Gulf-view home in St. Teresa situated on 1 acre with a private swimming pool, community dock access, and plenty of space for boats, trailers, and all your water toys. Known as "Oyster Catcher," this property is currently operating as a short-term rental. The home offers 1,756 sq. ft. with 4 bedrooms and 2.5 baths. Quality finishes include a metal roof, impact-resistant windows, Hardie siding, stained tongue-and-groove pine porch ceilings, a tankless water heater, tile flooring throughout, quartz countertops, stainless steel appliances, custom wood shelving in all closets, and a tiled primary shower. Located in Flood Zone AE and served by a private well and septic system.
New construction
$799,000
4530 Palms Way, Panacea, FL 32346
4beds
1,756sqft
Single Family Residence
Built in 2022
1.24 Acres Lot
$753,700 Zestimate®
$455/sqft
$-- HOA
What's special
Private swimming poolMetal roofQuartz countertopsHardie sidingGulf-view homeTile flooring throughoutImpact-resistant windows
- 15 days |
- 299 |
- 14 |
Likely to sell faster than
Zillow last checked:
Listing updated:
Listed by:
Amber M Miller 850-509-0826,
Golden Properties & Investment
Source: TBR,MLS#: 401267
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Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 2
Rooms
- Room types: Other, Pantry, Utility Room
Primary bedroom
- Dimensions: 16x13
Bedroom 2
- Dimensions: 13x10
Bedroom 3
- Dimensions: 13x10
Bedroom 4
- Dimensions: 12x11
Dining room
- Dimensions: 12x10
Family room
- Dimensions: 0
Kitchen
- Dimensions: 14x9
Living room
- Dimensions: 16x16
Heating
- Central, Electric
Cooling
- Central Air, Ceiling Fan(s), Electric
Appliances
- Included: Dishwasher, Disposal, Ice Maker, Microwave, Refrigerator, Stove
Features
- Tray Ceiling(s), High Ceilings, Vaulted Ceiling(s), Pantry, Walk-In Closet(s)
- Flooring: Tile
- Has fireplace: No
Interior area
- Total structure area: 1,756
- Total interior livable area: 1,756 sqft
Property
Parking
- Parking features: Driveway
- Has uncovered spaces: Yes
Features
- Stories: 1
- Patio & porch: Covered, Porch
- Has view: Yes
- View description: Gulf
- Has water view: Yes
- Water view: Gulf
Lot
- Size: 1.24 Acres
- Dimensions: 21 x 612 x 108 x 726
Details
- Parcel number: 120372806S02W000000100033
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Craftsman,One Story
- Property subtype: Single Family Residence
Materials
- Fiber Cement
Condition
- New Construction
- New construction: Yes
- Year built: 2022
Utilities & green energy
- Sewer: Septic Tank
Community & HOA
Community
- Subdivision: The Bluffs
HOA
- Services included: None
Location
- Region: Panacea
Financial & listing details
- Price per square foot: $455/sqft
- Tax assessed value: $479,630
- Annual tax amount: $4,276
- Date on market: 6/14/2026
- Cumulative days on market: 17 days
- Listing terms: Conventional,FHA,VA Loan
Estimated market value
$753,700
$716,000 - $791,000
$3,268/mo
Price history
| Date | Event | Price |
|---|---|---|
| 6/15/2026 | Listed for sale | $799,000+131.1%$455/sqft |
Source:  TBR #401267 Report a problem | ||
| 1/29/2024 | Sold | $345,700-42.3%$197/sqft |
Source: Public Record Report a problem | ||
| 9/9/2023 | Listing removed | -- |
Source: TBR #355424 Report a problem | ||
| 8/17/2023 | Price change | $599,000-7.8%$341/sqft |
Source: TBR #355424 Report a problem | ||
| 7/26/2023 | Price change | $650,000-3.7%$370/sqft |
Source: TBR #355424 Report a problem | ||
| 7/11/2023 | Price change | $675,000-6.9%$384/sqft |
Source: TBR #355424 Report a problem | ||
| 2/13/2023 | Listed for sale | $725,000$413/sqft |
Source: TBR #355424 Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $4,276 +683.1% | $420,130 +663.9% |
| 2023 | $546 -2.5% | $55,000 |
| 2022 | $560 +6.2% | $55,000 +26.3% |
| 2021 | $528 -2% | $43,560 +10% |
| 2020 | $538 | $39,600 +10% |
| 2019 | $538 +22.1% | $36,000 |
| 2018 | $441 -11.4% | $36,000 -10% |
| 2017 | $498 | $40,000 |
| 2016 | $498 +0.9% | $40,000 |
| 2015 | $494 -20.8% | $40,000 -20% |
| 2014 | $624 | $50,000 |
Find assessor info on the county website
Monthly payment
Est. payment$--/mo
Payment breakdown
Explore the cost of this home by adjusting the details. Changes won't be saved.All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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Climate risks
Neighborhood: 32346
Nearby schools
GreatSchools rating
- 2/10Franklin County Schools Pk-12Grades: PK-12Distance: 25.3 mi
- NAFranklin Virtual Instruction ProgramGrades: K-12Distance: 29.3 mi
Schools provided by the listing agent
- Middle: Franklin County Middle School
- High: Franklin County High School
Source: TBR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
A local agent can set up tours, give advice and negotiate with sellers.
A local lender can help you make sure your offer is ready when you are.
- Florida
- Franklin County
- Panacea
- 32346
- 4530 Palms Way
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