For sale

Price cut: $4K (7/10)

$444,999

12 Monarch Cv #5B, Lake Ozark, MO 65049

3beds

1,564sqft

$3,381/mo

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Condominium

Built in 2000

-- sqft lot

$430,200 Zestimate^®

$285/sqft

$603/mo HOA

What's special

Three heated poolsGas corner fireplaceSolid surface countertopsStainless steel appliancesDual vanitiesLight-filled condoWalk-in shower

This light-filled condo with three bedrooms and three bathrooms offers a stunning view of the main channel water. situated near the elevator on the fifth floor. The living, dining, and kitchen areas are open, making them perfect for entertaining. A gas corner fireplace is perfect for chilly days. Solid surface countertops, stainless steel appliances, and upgraded kitchen cabinets. The master boasts a jetted tub, walk-in shower, walk-in closet, and dual vanities. The second bedroom has a complete private bathroom. Admire the views from both sides of the screened deck. Turn-key condo offers a 12 x 36 boat slip in front of the condo. Elevator from the unit to the lakefront pool. This sought-after complex features a half-mile coastal promenade, two hot tubs, and three heated pools. Located close to many of the waterfront hot spots, Bagnell Dam Strip, grocery stores, golfing, theater, and shopping.

85 days

130

4

Facts & features

Interior

Bedrooms & bathrooms

Bedrooms: 3
Bathrooms: 3
Full bathrooms: 3

Heating

Electric, Forced Air

Cooling

Central Air

Appliances

Included: Dryer, Dishwasher, Disposal, Microwave, Range, Refrigerator, Water Softener Owned, Stove, Washer

Features

Ceiling Fan(s), Elevator, Furnished, Fireplace, Jetted Tub, Cable TV, Walk-In Closet(s), Walk-In Shower, Window Treatments
Flooring: Tile
Doors: Storm Door(s)
Windows: Window Treatments
Number of fireplaces: 1
Fireplace features: One
Furnished: Yes

Interior area

Total structure area: 1,564
Total interior livable area: 1,564 sqft

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Property

Parking

Parking features: No Garage

Accessibility

Accessibility features: Low Threshold Shower

Features

Levels: One
Patio & porch: Covered, Deck, Screened
Exterior features: Blacktop Driveway, Deck, Elevator, Hot Tub/Spa
Pool features: Community
Has spa: Yes
Has view: Yes
View description: Channel
Has water view: Yes
Water view: Channel
Waterfront features: Channel, Lake Front

Lot

Features: Lake Front

Details

Parcel number: 01602400000005008111

Construction

Type & style

Home type: Condo
Property subtype: Condominium

Condition

Year built: 2000

Utilities & green energy

Sewer: Public Sewer
Water: Public, Community/Coop

Community & HOA

Community

Features: Cable TV, Pool, Community Pool
Security: Security Service
Subdivision: Monarch Cove Condominium

HOA

Has HOA: Yes
Amenities included: Dock
Services included: Cable TV, Dock Reserve, Road Maintenance, Water, Reserve Fund, Sewer, Trash
HOA fee: $1,808 quarterly

Location

Region: Lake Ozark

Financial & listing details

Price per square foot: $285/sqft
Annual tax amount: $1,959
Date on market: 4/30/2026
Cumulative days on market: 86 days
Ownership: ,
Road surface type: Asphalt, Paved

Estimated market value

$430,200

$409,000 - $452,000

$2,302/mo

Price history

Date	Event	Price
7/10/2026	Price change	$444,999-0.9%$285/sqft
Source: Bagnell Dam AOR #3586993 Report a problem
4/30/2026	Listed for sale	$449,000$287/sqft
Source: Bagnell Dam AOR #3586993 Report a problem
4/27/2026	Listing removed	$449,000$287/sqft
Source: LOBR #3583463 Report a problem
1/14/2026	Listed for sale	$449,000$287/sqft
Source: LOBR #3583463 Report a problem

Public tax history

Tax history is unavailable.

Monthly payment

Est. payment

Payment breakdown

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Principal & interest
$1,547
Mortgage insurance
$0
Property taxes
$170
Home insurance
$105
HOA fees
$0
Utilities
Not included

All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.

HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.

Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.

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Climate risks

Neighborhood: 65049

Getting around

0 / 100

Car-Dependent

17 / 100

Somewhat Bikeable

Nearby schools

GreatSchools rating

NA
Leland O. Mills Elementary School
Grades: K-2Distance: 1.3 mi
9/10
Osage Middle School
Grades: 6-8Distance: 5.5 mi
7/10
Osage High School
Grades: 9-12Distance: 5.5 mi

Schools provided by the listing agent

District: School Of The Osage

Source: Bagnell Dam AOR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.