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For sale
  • Price cut: $4.1K (8/17)
    $384,900

    517 Cove Villa St, Panama City Beach, FL 32407

    3beds
    1,672sqft
    : 
    $2,521/mo
    Get pre-qualified
    Single Family Residence
    Built in 2021
    4,791 Square Feet Lot
    $-- Zestimate®
    $230/sqft
    $50/mo HOA

    What's special

    Quartz countertops throughoutDoor hardwareUpgraded plumbing fixturesShiplap electric fireplaceSplit floor planNew lvp flooringRecessed lighting
    This beautifully upgraded 2021 3BR/2BA home offers a small low maintenance yard and a split floor plan with tray ceilings in the living room and master suite. Recent updates include new LVP flooring, quartz countertops throughout, tile backsplash, new refrigerator and stove, shiplap electric fireplace, recessed lighting, upgraded plumbing fixtures, and door hardware. Custom wooden shelving has been added to all closets and the pantry for excellent organization and storage. The home is pre-wired for two Tesla chargers and sits on a small, low-maintenance yard with new Zoysia grass and palm trees. Additional storage is available above the garage. As a 2021 build, it benefits from some of the lowest insurance premiums on the beach along with a newer roof, AC, and major systems. The community features one of the lowest HOA fees in the area and includes a dog park. Located less than 1 mile from the marina with boat slips and launch, Navy base, and sports complex, this home is just 3 miles from the Gulf beaches. The nearby sports complex drives strong rental demand from traveling baseball teams and tournaments. Perfect as a personal beach home or for generating income, with a projected annual gross rental income of $42,000. This is a move-in ready gem--reach out today for more details or to schedule a showing!
    84 days
    1,272
    105

    Zillow last checked:

    Listing updated:

    Listed by:

    Kristy A Woliver 850-630-1143,

    Blue Bird Woliver Realty

    Source: CPAR,MLS#: 790954MLS LogoOriginating MLS: Central Panhandle Association of REALTORS

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 2
      • Full bathrooms: 2
      Rooms
      • Room types: Bedroom, Dining Room, Living Room
      Bedroom
      • Level: First
      • Dimensions: 13 x 14
      Bedroom
      • Level: First
      • Dimensions: 11 x 12
      Bedroom
      • Level: First
      • Dimensions: 11 x 12
      Dining room
      • Level: First
      • Dimensions: 12 x 15
      Living room
      • Level: First
      • Dimensions: 16 x 12
      Heating
      • Central
      Cooling
      • Central Air
      Appliances
      • Included: Electric Cooktop, Electric Oven, Electric Range, Electric Water Heater
      Features
      • Double Vanity, Main Level Primary, Soaking Tub, Separate Shower, Walk-In Closet(s)
      Interior area
      • Total structure area: 1,672
      • Total interior livable area: 1,672 sqft

      Property

      Parking
      • Total spaces: 2
      • Parking features: Garage
      • Garage spaces: 2
      Features
      • Patio & porch: Covered, Patio, Porch
      Lot
      • Size: 4,791 Square Feet
      • Dimensions: 50 x 100 x 50 x 100
      • Features: Sprinkler System
      Details
      • Parcel number: 27541500048
      • Zoning description: Resid Single Family

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Coastal
      • Property subtype: Single Family Residence
      Materials
      • HardiPlank Type
      • Roof: Composition,Shingle,Shake
      Condition
      • New construction: No
      • Year built: 2021

      Utilities & green energy

      • Sewer: Public Sewer

      Community & HOA

      Community
      • Features: Short Term Rental Allowed
      • Subdivision: Emerald Cove Villas
      HOA
      • Has HOA: Yes
      • Amenities included: Other, See Remarks
      • Services included: Other, See Remarks
      • HOA fee: $600 annually
      Location
      • Region: Panama City Beach

      Financial & listing details

      • Price per square foot: $230/sqft
      • Tax assessed value: $339,332
      • Annual tax amount: $2,775
      • Date on market: 6/12/2026
      • Cumulative days on market: 80 days

        Estimated market value

        Not available

        Estimated sales range

        Not available

        Not available

        Price history

        DateEventPrice
        8/17/2026Price change$384,900-1.1%$230/sqft
        Source: CPAR #790954 Report a problem
        7/29/2026Price change$389,000-2.3%$233/sqft
        Source: CPAR #790954 Report a problem
        7/18/2026Price change$398,000-0.5%$238/sqft
        Source: CPAR #790954 Report a problem
        6/30/2026Price change$399,900-2.4%$239/sqft
        Source: CPAR #790954 Report a problem
        6/17/2026Price change$409,900-2.4%$245/sqft
        Source: CPAR #790954 Report a problem
        6/12/2026Listed for sale$419,900+1.3%$251/sqft
        Source: CPAR #790954 Report a problem
        2/1/2023Listing removed--
        Source: CPAR Report a problem
        1/31/2023Listed for rent$2,700$2/sqft
        Source: CPAR Report a problem
        1/30/2023Price change$414,500-1%$248/sqft
        Source: CPAR #736643 Report a problem
        1/23/2023Listing removed--
        Source: CPAR Report a problem
        1/22/2023Listed for sale$418,500+6%$250/sqft
        Source: CPAR #736643 Report a problem
        1/9/2023Listed for rent$2,700+12.5%$2/sqft
        Source: CPAR Report a problem
        12/22/2022Listing removed--
        Source: CPAR Report a problem
        12/18/2022Price change$2,400-2%$1/sqft
        Source: CPAR Report a problem
        12/15/2022Price change$2,450-2%$1/sqft
        Source: CPAR Report a problem
        12/12/2022Price change$2,500-2%$1/sqft
        Source: CPAR Report a problem
        12/11/2022Price change$394,900-1.3%$236/sqft
        Source: CPAR #732537 Report a problem
        12/1/2022Price change$2,550-1.9%$2/sqft
        Source: Zillow Rental Network_1 #734513 Report a problem
        11/22/2022Price change$2,600-3.7%$2/sqft
        Source: Zillow Rental Network_1 #734513 Report a problem
        11/11/2022Listed for rent$2,700$2/sqft
        Source: Zillow Rental Network_1 #734513 Report a problem
        11/9/2022Price change$399,900-2.4%$239/sqft
        Source: CPAR #732537 Report a problem
        11/1/2022Price change$409,900-1.2%$245/sqft
        Source: CPAR #732537 Report a problem
        10/25/2022Listed for sale$414,900+17.3%$248/sqft
        Source: CPAR #732537 Report a problem
        9/30/2021Sold$353,725$212/sqft
        Source: CPAR #714915 Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2024$4,200 +3.7%$337,863 +10%
        2023$4,050 +23.9%$307,148 +10%
        2022$3,270 $279,225
        2021-- --
        2020$544 +137%$44,700 +140%
        2019$229 $18,623
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        See how much you could borrow to make a competitive offer.

        Climate risks

        Neighborhood: 32407

        Getting around

        23 / 100
        Car-Dependent
        39 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Breakfast Point
        • Middle: Breakfast Point
        • High: Arnold

        Source: CPAR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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