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For sale
    • Price cut: $14.9K (6/5)
    $399,999

    323 Prudence Ln, Panama City Beach, FL 32408

    3beds
    1,332sqft
    : 
    $2,562/mo
    Get pre-qualified
    Single Family Residence
    Built in 1986
    0.38 Acres Lot
    $383,700 Zestimate®
    $300/sqft
    $19/mo HOA

    What's special

    All-new fixturesHigh-end finishesStunning cul-de-sac homeGorgeous new fireplaceBrand-new flooring throughoutStylish backsplash
    Your fully renovated Beach retreat awaits! *** This stunning cul-de-sac home has been completely transformed with no expense spared. This 3 bedroom + a heated/cooled bonus detached 4th bedroom/office or playroom offers a blend of coastal charm with brand-new flooring throughout, Quarts countertops, stylish backsplash, and all-new fixtures giving a fresh, upscale feel. Attention to detail is evident in every room, featuring a gorgeous new fireplace, updated doors, trim, and crown moulding that elevate the entire space. *** Whether a primary residence, relaxing second home, or a smart investment opportunity, this one checks every box. Move-in-ready and high-end finishes, it's perfectly suited for use as an income-producing rental as well. *** Schedule a tour today! This one won't last long!
    91 days
    |
    435
    |
    43
    |

    Zillow last checked:

    Listing updated:

    Listed by:

    Jimmy Dean 850-624-5819,

    Keller Williams Success Realty,

    Kurt Fadden 321-890-5364,

    Legacy Premier Agency

    Source: CPAR,MLS#: 789259MLS LogoOriginating MLS: Central Panhandle Association of REALTORS

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 2
      • Full bathrooms: 2
      Rooms
      • Room types: Bedroom, Dining Room, Kitchen, Laundry, Living Room, Primary Bathroom, Primary Bedroom, Other, Porch
      Primary bedroom
      • Level: First
      • Dimensions: 14.5 x 14.5
      Bedroom
      • Level: First
      • Dimensions: 10.5 x 10.5
      Bedroom
      • Level: First
      • Dimensions: 10.5 x 10.5
      Primary bathroom
      • Level: First
      • Dimensions: 5 x 8.5
      Dining room
      • Level: First
      • Dimensions: 10 x 11
      Kitchen
      • Level: First
      • Dimensions: 10 x 12
      Laundry
      • Level: First
      • Dimensions: 6.5 x 5.5
      Living room
      • Level: First
      • Dimensions: 16 x 18
      Other
      • Description: Detached Building
      • Level: First
      • Dimensions: 12 x 9
      Porch
      • Description: Back Patio
      • Level: First
      • Dimensions: 10.5 x 21
      Heating
      • Central, Electric
      Cooling
      • Central Air, Ceiling Fan(s)
      Appliances
      • Included: Electric Oven, Electric Range, Electric Water Heater, Ice Maker
      Features
      • Main Level Primary, Walk-In Closet(s)
      • Doors: Insulated Doors, Storm Door(s)
      • Windows: Double Pane Windows, Storm Window(s)
      • Has fireplace: Yes
      Interior area
      • Total structure area: 1,332
      • Total interior livable area: 1,332 sqft

      Property

      Parking
      • Total spaces: 2
      • Parking features: Garage, Garage Door Opener, Paved
      • Garage spaces: 2
      Features
      • Levels: One
      • Stories: 1
      • Patio & porch: Covered, Patio, Porch
      • Exterior features: Rain Gutters
      • Fencing: Partial
      Lot
      • Size: 0.38 Acres
      • Dimensions: 200 x 103
      • Features: Cul-De-Sac, Sprinkler System, Paved
      Details
      • Additional structures: Outbuilding, Shed(s)
      • Parcel number: 30166416190
      • Zoning description: Resid Single Family
      • Special conditions: Probate Listing

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Contemporary
      • Property subtype: Single Family Residence
      Materials
      • Aluminum Siding, HardiPlank Type, Metal Siding, Stucco
      • Foundation: Slab
      Condition
      • New construction: No
      • Year built: 1986

      Utilities & green energy

      • Sewer: Public Sewer
      • Utilities for property: Electricity Available

      Community & HOA

      Community
      • Features: Short Term Rental Allowed
      • Subdivision: North Lagoon Heights Phase II
      HOA
      • Has HOA: Yes
      • Services included: Legal/Accounting, Maintenance Grounds
      • HOA fee: $225 annually
      Location
      • Region: Panama City Beach

      Financial & listing details

      • Price per square foot: $300/sqft
      • Tax assessed value: $274,477
      • Annual tax amount: $2,554
      • Date on market: 5/1/2026
      • Cumulative days on market: 92 days
      • Electric utility on property: Yes

        Estimated market value

        $383,700

        $365,000 - $403,000

        $2,307/mo

        Price history

        DateEventPrice
        6/5/2026Price change$399,999-3.6%$300/sqft
        Source: CPAR #789259 Report a problem
        5/28/2026Price change$414,900-1.2%$311/sqft
        Source: CPAR #789259 Report a problem
        3/28/2026Listed for sale$420,000+3.7%$315/sqft
        Source: ECAOR #999192 Report a problem
        2/16/2026Listing removed$405,000$304/sqft
        Source: CPAR #782465 Report a problem
        1/27/2026Price change$405,000+8%$304/sqft
        Source: CPAR #782465 Report a problem
        10/29/2025Listed for sale$375,000-0.1%$282/sqft
        Source: CPAR #780970 Report a problem
        3/25/2022Sold$375,200+7.2%$282/sqft
        Source: CPAR #722902 Report a problem
        3/2/2022Pending sale$349,900$263/sqft
        Source: CPAR #722902 Report a problem
        2/26/2022Listed for sale$349,900+99.9%$263/sqft
        Source: CPAR #722902 Report a problem
        5/26/2016Sold$175,000-2.7%$131/sqft
        Source: CPAR #637530 Report a problem
        3/11/2016Price change$179,900-2.8%$135/sqft
        Source: World Impact Real Estate #637530 Report a problem
        1/27/2016Price change$185,000-2.1%$139/sqft
        Source: World Impact Real Estate #637530 Report a problem
        10/29/2015Listed for sale$189,000$142/sqft
        Source: World Impact Real Estate #637530 Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2024$2,870 -1.6%$274,477 +0.2%
        2023$2,916 +26%$274,052 +40.3%
        2022$2,315 $195,342
        2021-- --
        2020$2,004 +2.9%$161,440 +4.3%
        2019$1,947 $154,808 +3.1%
        2018$1,947 +1.5%$150,100 +0.9%
        2017$1,919 +0.2%$148,750 +26.4%
        2016$1,915 +196.9%$117,695 +42.2%
        2015$645 $82,744 +0.8%
        2014$645 $82,087 +1.5%
        2013-- $80,874 -1.3%
        2012-- $81,908 +6.1%
        2011-- $77,206 +1.5%
        2010-- $76,065 +2.7%
        2009-- $74,065 +0.1%
        2008-- $73,991 +3%
        2007-- $71,836 +2.5%
        2006-- $70,084 +3%
        2005-- $68,042 +3%
        2004-- $66,060 +1.9%
        2003-- $64,828 +2.4%
        2002-- $63,309 +1.6%
        2001-- $62,312 +1%
        2000-- $61,694
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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        Climate risks

        Neighborhood: Upper Grand Lagoon

        Getting around

        8 / 100
        Car-Dependent
        45 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Patronis
        • Middle: Surfside
        • High: Arnold

        Source: CPAR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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