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Under contract
  • Listed by: eXp Realty of Southern CA • Matt Battiata • Contact: 760-390-3895
    $1,695,000

    12388 Reata Ct, San Diego, CA 92128

    5beds
    2,400sqft
    : 
    $10,687/mo
    Get pre-qualified
    Single Family Residence
    Built in 1977
    0.45 Acres Lot
    $1,673,800 Zestimate®
    $706/sqft
    $57/mo HOA

    What's special

    Sparkling poolSpa and gazeboHuge ultra-private lotCobblestone driveway and walkwaysProfessionally installed turfNew paversResort style backyard
    Assumable loan at just 2.375%!!! Extensively renovated Rancho Bernardo home situated on a huge, ultra-private lot at the end of a quiet cul-de-sac. This 5 bedroom, 3 bathroom home offers approximately 2400 SF with exceptional indoor/outdoor living including a resort style backyard with a sparkling pool, spa & gazebo. Over $300,000 in recent upgrades include new hardwood flooring and baseboards throughout, new limestone floors in the kitchen, remodeled bathrooms with walk-in showers & upgraded vanities, a finished upstairs bonus room, newly resurfaced pool with new tile and expanded spa, a new and expanded pool deck, new gazebo, professionally installed turf, a cobblestone driveway and walkways, new pavers, a finished garage with epoxy flooring and Tesla EV charger, plus a new concrete tile roof, upgraded electrical panel, and owned solar system under Net Metering 2 designed to exceed projected energy usage — truly better than new! Enjoy membership to the Rancho Bernardo Swim & Tennis Club with tennis, pickleball, pool, fitness center, and year-round social events.
    123 days
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    91
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    0
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    Zillow last checked:

    Listing updated:

    Listed by:

    Matt Battiata DRE #01254483 760-390-3895,

    eXp Realty of Southern CA,

    Diane Mills DRE #02178822 619-246-5766,

    eXp Realty of Southern California, Inc.

    Source: CRMLS,MLS#: NDP2604877MLS LogoOriginating MLS: California Regional MLS (North San Diego County & Pacific Southwest AORs)

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 5
      • Bathrooms: 3
      • Full bathrooms: 3
      • Main level bathrooms: 2
      • Main level bedrooms: 2
      Rooms
      • Room types: Bedroom, Entry/Foyer, Family Room, Foyer, Great Room, Kitchen, Living Room, Primary Bedroom
      Primary bedroom
      • Features: Primary Suite
      Primary bedroom
      • Features: Main Level Primary
      Bedroom
      • Features: Bedroom on Main Level
      Cooling
      • Central Air
      Appliances
      • Laundry: In Garage
      Features
      • Bedroom on Main Level, Entrance Foyer, Main Level Primary, Primary Suite
      • Has fireplace: Yes
      • Fireplace features: Family Room
      • Common walls with other units/homes: No Common Walls
      Interior area
      • Total interior livable area: 2,400 sqft
      Video & virtual tour

      Property

      Parking
      • Total spaces: 6
      • Parking features: Driveway, Garage
      • Attached garage spaces: 2
      • Uncovered spaces: 4
      Features
      • Levels: Two
      • Stories: 2
      • Entry location: Front door
      • Has private pool: Yes
      • Pool features: Gas Heat, Heated, In Ground, Lap, Permits, Private, See Remarks, Association
      • Has spa: Yes
      • Spa features: Private
      • Has view: Yes
      • View description: Mountain(s), Panoramic
      Lot
      • Size: 0.45 Acres
      • Features: Back Yard, Cul-De-Sac, Front Yard, Garden, Landscaped, Level, Near Park, Walkstreet, Yard
      Details
      • Parcel number: 2723522100
      • Zoning: R-1:SINGLE FAM-RES
      • Special conditions: Standard

      Construction

      Type & style
      • Home type: SingleFamily
      • Property subtype: Single Family Residence
      Condition
      • Year built: 1977

