Welcome to 3533 Mill Point Cove, a beautifully maintained 2022-built home by Camden Homes located in the Mill Point community of Panama City. Offering approximately 1,754 heated and cooled square feet, this two-story residence features 3 bedrooms, 2.5 baths, a spacious loft and an attached 1-car garage.
The main level offers an open and functional layout with a spacious living area, dining space and well-appointed kitchen featuring quartz countertops, a large island with seating for four, breakfast bar and an oversized walk-in pantry with additional storage. A half bath is conveniently located downstairs, while the roomy laundry area provides additional everyday functionality.
Upstairs, the primary suite features a private balcony, large walk-in closet and en-suite bath with double vanity and shower/tub combination. Two additional bedrooms, a full bath and a versatile loft provide plenty of flexibility for a home office, media space, playroom or additional living area.
Outside, enjoy a fully fenced backyard, patio and irrigation system with a separate irrigation meter. Situated on approximately 0.09 acres in an HOA community, the home offers a cul-de-sac setting with convenient access to Highway 231 and Highway 390, shopping, dining and other everyday amenities. Tyndall Air Force Base is approximately 15 minutes away.
An existing survey is available from the seller. With modern finishes, a functional floor plan and indoor and outdoor living spaces, 3533 Mill Point Cove is ready for its next owner. Call your favorite Realtor® today to schedule a private tour and if important - buyer please verify all measurements.
For sale
$385,000
3533 Mill Point Cv, Panama City, FL 32404
3beds
1,758sqft
Single Family Residence
Built in 2022
3,920 Square Feet Lot
$375,100 Zestimate®
$219/sqft
$24/mo HOA
What's special
Modern finishesSpacious loftTwo additional bedroomsBreakfast barQuartz countertopsFunctional floor planRoomy laundry area
- 20 days
- 238
- 13
Zillow last checked:
Listing updated:
Listed by:
Lauren N Rygula 850-358-7808,
Empire Real Estate of Florida LLC,
The Shand Group 850-867-7335,
Empire Real Estate of Florida LLC
Source: CPAR,MLS#: 794005
Originating MLS: Central Panhandle Association of REALTORS
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
Rooms
- Room types: Bedroom, Loft, Living Room
Bedroom
- Description: Buyer to Verify
- Level: Second
- Dimensions: 11 x 10
Living room
- Description: Buyer to Verify
- Level: First
- Dimensions: 16 x 15
Loft
- Description: Buyer to Verify
- Level: Second
- Dimensions: 12 x 11
Heating
- Central, Electric
Cooling
- Central Air, Ceiling Fan(s)
Appliances
- Included: Electric Range, Electric Water Heater
Features
- Balcony, Double Vanity, Interior Steps, Tub Shower, Walk-In Closet(s), Loft
- Windows: Double Pane Windows
Interior area
- Total structure area: 1,758
- Total interior livable area: 1,758 sqft
Property
Parking
- Total spaces: 1
- Parking features: Garage, Garage Door Opener
- Garage spaces: 1
Features
- Patio & porch: Balcony, Covered, Patio
- Fencing: Fenced
Lot
- Size: 3,920 Square Feet
- Dimensions: 40.0 ft x 97.0 ft
- Features: Cul-De-Sac, Sprinkler System, Paved
Details
- Parcel number: 11514400090
- Zoning description: Resid Single Family
- Special conditions: Listed As-Is
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Craftsman
- Property subtype: Single Family Residence
Materials
- Brick
- Foundation: Slab
- Roof: Composition,Shingle
Condition
- New construction: No
- Year built: 2022
Utilities & green energy
- Sewer: Public Sewer
- Utilities for property: Electricity Available
Community & HOA
Community
- Features: Short Term Rental Allowed
- Security: Smoke Detector(s)
- Subdivision: Mill Point
HOA
- Has HOA: Yes
- Services included: Association Management
- HOA fee: $287 annually
Location
- Region: Panama City
Financial & listing details
- Price per square foot: $219/sqft
- Tax assessed value: $291,298
- Annual tax amount: $3,770
- Date on market: 8/13/2026
- Cumulative days on market: 21 days
- Electric utility on property: Yes
Estimated market value
$375,100
$356,000 - $394,000
$2,322/mo
Price history
| Date | Event | Price |
|---|---|---|
| 8/13/2026 | Listed for sale | $385,000+9.1%$219/sqft |
Source: | ||
| 10/18/2024 | Sold | $353,000-0.6%$201/sqft |
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| 9/14/2024 | Contingent | $355,000$202/sqft |
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| 7/27/2024 | Listing removed | -- |
Source: CPAR #758047 Report a problem | ||
| 7/13/2024 | Price change | $355,000-1.4%$202/sqft |
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| 7/2/2024 | Price change | $360,000-1.4%$205/sqft |
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| 6/22/2024 | Price change | $365,000-1.4%$208/sqft |
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| 6/4/2024 | Listed for sale | $370,000+7.2%$210/sqft |
Source: | ||
| 10/28/2022 | Sold | $345,000-1.4%$196/sqft |
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| 9/12/2022 | Pending sale | $350,000$199/sqft |
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| 7/26/2022 | Price change | $350,000-2.8%$199/sqft |
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| 6/9/2022 | Listed for sale | $360,000$205/sqft |
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| 6/3/2022 | Pending sale | $360,000$205/sqft |
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| 6/2/2022 | Listed for sale | $360,000$205/sqft |
Source: | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $3,637 -0.8% | $291,298 +0.6% |
| 2023 | $3,667 +8985.3% | $289,623 +8184.4% |
| 2022 | $40 | $3,496 |
| 2021 | -- | -- |
Find assessor info on the county website
Monthly payment
Est. payment
Payment breakdown
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Neighborhood: Cedar Grove
Nearby schools
Schools provided by the listing agent
- Elementary: Deer Point
- Middle: Merritt Brown
- High: Mosley
Source: CPAR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.





