NEW PRICE! Now offered at $639,900. Lovingly maintained and thoughtfully designed, this former Payne model home was built in 2019 and offers 2,554 square feet of quality living space on a .66-acre lot backing to 35 acres of Deer Ridge Nature Park. This beautifully maintained ranch features 4 bedrooms, 3½ baths, a 4-car tandem garage, and a peaceful wooded backdrop with no future development behind the property. Enjoy the natural setting from the yard, screened porch, or primary bedroom, or relax in the hot tub and gather around the fire pit.
Inside, 12-foot great room ceilings and an open floor plan create a bright, spacious setting for everyday living and entertaining. The gourmet kitchen combines style and functionality with quartz countertops, a large center island with breakfast bar, walk-in pantry, double ovens, and a gas cooktop. The adjoining screened porch extends the living space while offering peaceful views of the wooded nature park.
The main level provides 3 bedrooms, a private office, 2½ baths, main-floor laundry, and a convenient mudroom. The spacious primary suite features a custom-tiled dual walk-in shower, generous walk-in closet, and peaceful wooded views. Downstairs, the finished walkout lower level adds a 4th bedroom and full bath, while the expansive unfinished area provides flexibility for storage, hobbies, recreation, or future expansion.
The oversized 3-car garage with tandem 4th-car bay offers exceptional flexibility for vehicles, storage, or hobbies. Additional included features include programmable Trim Lights, multiple refrigerators, and a lower-level movie projector and 80" by 128" screen. A complete list of additional updates and included features is available in the MLS supplements.
Beyond the property, Lake Saint Louis Community Association privileges are included with ownership, subject to an annual assessment, providing access to the lake, swimming pools, clubhouse, golf, tennis and pickleball courts, dining, and year-round community events.
Quality construction, generous space, a private natural setting, and room to adapt over time make this a home worth seeing in person.
Pending
Listed by: Realty Executives of St. Louis • Jeffry R Goldstein • 314-546-9690
Price cut: $10K (8/11)
$639,900
1316 Silver Fern Dr, Lake Saint Louis, MO 63367
4beds
2,554sqft
Single Family Residence
Built in 2019
0.67 Acres Lot
$630,000 Zestimate®
$251/sqft
$133/mo HOA
What's special
Screened porchPrivate natural settingSpacious primary suiteHot tubPrivate officeFire pitCustom-tiled dual walk-in shower
- 44 days
- 1,520
- 69
Zillow last checked:
Listing updated:
Listed by:
Jeffry R Goldstein 314-546-9690,
Realty Executives of St. Louis,
Jane A Campbell 314-707-2881,
Realty Executives of St. Louis
Source: MARIS,MLS#: 26043407
Originating MLS: St. Louis Association of REALTORS
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 4
- Bathrooms: 4
- Full bathrooms: 3
- 1/2 bathrooms: 1
- Main level bathrooms: 3
- Main level bedrooms: 3
Primary bedroom
- Features: Floor Covering: Carpeting
- Level: Main
- Area: 234
- Dimensions: 18x13
Bedroom 2
- Features: Floor Covering: Carpeting
- Level: Main
- Area: 132
- Dimensions: 12x11
Bedroom 3
- Features: Floor Covering: Carpeting
- Level: Main
- Area: 132
- Dimensions: 12x11
Bedroom 4
- Features: Floor Covering: Carpeting
- Level: Lower
Primary bathroom
- Features: Floor Covering: Ceramic Tile
- Level: Main
Bathroom 2
- Features: Floor Covering: Ceramic Tile
- Level: Main
Bathroom 3
- Features: Floor Covering: Ceramic Tile
- Level: Main
Bathroom 4
- Level: Lower
Breakfast room
- Features: Floor Covering: Luxury Vinyl Plank
- Level: Main
- Area: 143
- Dimensions: 13x11
Den
- Features: Floor Covering: Carpeting
- Level: Main
- Area: 120
- Dimensions: 12x10
Great room
- Features: Floor Covering: Luxury Vinyl Plank
- Level: Main
- Area: 252
- Dimensions: 18x14
Kitchen
- Features: Floor Covering: Luxury Vinyl Plank