      Community & HOA

      Community
      • Features: Biking, Curbs, Foothills, Golf, Hiking, Preserve/Public Land, Storm Drain(s), Suburban, Sidewalks, Park
      HOA
      • Has HOA: Yes
      • Amenities included: Clubhouse, Sport Court, Fitness Center, Meeting Room, Management, Meeting/Banquet/Party Room, Outdoor Cooking Area, Barbecue, Paddle Tennis, Playground, Pickleball, Park, Pool, Racquetball, Recreation Room, Sauna, Spa/Hot Tub, Tennis Court(s)
      • HOA fee: $680 annually
      • HOA name: Rancho Bernardo Swim & Tennis Club
      • HOA phone: 858-487-5002
      Location
      • Region: San Diego

      Financial & listing details

      • Price per square foot: $706/sqft
      • Tax assessed value: $1,512,221
      • Annual tax amount: $17,638
      • Date on market: 5/20/2026
      • Cumulative days on market: 123 days
      • Listing terms: Cash,Conventional,VA Loan
      • Inclusions: Assumable loan at 2.375% - approx balance is $936, 000. Buyer can assume the seller's loan and then get gap funding if necessary (a 2nd loan) to cover the difference. Lenders in this case will simply require 10-20% down payment on the total purchase price. For example: $1, 695, 000 purchase price. Buyer puts $360K down, 1st loan at $936, 000, 2nd at $400, 000. If you are interested in taking advantage of this incredible opportunity & assume this loan, contact listing agent Matt Battiata who can refer you to our Gap Lender who can do the 2nd for you.

        Estimated market value

        $1,673,800

        $1.59M - $1.76M

        $6,563/mo

        Price history

        DateEventPrice
        6/4/2026Contingent$1,695,000$706/sqft
        Source: CRMLS #NDP2604877 Report a problem
        5/20/2026Listed for sale$1,695,000-2.5%$706/sqft
        Source: CRMLS #NDP2604877 Report a problem
        4/24/2026Listing removed$1,739,000$725/sqft
        Source: SDMLS #260004469 Report a problem
        3/17/2026Price change$1,739,000-2.8%$725/sqft
        Source: SDMLS #260004469 Report a problem
        2/26/2026Listed for sale$1,790,000+25.6%$746/sqft
        Source: SDMLS #260004469 Report a problem
        7/12/2021Sold$1,425,000+73.8%$594/sqft
        Source: SDMLS #210014979 Report a problem
        2/14/2019Sold$820,000-3.4%$342/sqft
        Source: Glendale AOR ZDD #190001804 Report a problem
        1/9/2019Price change$849,000+0.2%$354/sqft
        Source: Shea Realty #190001804 Report a problem
        11/30/2018Price change$847,500-0.1%$353/sqft
        Source: Shea Realty #180065499 Report a problem
        11/5/2018Price change$848,500-0.1%$354/sqft
        Source: Shea Realty #180057544 Report a problem
        10/24/2018Price change$849,000-3.4%$354/sqft
        Source: Shea Realty #180057544 Report a problem
        10/13/2018Listed for sale$878,500+152.4%$366/sqft
        Source: Shea Realty #180057544 Report a problem
        9/29/1998Sold$348,000$145/sqft
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$17,638 +5.8%$1,512,221 +2%
        2024$16,664 +2.2%$1,482,570 +2%
        2023$16,310 +1.2%$1,453,500 +2%
        2022$16,116 +67.1%$1,425,000 +68.6%
        2021$9,643 +1.4%$845,064 +1%
        2020$9,513 +75.7%$836,400 +71%
        2019$5,415 +1.9%$489,054 +2%
        2018$5,315 +2.8%$479,465 +2%
        2017$5,172 +2.1%$470,065 +2%
        2016$5,065 +1.5%$460,849 +1.5%
        2015$4,989 +2.4%$453,928 +2%
        2014$4,870 $445,037 +0.5%
        2013-- $443,027 +2%
        2012-- $434,341 +2%
        2011-- $425,825 +0.8%
        2010-- $422,644 -0.2%
        2009-- $423,649 +2%
        2008-- $415,343 +2%
        2007-- $407,200 +2%
        2006-- $399,217 +2%
        2005-- $391,390 +2%
        2004-- $383,717 +1.9%
        2003-- $376,685 +2%
        2002-- $369,300 +2%
        2001-- $362,059
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

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        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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        Climate risks

        Neighborhood: Rancho Bernardo

        Getting around

        5 / 100
        Car-Dependent
        0 / 100
        No Nearby Transit
        13 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating

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