2-bedroom, 1-bath ranch with a garage situated on 1.6 acres in Swan Creek Township. Packed with potential, this is the perfect opportunity for investors, renovators, or anyone looking to create their dream country property. Don't miss this chance to unlock the value of this spacious parcel!
For sale
Price cut: $5.5K (9/21)
$99,500
12097 Swan Creek Rd, Saginaw, MI 48609
2beds
1,120sqft
Single Family Residence
Built in 1951
1.65 Acres Lot
$-- Zestimate®
$89/sqft
$-- HOA
What's special
Spacious parcel
- 103 days
- 1,306
- 63
Zillow last checked:
Listing updated:
Listed by:
Connie Reppuhn 989-239-2895,
Century 21 Signature Realty 989-921-7000
Source: MiRealSource,MLS#: 50212848
Originating MLS: Saginaw Board of REALTORS
Originating MLS: Saginaw Board of REALTORSFacts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 2
- Bathrooms: 1
- Full bathrooms: 1
- Main level bathrooms: 1
- Main level bedrooms: 2
Rooms
- Room types: Bedroom, Living Room
Bedroom 1
- Features: Carpet
- Level: Main
- Area: 156
- Dimensions: 12 x 13
Bedroom 2
- Features: Laminate
- Level: Main
- Area: 117
- Dimensions: 9 x 13
Bathroom 1
- Features: Vinyl
- Level: Main
- Area: 49
- Dimensions: 7 x 7
Dining room
- Features: Vinyl
- Level: Main
- Area: 130
- Dimensions: 10 x 13
Kitchen
- Features: Vinyl
- Level: Main
- Area: 143
- Dimensions: 11 x 13
Living room
- Features: Carpet
- Level: Main
- Area: 195
- Dimensions: 15 x 13
Heating
- Forced Air, Natural Gas
Cooling
- Ceiling Fan(s)
Appliances
- Included: Gas Water Heater
Features
- Flooring: Carpet, Laminate, Vinyl
- Windows: Window Treatments
- Basement: Crawl Space
- Has fireplace: No
Interior area
- Total structure area: 1,120
- Total interior livable area: 1,120 sqft
- Finished area above ground: 1,120
- Finished area below ground: 0
Property
Parking
- Total spaces: 3
- Parking features: Garage, Detached
- Garage spaces: 3
Features
- Levels: One
- Stories: 1
- Patio & porch: Porch
- Fencing: Fenced
- Frontage type: Road
- Frontage length: 115
Lot
- Size: 1.65 Acres
- Dimensions: 115 x 627
- Features: Main Street, Rural, Wooded
Details
- Additional structures: Pole Barn
- Parcel number: 26113071008000
- Zoning description: Residential
- Special conditions: Private
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subtype: Single Family Residence
Materials
- Aluminum Siding, Vinyl Siding
Condition
- New construction: No
- Year built: 1951
Utilities & green energy
- Sewer: Septic Tank
- Water: Public
- Utilities for property: Cable/Internet Avail.
Community & HOA
Community
- Subdivision: No
HOA
- Has HOA: No
Location
- Region: Saginaw
Financial & listing details
- Price per square foot: $89/sqft
- Tax assessed value: $157,600
- Annual tax amount: $1,762
- Date on market: 6/25/2026
- Cumulative days on market: 103 days
- Listing agreement: Exclusive Right To Sell
- Listing terms: Cash,Conventional
- Road surface type: Paved
Estimated market value
Not available
Estimated sales range
Not available
$1,597/mo
Price history
| Date | Event | Price |
|---|---|---|
| 9/21/2026 | Price change | $99,500-5.2%$89/sqft |
Source:  MiRealSource #50212848 Report a problem | ||
| 8/24/2026 | Price change | $105,000-12.4%$94/sqft |
Source: MiRealSource #50212848 Report a problem | ||
| 7/13/2026 | Price change | $119,900-5.6%$107/sqft |
Source: MiRealSource #50212848 Report a problem | ||
| 6/25/2026 | Listed for sale | $127,000$113/sqft |
Source: MiRealSource #50212848 Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2026 | $1,552 +3.3% | $78,800 +4% |
| 2025 | $1,502 +13.4% | $75,800 +28.3% |
| 2024 | $1,324 -8.3% | $59,100 +8.8% |
| 2023 | $1,444 | $54,300 +3.4% |
| 2022 | -- | $52,500 +5.6% |
| 2021 | $1,320 | $49,700 +4.4% |
| 2020 | $1,320 +12.3% | $47,600 +16.1% |
| 2018 | $1,176 +22.2% | $41,000 +3.3% |
| 2017 | $962 | $39,700 +0.5% |
| 2016 | $962 | $39,500 +0.5% |
| 2014 | $962 | $39,300 -6.4% |
| 2013 | -- | $42,000 -1.9% |
| 2011 | -- | $42,800 +13.8% |
| 2010 | -- | $37,600 +3.3% |
| 2009 | -- | $36,400 -6.2% |
| 2008 | -- | $38,800 +8.4% |
| 2007 | -- | $35,800 |
| 2006 | -- | $35,800 +1.1% |
| 2005 | -- | $35,400 +5.7% |
| 2003 | -- | $33,500 |
| 2002 | -- | $33,500 |
| 2001 | -- | $33,500 +2.1% |
| 2000 | -- | $32,800 |
Find assessor info on the county website
Monthly payment
Est. payment
Payment breakdown
Explore the cost of this home by adjusting the details. Changes won't be saved.Climate risks
Neighborhood: 48609
Nearby schools
Schools provided by the listing agent
- District: St Charles Community Schools
Source: MiRealSource. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
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