Skip main navigation
Pending
  • Price cut: $30K (7/17)
    $395,000

    128 S Wells St, Panama City Beach, FL 32413

    3beds
    950sqft
    : 
    $2,511/mo
    Get pre-qualified
    Single Family Residence
    Built in 1970
    7,405 Square Feet Lot
    $381,300 Zestimate®
    $416/sqft
    $-- HOA

    What's special

    Beautifully maintained coastal home in a quiet, golf cart-friendly community just 0.3 miles from the beach! This 3-bedroom, 1.5-bath home offers the perfect blend of comfort, low maintenance, and outdoor living. Enjoy quartz countertops in the kitchen and main bathroom, custom cabinets to the ceiling, stainless steel appliances (microwave, electric stove, dishwasher, and French door refrigerator), and vinyl plank flooring throughout with textured walls and ceilings. The property is designed for easy living with maintenance-free landscaping, featuring river rock, lush perennials, and seven palm trees. Relax in your private backyard oasis complete with a fish pond and fountain, fire pit, and a 10x12 gazebo overlooking a spacious 408 sq ft paver patio--perfect for entertaining or enjoying the coastal breeze. On many days, you can even hear the waves. The fully fenced backyard includes a 6-ft privacy fence with two walk-through gates and a 10-ft drive-through gate. With no neighbors behind or to the north and protected land beyond, you'll enjoy rare privacy and peaceful surroundings. Additional highlights include: Hurricane impact windows with Smart Sun features and grids. 16x24 garage with space for a car, golf cart, and storage. Private Outdoor shower (6x6) with built-in seating. RV electric hookup and extended driveway. Ample parking for boats, jet skis, RV, and multiple vehicles. Storage shed and large lot with room for a pool. Well irrigation system for landscaping. Updated bathroom vanities and medicine cabinets. Matching ceiling fans, upgraded baseboards, and fresh paint. Vinyl siding in excellent condition. Annual termite and pest maintenance. Located in a quiet, established neighborhood with no short-term rentals allowed (6 months + 1 day minimum), this home offers a peaceful lifestyle just minutes from the beach--walk there in minutes or bike in under two.
    88 days
    |
    1,197
    |
    79
    |

    Zillow last checked:

    Listing updated:

    Listed by:

    Kelly L Stiles 850-319-5132,

    EXP Realty LLC

    Source: CPAR,MLS#: 789345MLS LogoOriginating MLS: Central Panhandle Association of REALTORS

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 2
      • Full bathrooms: 1
      • 1/2 bathrooms: 1
      Rooms
      • Room types: Bedroom, Bonus Room
      Bedroom
      • Level: First
      • Dimensions: 12.7 x 8.9
      Bedroom
      • Level: First
      • Dimensions: 12.1 x 11.7
      Bedroom
      • Level: First
      • Dimensions: 9 x 13.7
      Heating
      • Central
      Cooling
      • Central Air
      Appliances
      • Included: Electric Range
      Features
      • Soaking Tub
      • Windows: Storm Window(s)
      Interior area
      • Total structure area: 950
      • Total interior livable area: 950 sqft

      Property

      Parking
      • Total spaces: 1
      • Parking features: Garage
      • Garage spaces: 1
      Features
      • Patio & porch: Open, Porch
      • Exterior features: Outdoor Shower
      • Fencing: Full,Fenced,Privacy
      Lot
      • Size: 7,405 Square Feet
      • Dimensions: 120 x 60
      Details
      • Parcel number: 38243000000
      • Zoning description: Resid Single Family
      • Special conditions: Listed As-Is

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Coastal
      • Property subtype: Single Family Residence
      Materials
      • Vinyl Siding
      • Roof: Shingle
      Condition
      • New construction: No
      • Year built: 1970

      Utilities & green energy

      • Sewer: Public Sewer

      Community & HOA

      Community
      • Subdivision: Miramar Heights
      HOA
      • Has HOA: No
      Location
      • Region: Panama City Beach

      Financial & listing details

      • Price per square foot: $416/sqft
      • Tax assessed value: $210,372
      • Annual tax amount: $1,088
      • Date on market: 5/15/2026
      • Cumulative days on market: 73 days

        Estimated market value

        $381,300

        $362,000 - $400,000

        $2,073/mo

        Price history

        DateEventPrice
        7/24/2026Pending sale$395,000$416/sqft
        Source: CPAR #789345 Report a problem
        7/17/2026Price change$395,000-7.1%$416/sqft
        Source: CPAR #789345 Report a problem
        6/12/2026Price change$425,000-5.6%$447/sqft
        Source: ECAOR #1003678 Report a problem
        5/28/2026Price change$449,9990%$474/sqft
        Source: CPAR #789345 Report a problem
        5/15/2026Listed for sale$450,000+210.3%$474/sqft
        Source: CPAR #789345 Report a problem
        3/31/2017Sold$145,000-3.3%$153/sqft
        Source: CPAR #655663 Report a problem
        2/23/2017Pending sale$149,900$158/sqft
        Source: Coldwell Banker Carroll Realty, Inc. #655663 Report a problem
        2/23/2017Listed for sale$149,900$158/sqft
        Source: Coldwell Banker Carroll Realty, Inc. #655663 Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2024$1,053 +3.1%$114,498 +3%
        2023$1,021 +9.8%$111,163 +3%
        2022$929 $107,925
        2021-- --
        2020$929 +2.5%$103,335 +2.3%
        2019$906 $101,012 +1.1%
        2018$906 -0.3%$99,945 +30.5%
        2017$909 -3.3%$76,577 +0.4%
        2016$939 +2.1%$76,304 +2.1%
        2015$920 $74,711 -1%
        2014$920 $75,437 -1%
        2013-- $76,164 -5.8%
        2012-- $80,827 -15.5%
        2011-- $95,617 -0.8%
        2010-- $96,343 -16.6%
        2009-- $115,491 -28.7%
        2008-- $161,976 -0.4%
        2007-- $162,703 -15.6%
        2006-- $192,870 +62.9%
        2005-- $118,415 +45.8%
        2004-- $81,212 +8%
        2003-- $75,183 +5.1%
        2002-- $71,565 +111.3%
        2001-- $33,868 +9.2%
        2000-- $31,028
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
        See how much you could borrow to make a competitive offer.

        Climate risks

        Neighborhood: 32413

        Getting around

        25 / 100
        Car-Dependent
        52 / 100
        Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: West Bay
        • Middle: Surfside
        • High: Arnold

        Source: CPAR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

        A local agent can set up tours, give advice and negotiate with sellers.

        A local lender can help you make sure your offer is ready when you are.

        Browse local experts

        Similar homes