Tucked away in a serene, natural setting along the Upper Bear Creek Lake, this extraordinary waterfront estate offers privacy, space, and timeless craftsmanship.The main residence features 5 spacious bedrooms, with a sixth bedroom option currently utilized as a home office, providing flexibility for growing families, guests, and remote work.The home includes 2.5 bathrooms and showcases beautiful architectural detail throughout, with expansive living areas designed for both comfort and entertaining. The impressive den features a stunning rock fireplace and built-in bar complete with ice machine and mini fridge. Located discreetly within the closet is a 4'x6' safe room offering an added layer of security and peace of mind. Large windows frame peaceful views of the water and surrounding wooded landscape, allowing natural light to fill the home. Metal Shingles offer superior durability and weather resistance. Energy efficient spray foam insulation throughout. HVAC systems updated within the last year. Complementing the main residence are a detached garage and an additional barn/workshop, idea for storage, hobbies, recreational equipment, or future customization. Multiple outdoor living spaces invite you to enjoy quiet mornings, host gatherings, or simply take in the tranquility of the waterfront setting. With gentle shoreline access, abundant privacy, and versatile interior and exterior spaces, this property offers a rare opportunity to enjoy a true retreat-style lifestyle without sacrificing functionality.
For sale
Price cut: $75K (7/21)
$899,999
1195 Mon Dye Rd, Phil Campbell, AL 35581
6beds
3baths
4,036sqft
:
Get pre-qualified$5,240/mo
Single Family Residence
Built in 2010
2.85 Acres Lot
$856,300 Zestimate®
$223/sqft
$-- HOA
What's special
- 204 days |
- 299 |
- 17 |
Zillow last checked:
Listing updated:
Listed by:
Sara Whittney Fuller 205-269-5778,
EXIT Realty 9-1-1
Source: Walker County Area MLS,MLS#: 26-12
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 6
- Bathrooms: 3
Heating
- Central
Cooling
- Central Air
Appliances
- Included: Dishwasher, Ice Maker, Microwave, Electric Oven, Gas Range, Range Hood, Refrigerator, Electric Water Heater
Features
- Flooring: Partial Carpet, Tile, Wood
- Basement: Crawl Space
- Has fireplace: Yes
- Fireplace features: Wood Burning
Interior area
- Total structure area: 4,036
- Total interior livable area: 4,036 sqft
Property
Parking
- Total spaces: 2
- Parking features: Attached & Detached
- Attached garage spaces: 2
Features
- Stories: 1.5
- Patio & porch: Covered, Porch
- Exterior features: Rain Gutters
- On waterfront: Yes
- Waterfront features: Lake Front, Waterfront Features: Shoreline(YR/Deep Shoreline), Waterfront Features: Characteristics(Very Gentle)
- Frontage length: Waterfront Footage(753)
Lot
- Size: 2.85 Acres
- Features: 4 Parcels (Lots 1-4) 331407250000001.001.0 / 331407250000001.002.0 / 331407250000001.003.0 / 331407250000001004.0
Details
- Additional structures: Outbuilding
- Parcel number: 14072500000010020
- Zoning: _
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Traditional
- Property subtype: Single Family Residence
Materials
- Frame, Masonry Siding, Drywall
- Roof: Metal,Shingle
Condition
- Existing Structure,Excellent
- New construction: No
- Year built: 2010
Utilities & green energy
- Electric: Alabama Power
- Sewer: Septic Tank
- Water: Public
Community & HOA
Community
- Subdivision: Mountain Lake Estate
HOA
- Has HOA: No
Location
- Region: Phil Campbell
Financial & listing details
- Price per square foot: $223/sqft
- Tax assessed value: $585,000
- Annual tax amount: $1,969
- Date on market: 1/5/2026
Estimated market value
$856,300
$813,000 - $899,000
$2,592/mo
Price history
| Date | Event | Price |
|---|---|---|
| 7/21/2026 | Price change | $899,999-7.7%$223/sqft |
Source: Walker County Area MLS #26-12 Report a problem | ||
| 6/24/2026 | Price change | $974,999-2.5%$242/sqft |
Source: Walker County Area MLS #26-12 Report a problem | ||
| 1/5/2026 | Listed for sale | $999,999+37%$248/sqft |
Source: Walker County Area MLS #26-12 Report a problem | ||
| 1/10/2023 | Sold | $730,000-1.3%$181/sqft |
Source: Strategic MLS Alliance #505467 Report a problem | ||
| 1/10/2023 | Pending sale | $739,900$183/sqft |
Source: Strategic MLS Alliance #505467 Report a problem | ||
| 12/20/2022 | Price change | $739,900-7.5%$183/sqft |
Source: Strategic MLS Alliance #505467 Report a problem | ||
| 9/19/2022 | Price change | $799,900-5.3%$198/sqft |
Source: Strategic MLS Alliance #505467 Report a problem | ||
| 5/13/2022 | Listed for sale | $845,000+15.8%$209/sqft |
Source: Strategic MLS Alliance #505467 Report a problem | ||
| 1/23/2019 | Sold | $729,900$181/sqft |
Source:  ValleyMLS #1104447 Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $1,969 +1.1% | $585,000 +1.1% |
| 2024 | $1,948 +6.5% | $578,900 +944.9% |
| 2023 | $1,830 +14.9% | $55,400 +10.8% |
| 2022 | $1,592 +10.3% | $50,000 +14.4% |
| 2021 | $1,443 -51% | $43,700 -51% |
| 2020 | $2,945 +85.8% | $89,200 +85.8% |
| 2018 | $1,585 +8.8% | $48,000 +8.8% |
| 2017 | $1,457 | $44,100 |
| 2016 | $1,457 | $44,100 |
| 2015 | $1,457 | $44,100 |
| 2014 | $1,457 +3% | $44,100 +3% |
| 2013 | $1,414 +16.1% | $42,800 |
| 2010 | $1,218 | -- |
Find assessor info on the county website
Monthly payment
Est. payment
Payment breakdown
Explore the cost of this home by adjusting the details. Changes won't be saved.Climate risks
Neighborhood: 35581
Getting around
0 / 100
Car-DependentNearby schools
GreatSchools rating
- 8/10East Franklin Jr High SchoolGrades: PK-9Distance: 4.5 mi
- 6/10Belgreen High SchoolGrades: PK-12Distance: 15.8 mi
- 6/10Vina High SchoolGrades: PK-12Distance: 23.6 mi
Schools provided by the listing agent
- Elementary: County
- Middle: County
- High: County
Source: Walker County Area MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
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A local agent can set up tours, give advice and negotiate with sellers.
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