Golf Course Views + Upgrades + Internet, Cable & Water Included in HOA Membership to Rancho Bernardo Swim and Tennis club INCLUDED thru July 2027 Enjoy stunning views of the Rancho Bernardo Inn Golf Course from this beautifully upgraded 2-bedroom, 2-bath condo featuring over $75,000 in recent improvements. This move-in ready home offers luxury vinyl plank flooring throughout, upgraded kitchen finishes, remodeled bathrooms, newer windows, recessed lighting, tankless water heater, newer furnace, stainless steel appliances, and a private patio overlooking the lush fairways. Located within the highly acclaimed Poway Unified School District, this home combines comfort, convenience, and exceptional value. The HOA provides an impressive package of benefits including water, trash, high-speed internet, cable TV with Disney+, Hulu, Paramount+, and multiple streaming channels, as well as exterior maintenance and professional landscaping—helping reduce monthly living expenses while providing a low-maintenance lifestyle. Residents also enjoy access to the Rancho Bernardo Swim & Tennis Club featuring pools, spa, fitness center, tennis courts, playground, and more. Whether you're looking for a primary residence, second home, or investment opportunity, this turnkey golf course-view condo offers one of the best values in Rancho Bernardo.
For sale
Listed by: Rise Realty • Janet McCarthy • jmccarthyhomes@gmail.com
Price cut: $30K (8/31)
$510,000
12160 Rancho Bernardo Rd Unit A, San Diego, CA 92128
2beds
1,091sqft
Condominium
Built in 1968
-- sqft lot
$511,300 Zestimate®
$467/sqft
$525/mo HOA
What's special
- 143 days
- 570
- 33
Zillow last checked:
Listing updated:
Listed by:
Janet McCarthy DRE #01428791 jmccarthyhomes@gmail.com,
Rise Realty
Source: CRMLS,MLS#: NDP2605161
Originating MLS: California Regional MLS (North San Diego County & Pacific Southwest AORs)
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 2
- Main level bathrooms: 2
- Main level bedrooms: 2
Rooms
- Room types: Bedroom, Kitchen, Laundry, Living Room, Primary Bathroom, Primary Bedroom
Primary bedroom
- Features: Main Level Primary
Bedroom
- Features: All Bedrooms Down
Bedroom
- Features: Bedroom on Main Level
Cooling
- Central Air
Appliances
- Included: Dishwasher, Electric Oven, Electric Range, Disposal, Microwave, Refrigerator, Tankless Water Heater
- Laundry: Laundry Closet, Outside, Stacked
Features
- All Bedrooms Down, Bedroom on Main Level, Main Level Primary
- Has fireplace: No
- Fireplace features: None
- Common walls with other units/homes: 2+ Common Walls
Interior area
- Total interior livable area: 1,091 sqft
Video & virtual tour
Property
Parking
- Total spaces: 1
- Parking features: Carport
- Carport spaces: 1
Features
- Levels: One
- Stories: 1
- Entry location: front door
- Pool features: Community, Association
- Has view: Yes
- View description: Golf Course
Details
- Parcel number: 2745204113
- Zoning: r1
- Special conditions: Standard
Construction
Type & style
- Home type: Condo
- Architectural style: Contemporary
- Property subtype: Condominium
- Attached to another structure: Yes
Condition
- Year built: 1968
Utilities & green energy
- Sewer: Public Sewer
Community & HOA
Community
- Features: Gutter(s), Street Lights, Sidewalks, Pool
