For sale

$379,000

3545 Mill Point Cv, Panama City, FL 32404

4beds

1,758sqft

$2,598/mo

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Single Family Residence

Built in 2022

4,356 Square Feet Lot

$370,500 Zestimate^®

$216/sqft

$36/mo HOA

What's special

Great conditionWell-maintained homeBeautiful pond out backRelaxing pond views

Welcome to 3545 Mill Point Cove in Panama City! This well-maintained home offers a peaceful setting with a beautiful pond out back, creating the perfect place to relax and enjoy the outdoors. Located in Flood Zone X, the property is conveniently close to schools, grocery stores, shopping, and everyday necessities. Whether you're looking for a wonderful family home, an investment property, or a rental opportunity, this home offers plenty of flexibility. Its convenient location also makes it an excellent option for military families or tenants stationed at Tyndall Air Force Base. With its great condition, desirable location, and relaxing pond views, this property is ready for its next owner!

32 days
223
10

Facts & features

Interior

Bedrooms & bathrooms

Bedrooms: 4
Bathrooms: 3
Full bathrooms: 2
1/2 bathrooms: 1

Rooms

Room types: Bedroom, Dining Room, Kitchen, Living Room

Bedroom

Level: Second
Dimensions: 12 x 11.2

Bedroom

Level: Second
Dimensions: 11 x 10.2

Bedroom

Level: Second
Dimensions: 11.1 x 10.1

Dining room

Level: First
Dimensions: 11.2 x 10.1

Kitchen

Level: First
Dimensions: 10.8 x 10.1

Living room

Level: First
Dimensions: 16.5 x 15

Heating

Central

Cooling

Central Air

Appliances

Included: Electric Range, Electric Water Heater

Features

Double Vanity, Walk-In Closet(s)
Flooring: Plank, Vinyl
Windows: Double Pane Windows

Interior area

Total structure area: 1,758
Total interior livable area: 1,758 sqft

Property

Parking

Total spaces: 1
Parking features: Garage
Garage spaces: 1

Features

Levels: Two
Stories: 2
Patio & porch: Balcony, Patio, Covered, Porch
Exterior features: Patio
On waterfront: Yes
Waterfront features: Lake, Lake Front

Lot

Size: 4,356 Square Feet
Dimensions: 40.0 ft x 104.0 ft
Features: Sprinkler System

Details

Parcel number: 11514400120
Zoning description: Resid Single Family

Construction

Type & style

Home type: SingleFamily
Architectural style: Contemporary
Property subtype: Single Family Residence

Materials

Brick
Foundation: Slab
Roof: Composition,Shingle

Condition

New construction: No
Year built: 2022

Utilities & green energy

Sewer: Public Sewer

Community & HOA

Community

Security: Security System
Subdivision: Mill Point

HOA

Has HOA: Yes
Services included: Association Management
HOA fee: $432 annually

Location

Region: Panama City

Financial & listing details

Price per square foot: $216/sqft
Tax assessed value: $323,636
Annual tax amount: $4,044
Date on market: 9/19/2026
Cumulative days on market: 33 days

Estimated market value

$370,500

$352,000 - $389,000

$2,348/mo

Price history

Date	Event	Price
9/19/2026	Listed for sale	$379,000+5.3%$216/sqft
Source: CPAR #795625 Report a problem
1/26/2026	Listing removed	$2,000$1/sqft
Source: CPAR #778505 Report a problem
1/23/2026	Listed for rent	$2,000$1/sqft
Source: CPAR #778505 Report a problem
1/23/2026	Listing removed	$2,000$1/sqft
Source: Zillow Rentals Report a problem
1/16/2026	Price change	$2,000-4.8%$1/sqft
Source: Zillow Rentals Report a problem
1/6/2026	Price change	$2,100-6.7%$1/sqft
Source: Zillow Rentals Report a problem
11/19/2025	Price change	$2,250-2.2%$1/sqft
Source: Zillow Rentals Report a problem
9/3/2025	Listed for rent	$2,300$1/sqft
Source: Zillow Rentals Report a problem
7/15/2022	Sold	$360,000$205/sqft
Source: CPAR #724885 Report a problem
6/2/2022	Pending sale	$360,000$205/sqft
Source: CPAR #724885 Report a problem
5/19/2022	Listed for sale	$360,000$205/sqft
Source: CPAR #724885 Report a problem
4/26/2022	Pending sale	$360,000$205/sqft
Source: CPAR #724885 Report a problem
4/10/2022	Listed for sale	$360,000$205/sqft
Source: CPAR #724885 Report a problem