Skip main navigation
For sale
    • Listed by: Rise Realty • Janet McCarthy • Contact: jmccarthyhomes@gmail.com
    Price cut: $10K (8/3)
    $560,000

    12160 Rancho Bernardo Rd Unit A, San Diego, CA 92128

    2beds
    1,091sqft
    : 
    $4,209/mo
    Get pre-qualified
    Condominium
    Built in 1968
    -- sqft lot
    $554,900 Zestimate®
    $513/sqft
    $475/mo HOA

    What's special

    Golf Course Views + $75,000 in Upgrades + Internet, Cable & Water Included in HOA Membership to Rancho Bernardo Swim and Tennis club INCLUDED thru July 2027 Enjoy stunning views of the Rancho Bernardo Inn Golf Course from this beautifully upgraded 2-bedroom, 2-bath condo featuring over $75,000 in recent improvements. This move-in ready home offers luxury vinyl plank flooring throughout, upgraded kitchen finishes, remodeled bathrooms, newer windows, recessed lighting, tankless water heater, newer furnace, stainless steel appliances, and a private patio overlooking the lush fairways. Located within the highly acclaimed Poway Unified School District, this home combines comfort, convenience, and exceptional value. The HOA provides an impressive package of benefits including water, trash, high-speed internet, cable TV with Disney+, Hulu, Paramount+, and multiple streaming channels, as well as exterior maintenance and professional landscaping—helping reduce monthly living expenses while providing a low-maintenance lifestyle. Residents also enjoy access to the Rancho Bernardo Swim & Tennis Club featuring pools, spa, fitness center, tennis courts, playground, and more. Whether you're looking for a primary residence, second home, or investment opportunity, this turnkey golf course-view condo offers one of the best values in Rancho Bernardo.
    70 days
    |
    664
    |
    48
    |

    Zillow last checked:

    Listing updated:

    Listed by:

    Janet McCarthy DRE #01428791 jmccarthyhomes@gmail.com,

    Rise Realty

    Source: CRMLS,MLS#: NDP2605161MLS LogoOriginating MLS: California Regional MLS (North San Diego County & Pacific Southwest AORs)

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 2
      • Bathrooms: 2
      • Full bathrooms: 2
      • Main level bathrooms: 2
      • Main level bedrooms: 2
      Rooms
      • Room types: Bedroom, Kitchen, Laundry, Living Room, Primary Bathroom, Primary Bedroom
      Primary bedroom
      • Features: Main Level Primary
      Bedroom
      • Features: All Bedrooms Down
      Bedroom
      • Features: Bedroom on Main Level
      Cooling
      • Central Air
      Appliances
      • Included: Dishwasher, Electric Oven, Electric Range, Disposal, Microwave, Refrigerator, Tankless Water Heater
      • Laundry: Laundry Closet, Outside, Stacked
      Features
      • All Bedrooms Down, Bedroom on Main Level, Main Level Primary
      • Has fireplace: No
      • Fireplace features: None
      • Common walls with other units/homes: 2+ Common Walls
      Interior area
      • Total interior livable area: 1,091 sqft
      Video & virtual tour

      Property

      Parking
      • Total spaces: 1
      • Parking features: Carport
      • Carport spaces: 1
      Features
      • Levels: One
      • Stories: 1
      • Entry location: front door
      • Pool features: Community, Association
      • Has view: Yes
      • View description: Golf Course
      Details
      • Parcel number: 2745204113
      • Zoning: r1
      • Special conditions: Standard

      Construction

      Type & style
      • Home type: Condo
      • Architectural style: Contemporary
      • Property subtype: Condominium
      • Attached to another structure: Yes
      Condition
      • Year built: 1968

      Utilities & green energy

      • Sewer: Public Sewer

      Community & HOA

      Community
      • Features: Gutter(s), Street Lights, Sidewalks, Pool
      HOA
      • Has HOA: Yes
      • Amenities included: Clubhouse, Fitness Center, Maintenance Grounds, Hot Water, Meeting Room, Barbecue, Picnic Area, Playground, Pickleball, Pool, Recreation Room, Spa/Hot Tub, Tennis Court(s), Trash
      • HOA fee: $475 monthly
      • HOA name: Bernardo Villas
      • HOA phone: 858-485-0881
      Location
      • Region: San Diego

      Financial & listing details

      • Price per square foot: $513/sqft
      • Tax assessed value: $438,382
      • Annual tax amount: $4,936
      • Date on market: 5/29/2026
      • Cumulative days on market: 70 days
      • Listing terms: Cash,Conventional,FHA,VA Loan

        Estimated market value

        $554,900

        $527,000 - $583,000

        $2,957/mo

        Price history

        DateEventPrice
        8/3/2026Price change$560,000-1.8%$513/sqft
        Source: CRMLS #NDP2605161 Report a problem
        7/14/2026Price change$570,000-3.4%$522/sqft
        Source: CRMLS #NDP2605161 Report a problem
        5/29/2026Listed for sale$590,000+42.2%$541/sqft
        Source: CRMLS #NDP2605161 Report a problem
        8/28/2020Listing removed$415,000$380/sqft
        Source: HomeSmart Realty West #200026778 Report a problem
        8/28/2020Listed for sale$415,000+2.5%$380/sqft
        Source: HomeSmart Realty West #200026778 Report a problem
        8/26/2020Sold$405,000-2.4%$371/sqft
        Source: SDMLS #200026778 Report a problem
        7/17/2020Pending sale$415,000$380/sqft
        Source: HomeSmart Realty West #200026778 Report a problem
        6/30/2020Price change$415,000-1.2%$380/sqft
        Source: HomeSmart Realty West #200026778 Report a problem
        6/16/2020Listed for sale$420,000+47.4%$385/sqft
        Source: HomeSmart Realty West #200026778 Report a problem
        5/30/2007Sold$285,000$261/sqft
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$4,936 +2.7%$438,382 +2%
        2024$4,806 +2.2%$429,787 +2%
        2023$4,703 +1.7%$421,360 +2%
        2022$4,623 +1.3%$413,099 +2%
        2021$4,562 +16.5%$405,000 +16%
        2020$3,915 +3.9%$349,125 +2%
        2019$3,766 +1.7%$342,280 +2%
        2018$3,704 +12.8%$335,570 +11.9%
        2017$3,284 +5.4%$300,000 +5.3%
        2016$3,114 +5.6%$285,000 +5.6%
        2015$2,949 +8.5%$270,000 +8%
        2014$2,717 $250,000 +31.6%
        2013-- $190,000 +13.1%
        2012-- $168,000
        2011-- $168,000 -35.4%
        2010-- $260,000
        2009-- $260,000 -10.6%
        2008-- $290,700 +101.6%
        2007-- $144,167 +2%
        2006-- $141,342 +2%
        2005-- $138,572 +2%
        2004-- $135,856 +1.9%
        2003-- $133,367 +2%
        2002-- $130,753 +2%
        2001-- $128,190
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
        See how much you could borrow to make a competitive offer.
        Get pre-qualified

        Climate risks

        Neighborhood: Rancho Bernardo

        Getting around

        62 / 100
        Somewhat Walkable
        30 / 100
        Some Transit
        37 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Chaparrel
        • Middle: Bernardo Heights
        • High: Rancho Bernardo

        Source: CRMLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

        A local agent can set up tours, give advice and negotiate with sellers.

        Browse local experts

        Similar homes

            • Local buyer's agents are ready to help

              Nearby cities

              Nearby neighborhoods

              Nearby zip codes

              Other San Diego Topics

                Search
                Updates
                Favorites
                Plan
                Inbox