Sparkling poolSpa and gazeboHuge ultra-private lotCobblestone driveway and walkwaysProfessionally installed turfNew paversResort style backyard
Assumable loan at just 2.375%!!! Extensively renovated Rancho Bernardo home situated on a huge, ultra-private lot at the end of a quiet cul-de-sac. This 5 bedroom, 3 bathroom home offers approximately 2400 SF with exceptional indoor/outdoor living including a resort style backyard with a sparkling pool, spa & gazebo. Over $300,000 in recent upgrades include new hardwood flooring and baseboards throughout, new limestone floors in the kitchen, remodeled bathrooms with walk-in showers & upgraded vanities, a finished upstairs bonus room, newly resurfaced pool with new tile and expanded spa, a new and expanded pool deck, new gazebo, professionally installed turf, a cobblestone driveway and walkways, new pavers, a finished garage with epoxy flooring and Tesla EV charger, plus a new concrete tile roof, upgraded electrical panel, and owned solar system under Net Metering 2 designed to exceed projected energy usage — truly better than new! Enjoy membership to the Rancho Bernardo Swim & Tennis Club with tennis, pickleball, pool, fitness center, and year-round social events.
123 days
|
91
|
0
|
Zillow last checked:
Listing updated:
Listed by:
Matt BattiataDRE #01254483760-390-3895,
eXp Realty of Southern CA,
Diane MillsDRE #02178822619-246-5766,
eXp Realty of Southern California, Inc.
Source: CRMLS,MLS#: NDP2604877Originating MLS: California Regional MLS (North San Diego County & Pacific Southwest AORs)
Facts & features
Interior
Bedrooms & bathrooms
Bedrooms: 5
Bathrooms: 3
Full bathrooms: 3
Main level bathrooms: 2
Main level bedrooms: 2
Rooms
Room types: Bedroom, Entry/Foyer, Family Room, Foyer, Great Room, Kitchen, Living Room, Primary Bedroom
Primary bedroom
Features: Primary Suite
Primary bedroom
Features: Main Level Primary
Bedroom
Features: Bedroom on Main Level
Cooling
Central Air
Appliances
Laundry: In Garage
Features
Bedroom on Main Level, Entrance Foyer, Main Level Primary, Primary Suite
Has fireplace: Yes
Fireplace features: Family Room
Common walls with other units/homes: No Common Walls
Amenities included: Clubhouse, Sport Court, Fitness Center, Meeting Room, Management, Meeting/Banquet/Party Room, Outdoor Cooking Area, Barbecue, Paddle Tennis, Playground, Pickleball, Park, Pool, Racquetball, Recreation Room, Sauna, Spa/Hot Tub, Tennis Court(s)
HOA fee: $680 annually
HOA name: Rancho Bernardo Swim & Tennis Club
HOA phone: 858-487-5002
Location
Region: San Diego
Financial & listing details
Price per square foot: $706/sqft
Tax assessed value: $1,512,221
Annual tax amount: $17,638
Date on market: 5/20/2026
Cumulative days on market: 123 days
Listing terms: Cash,Conventional,VA Loan
Inclusions: Assumable loan at 2.375% - approx balance is $936, 000. Buyer can assume the seller's loan and then get gap funding if necessary (a 2nd loan) to cover the difference. Lenders in this case will simply require 10-20% down payment on the total purchase price. For example: $1, 695, 000 purchase price. Buyer puts $360K down, 1st loan at $936, 000, 2nd at $400, 000. If you are interested in taking advantage of this incredible opportunity & assume this loan, contact listing agent Matt Battiata who can refer you to our Gap Lender who can do the 2nd for you.
Explore the cost of this home by adjusting the details. Changes won't be saved.
Principal & interest
$1,547
Mortgage insurance
$0
Property taxes
$170
Home insurance
$105
HOA fees
$0
Utilities
Not included
All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
See how much you could borrow to make a competitive offer.