Pending

Price cut: $9.6K (6/26)

$343,938

1321 Primrose Ln, Panama City, FL 32404

3beds

2,101sqft

$2,234/mo

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Single Family Residence

Built in 2026

0.26 Acres Lot

$-- Zestimate^®

$164/sqft

$47/mo HOA

What's special

LIMITED OFFER: Get a tiered rate: 2.99% (Year 1), 3.99% (Year 2), then 4.99% fixed for life. PLUS MOVE IN PACKAGE INCLUDED & COVERING CLOSING COST WITH PREFERRED LENDER!!! Step into 2,201 sq. ft. of modern elegance in this stunning 2026 single-story retreat. Located in a premier waterfront community with direct Bay and Gulf access, this home perfectly blends style with daily practicality. The heart of the home features an expansive open-concept living area and a chef-inspired kitchen, complete with granite countertops, a large island, and a walk-in pantry. Relax in the private master suite featuring a spa-like en-suite bath and a massive walk-in closet. Durable and beautiful Core Tec Pro Plus flooring flows throughout, offering 100% waterproof protection perfect for coastal living. With energy-efficient construction, a customizable flex room, and a 2-car garage, this home is designed for both comfort and long-term value.

58 days

37

0

Facts & features

Interior

Bedrooms & bathrooms

Bedrooms: 3
Bathrooms: 2
Full bathrooms: 2

Rooms

Room types: Bedroom, Dining Room, Living Room, Primary Bedroom

Primary bedroom

Level: First
Dimensions: 15.4 x 14.1

Bedroom

Level: First
Dimensions: 13.5 x 12

Dining room

Level: First
Dimensions: 13.9 x 12

Living room

Level: First
Dimensions: 16.2 x 15

Heating

Central

Cooling

Central Air, Ceiling Fan(s)

Appliances

Included: Electric Oven, Electric Range, Electric Water Heater, Plumbed For Ice Maker

Features

Coffered Ceiling(s), Double Vanity, Main Level Primary, Walk-In Closet(s)

Interior area

Total structure area: 2,101
Total interior livable area: 2,101 sqft

Property

Parking

Total spaces: 2
Parking features: Garage
Garage spaces: 2

Features

Patio & porch: Covered, Porch
Exterior features: Boat Slip, Dock
Has view: Yes
View description: Bay
Has water view: Yes
Water view: Bay

Lot

Size: 0.26 Acres
Dimensions: 128.0 ft x 88.0 ft

Details

Parcel number: 07384260000
Zoning description: Resid Single Family

Construction

Type & style

Home type: SingleFamily
Architectural style: Craftsman
Property subtype: Single Family Residence

Materials

Brick, HardiPlank Type

Condition

New construction: Yes
Year built: 2026

Utilities & green energy

Utilities for property: High Speed Internet Available

Community & HOA

Community

Security: Carbon Monoxide Detector(s), Smoke Detector(s)
Subdivision: Sunrise at East Bay

HOA

Has HOA: Yes
Services included: Association Management, Legal/Accounting
HOA fee: $141 quarterly

Location

Region: Panama City

Financial & listing details

Price per square foot: $164/sqft
Tax assessed value: $28,500
Annual tax amount: $309
Date on market: 6/25/2026
Cumulative days on market: 31 days

Estimated market value

Not available

Estimated sales range

Not available

$2,313/mo

Price history

Date	Event	Price
7/15/2026	Pending sale	$343,938$164/sqft
Source: CPAR #791312 Report a problem
6/26/2026	Price change	$343,938-2.7%$164/sqft
Source: CPAR #791312 Report a problem
6/13/2026	Pending sale	$353,535$168/sqft
Source: CPAR #791312 Report a problem
6/13/2026	Listed for sale	$353,535$168/sqft
Source: CPAR #791312 Report a problem

Public tax history

Year	Property taxes	Tax assessment
2024	$309 +30.7%	$18,700 +10%
2023	$236 +7.6%	$17,000
2022	$220	$17,000

Find assessor info on the county website

Monthly payment

Est. payment

Payment breakdown

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Principal & interest
$1,547
Mortgage insurance
$0
Property taxes
$170
Home insurance
$105
HOA fees
$0
Utilities
Not included

All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.

HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.

Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.

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