- Level: Main
- Area: 196
- Dimensions: 14x14
Heating
- Forced Air, Natural Gas
Cooling
- Central Air
Appliances
- Included: Stainless Steel Appliance(s), Gas Cooktop, Dishwasher, Disposal, Dryer, Exhaust Fan, Ice Maker, Microwave, Built-In Gas Oven, Double Oven, Refrigerator, Oven, Washer, Gas Water Heater
- Laundry: Laundry Room, Main Level
Features
- Breakfast Bar, Cathedral Ceiling(s), Ceiling Fan(s), Dining/Living Room Combo, Kitchen Island, Stone Counters, Walk-In Pantry
- Flooring: Carpet, Luxury Vinyl
- Doors: French Doors, Pocket Door(s)
- Windows: Low Emissivity Windows
- Basement: Concrete,Partially Finished,Walk-Out Access
- Number of fireplaces: 1
- Fireplace features: Gas, Great Room
Interior area
- Total structure area: 2,554
- Total interior livable area: 2,554 sqft
- Finished area above ground: 2,154
- Finished area below ground: 400
Video & virtual tour
Property
Parking
- Total spaces: 4
- Parking features: Concrete, Driveway, Garage Door Opener, Tandem
- Attached garage spaces: 4
- Has uncovered spaces: Yes
Features
- Levels: One
- Patio & porch: Screened
- Exterior features: Fire Pit, Lighting
- Fencing: None
- Has view: Yes
- View description: Neighborhood, Trees/Woods
- Body of water: Lake Saint Louis
Lot
- Size: 0.67 Acres
- Features: Adjoins Wooded Area, Back Yard, Front Yard, Landscaped
Details
- Parcel number: 40024C646000004.0000000
- Special conditions: Standard
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Traditional
- Property subtype: Single Family Residence
Materials
- Shake Siding, Stone Veneer
Condition
- Year built: 2019
Details
- Builder name: Payne
Utilities & green energy
- Electric: Ameren
- Sewer: Public Sewer
- Water: Public
- Utilities for property: Electricity Connected, Natural Gas Connected, Sewer Connected, Underground Utilities, Water Connected
Community & HOA
Community
- Features: Clubhouse, Fitness Center, Golf, Lake, Pool, Restaurant, Tennis Court(s)
- Subdivision: Bluff At Crimson Oaks
HOA
- Has HOA: Yes
- Amenities included: Beach Access, Clubhouse, Fitness Center, Golf Course, Lake, Pickleball Court(s), Pool, Tennis Court(s)
- Services included: Clubhouse, Maintenance Grounds, Pool Maintenance, Pool, Recreational Facilities
- HOA fee: $1,600 annually
- HOA name: Bluff at Crimson Oaks & Lake St. Louis Community
Location
- Region: Lake Saint Louis
Financial & listing details
- Price per square foot: $251/sqft
- Tax assessed value: $597,911
- Annual tax amount: $7,953
- Date on market: 7/15/2026
- Cumulative days on market: 44 days
- Listing terms: Cash,Conventional,VA Loan
- Ownership: Private
- Electric utility on property: Yes
Estimated market value
$630,000
$599,000 - $662,000
$3,435/mo
Price history
| Date | Event | Price |
|---|---|---|
| 8/24/2026 | Pending sale | $639,900$251/sqft |
Source: | ||
| 8/11/2026 | Price change | $639,900-1.5%$251/sqft |
Source: | ||
| 7/24/2026 | Price change | $649,900-4.3%$254/sqft |
Source: | ||
| 7/15/2026 | Listed for sale | $679,000+28.1%$266/sqft |
Source: | ||
| 8/28/2020 | Sold | -- |
Source: | ||
| 6/9/2020 | Pending sale | $529,900$207/sqft |
Source: Select Properties #19076918 Report a problem | ||
| 11/3/2019 | Listed for sale | $529,900$207/sqft |
Source: Berkshire Hathaway Home Services Select Properties #19076918 Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $7,953 +1.7% | $113,603 -0.3% |
| 2024 | $7,821 +0% | $113,961 |
| 2023 | $7,820 +9.4% | $113,961 +9.9% |
| 2022 | $7,148 | $103,676 +3.2% |
| 2021 | -- | $100,491 +428.9% |
| 2020 | -- | $19,000 |
| 2019 | -- | $19,000 |
Find assessor info on the county website
Monthly payment
Est. payment
Payment breakdown
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Neighborhood: 63367
Nearby schools
Schools provided by the listing agent
- Elementary: Duello Elem.
- Middle: Wentzville South Middle
- High: Timberland High
Source: MARIS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.





