Skip main navigation
For sale
  • $1,329,000

    1372 Chip Morrison Dr, Panacea, FL 32346

    4beds
    2,100sqft
    : 
    Loading
    Get pre-qualified
    Single Family Residence
    Built in 2023
    0.63 Acres Lot
    $1,229,300 Zestimate®
    $633/sqft
    $-- HOA

    What's special

    Beach accessLuxury finishesModern conveniencesAbundant natural lightStunning gulf viewsQuartz countertopsDurable metal roof
    One or more photos have been virtually staged. Luxury Coastal Retreat with Stunning Gulf Views & High-End Finishes. This breathtaking two-story like new home is just steps from the Gulf and offers incredible 180° water views from multiple vantage points. Thoughtfully designed for energy efficiency and durability, this four-bedroom, 3.5-bath home combines high-end finishes, modern conveniences, and a prime location to create the ultimate beachside escape. Built on 32-foot in-ground cement pilings with hurricane-proof windows, hardy board siding, and a durable metal roof, this home is as strong as it is beautiful. Inside, an open floor plan with soaring ceilings and abundant natural light creates a bright, airy feel. The chef's kitchen is a true showpiece, featuring quartz countertops, custom Woodlane cabinetry, top-of-the-line stainless steel appliances, and generous counter space. Thoughtfully designed for both function and style, it serves as the perfect gathering space for friends and family. Both the downstairs and upstairs master suites offer private en-suites, ensuring comfort and convenience for owners and guests alike. Eight-foot doors, luxury finishes, and a wraparound porch with all-weather decking add to the home's sophisticated charm. Situated on oversized lot with ample covered parking, this property has beach access, allowing you to enjoy the sugar-white sands just steps from your front door. Offered fully furnished, this is a rare opportunity to own a turn-key slice of paradise. Schedule your private showing today and experience the coastal lifestyle at its finest!
    192 days
    |
    170
    |
    4
    |

    Zillow last checked:

    Listing updated:

    Listed by:

    Malissa Henning 850-524-4455,

    EXP Realty, LLC

    Source: TBR,MLS#: 394560MLS Logo

    Loading...

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 4
      • Bathrooms: 4
      • Full bathrooms: 3
      • 1/2 bathrooms: 1
      Rooms
      • Room types: Other, Pantry, Utility Room
      Primary bedroom
      • Dimensions: 13x14
      Bedroom 2
      • Dimensions: 12x14
      Bedroom 3
      • Dimensions: 13x14
      Bedroom 4
      • Dimensions: 9x12
      Dining room
      • Dimensions: -
      Family room
      • Dimensions: -
      Kitchen
      • Dimensions: 13x15
      Living room
      • Dimensions: 13x11
      Heating
      • Central, Electric, Fireplace(s)
      Cooling
      • Central Air, Electric
      Appliances
      • Included: Dishwasher, Ice Maker, Microwave, Oven, Range, Refrigerator
      Features
      • Tray Ceiling(s), High Ceilings, Stall Shower, Vaulted Ceiling(s), Window Treatments, Primary Downstairs, Pantry, Upper Level Primary, Walk-In Closet(s)
      • Flooring: Engineered Hardwood, Tile
      • Has fireplace: Yes
      • Fireplace features: Electric
      Interior area
      • Total structure area: 2,100
      • Total interior livable area: 2,100 sqft

      Property

      Parking
      • Total spaces: 3
      • Parking features: Carport, Three or more Spaces
      • Carport spaces: 3
      Features
      • Stories: 2
      • Patio & porch: Covered, Deck, Porch
      • Has view: Yes
      • View description: Gulf
      • Has water view: Yes
      • Water view: Gulf
      Lot
      • Size: 0.63 Acres
      Details
      • Parcel number: 120370607S01W1046000T0050
      • Special conditions: Standard

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Two Story,Traditional
      • Property subtype: Single Family Residence
      Materials
      • Fiber Cement
      Condition
      • Year built: 2023

      Utilities & green energy

      • Sewer: Septic Tank

      Community & HOA

      Community
      • Security: Surveillance System
      • Subdivision: PENN POINT UNIT 6
      Location
      • Region: Panacea

      Financial & listing details

      • Price per square foot: $633/sqft
      • Tax assessed value: $767,835
      • Annual tax amount: $830
      • Date on market: 1/4/2026
      • Cumulative days on market: 193 days
      • Listing terms: Cash,Conventional
      • Road surface type: Paved

        Estimated market value

        $1,229,300

        $1.17M - $1.29M

        $4,553/mo

        Price history

        DateEventPrice
        1/5/2026Listed for sale$1,329,000+2.2%$633/sqft
        Source: TBR #394560 Report a problem
        11/23/2025Listing removed$1,300,000$619/sqft
        Source: TBR #381948 Report a problem
        2/14/2025Listed for sale$1,300,000+1268.4%$619/sqft
        Source: TBR #381948 Report a problem
        3/5/2021Sold$95,000$45/sqft
        Source: TBR #323825 Report a problem
        2/12/2021Contingent$95,000$45/sqft
        Source: TBR #323825 Report a problem
        9/28/2020Listed for sale$95,000$45/sqft
        Source: Harbor Point Realty (AP) #323825 Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2024$830 -13.7%$767,835 +803.3%
        2023$962 -2.6%$85,000
        2022$988 +26.9%$85,000 +41.7%
        2021$778 +8.1%$59,994 +10%
        2020$720 $54,540
        2019$720 -7.6%$54,540
        2018$780 -1.9%$54,540
        2017$795 $54,540 -20%
        2016$795 -19.8%$68,175
        2015$992 -1.8%$68,175
        2014$1,010 $68,175
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
        See how much you could borrow to make a competitive offer.

        Climate risks

        Neighborhood: 32346

        Getting around

        0 / 100
        Car-Dependent
        24 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Middle: Franklin County Middle School
        • High: Franklin County High School

        Source: TBR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

        A local agent can set up tours, give advice and negotiate with sellers.

        A local lender can help you make sure your offer is ready when you are.

        Browse local experts

        Similar homes