 -10.6%	$105,200 -7.8%
2009	$1,338 +14.9%	$114,100 +4.4%
2008	$1,164	$109,300