HOA
- Has HOA: Yes
- Amenities included: Clubhouse, Fitness Center, Maintenance Grounds, Hot Water, Meeting Room, Barbecue, Picnic Area, Playground, Pickleball, Pool, Recreation Room, Spa/Hot Tub, Tennis Court(s), Trash
- HOA fee: $525 monthly
- HOA name: Bernardo Villas
- HOA phone: 858-485-0881
Location
- Region: San Diego
Financial & listing details
- Price per square foot: $467/sqft
- Tax assessed value: $447,149
- Date on market: 5/29/2026
- Cumulative days on market: 144 days
- Listing terms: Cash,Conventional,FHA,VA Loan
Estimated market value
$511,300
$486,000 - $537,000
$3,007/mo
Price history
| Date | Event | Price |
|---|---|---|
| 9/25/2026 | Listed for sale | $510,000$467/sqft |
Source: | ||
| 9/22/2026 | Pending sale | $510,000$467/sqft |
Source: | ||
| 9/18/2026 | Listed for sale | $510,000$467/sqft |
Source: | ||
| 9/17/2026 | Pending sale | $510,000$467/sqft |
Source: | ||
| 8/31/2026 | Price change | $510,000-5.6%$467/sqft |
Source: | ||
| 8/12/2026 | Price change | $540,000-3.6%$495/sqft |
Source: | ||
| 8/3/2026 | Price change | $560,000-1.8%$513/sqft |
Source: | ||
| 7/14/2026 | Price change | $570,000-3.4%$522/sqft |
Source: | ||
| 5/29/2026 | Listed for sale | $590,000+42.2%$541/sqft |
Source: | ||
| 8/28/2020 | Listing removed | $415,000$380/sqft |
Source: HomeSmart Realty West #200026778 Report a problem | ||
| 8/28/2020 | Listed for sale | $415,000+2.5%$380/sqft |
Source: HomeSmart Realty West #200026778 Report a problem | ||
| 8/26/2020 | Sold | $405,000-2.4%$371/sqft |
Source: | ||
| 7/17/2020 | Pending sale | $415,000$380/sqft |
Source: HomeSmart Realty West #200026778 Report a problem | ||
| 6/30/2020 | Price change | $415,000-1.2%$380/sqft |
Source: HomeSmart Realty West #200026778 Report a problem | ||
| 6/16/2020 | Listed for sale | $420,000+47.4%$385/sqft |
Source: HomeSmart Realty West #200026778 Report a problem | ||
| 5/30/2007 | Sold | $285,000$261/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2026 | -- | $447,149 +2% |
| 2025 | $4,936 +2.7% | $438,382 +2% |
| 2024 | $4,806 +2.2% | $429,787 +2% |
| 2023 | $4,703 +1.7% | $421,360 +2% |
| 2022 | $4,623 +1.3% | $413,099 +2% |
| 2021 | $4,562 +16.5% | $405,000 +16% |
| 2020 | $3,915 +3.9% | $349,125 +2% |
| 2019 | $3,766 +1.7% | $342,280 +2% |
| 2018 | $3,704 +12.8% | $335,570 +11.9% |
| 2017 | $3,284 +5.4% | $300,000 +5.3% |
| 2016 | $3,114 +5.6% | $285,000 +5.6% |
| 2015 | $2,949 +8.5% | $270,000 +8% |
| 2014 | $2,717 | $250,000 +31.6% |
| 2013 | -- | $190,000 +13.1% |
| 2012 | -- | $168,000 |
| 2011 | -- | $168,000 -35.4% |
| 2010 | -- | $260,000 |
| 2009 | -- | $260,000 -10.6% |
| 2008 | -- | $290,700 +101.6% |
| 2007 | -- | $144,167 +2% |
| 2006 | -- | $141,342 +2% |
| 2005 | -- | $138,572 +2% |
| 2004 | -- | $135,856 +1.9% |
| 2003 | -- | $133,367 +2% |
| 2002 | -- | $130,753 +2% |
| 2001 | -- | $128,190 |
Find assessor info on the county website
Monthly payment
Est. payment
Payment breakdown
Explore the cost of this home by adjusting the details. Changes won't be saved.Climate risks
Neighborhood: Rancho Bernardo
Nearby schools
Schools provided by the listing agent
- Elementary: Chaparrel
- Middle: Bernardo Heights
- High: Rancho Bernardo
Source: CRMLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.





