Gulf-view home in St. Teresa situated on 1 acre with a private swimming pool, community dock access, and plenty of space for boats, trailers, and all your water toys. Known as "Oyster Catcher," this property is currently operating as a short-term rental. The home offers 1,756 sq. ft. with 4 bedrooms and 2.5 baths. Quality finishes include a metal roof, impact-resistant windows, Hardie siding, stained tongue-and-groove pine porch ceilings, a tankless water heater, tile flooring throughout, quartz countertops, stainless steel appliances, custom wood shelving in all closets, and a tiled primary shower. Located in Flood Zone AE and served by a private well and septic system.
New construction
Price cut: $20K (10/7)
$779,000
4530 Palms Way, Panacea, FL 32346
4beds
1,756sqft
Single Family Residence
Built in 2022
1.24 Acres Lot
$753,600 Zestimate®
$444/sqft
$-- HOA
What's special
Private swimming poolMetal roofQuartz countertopsHardie sidingGulf-view homeTile flooring throughoutImpact-resistant windows
- 114 days
- 234
- 14
Zillow last checked:
Listing updated:
Listed by:
Amber M Miller 850-509-0826,
Golden Properties & Investment
Source: TBR,MLS#: 401267
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 2
Rooms
- Room types: Other, Pantry, Utility Room
Primary bedroom
- Dimensions: 16x13
Bedroom 2
- Dimensions: 13x10
Bedroom 3
- Dimensions: 13x10
Bedroom 4
- Dimensions: 12x11
Dining room
- Dimensions: 12x10
Family room
- Dimensions: 0
Kitchen
- Dimensions: 14x9
Living room
- Dimensions: 16x16
Heating
- Central, Electric
Cooling
- Central Air, Ceiling Fan(s), Electric
Appliances
- Included: Dishwasher, Disposal, Ice Maker, Microwave, Refrigerator, Stove
Features
- Tray Ceiling(s), High Ceilings, Vaulted Ceiling(s), Pantry, Walk-In Closet(s)
- Flooring: Tile
- Has fireplace: No
Interior area
- Total structure area: 1,756
- Total interior livable area: 1,756 sqft
Property
Parking
- Parking features: Driveway
- Has uncovered spaces: Yes
Features
- Stories: 1
- Patio & porch: Covered, Porch
- Has view: Yes
- View description: Gulf
- Has water view: Yes
- Water view: Gulf
Lot
- Size: 1.24 Acres
- Dimensions: 21 x 612 x 108 x 726
Details
- Parcel number: 120372806S02W000000100033
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Craftsman,One Story
- Property subtype: Single Family Residence
Materials
- Fiber Cement
Condition
- New Construction
- New construction: Yes
- Year built: 2022
Utilities & green energy
- Sewer: Septic Tank
Community & HOA
Community
- Subdivision: The Bluffs
HOA
- Services included: None
Location
- Region: Panacea
Financial & listing details
- Price per square foot: $444/sqft
- Tax assessed value: $479,630
- Annual tax amount: $4,276
- Date on market: 6/14/2026
- Cumulative days on market: 115 days
- Listing terms: Conventional,FHA,VA Loan
Estimated market value
$753,600
$716,000 - $791,000
$3,776/mo
Price history
| Date | Event | Price |
|---|---|---|
| 10/7/2026 | Price change | $779,000-2.5%$444/sqft |
Source: | ||
| 6/15/2026 | Listed for sale | $799,000+131.1%$455/sqft |
Source: | ||
| 1/29/2024 | Sold | $345,700-42.3%$197/sqft |
Source: Public Record Report a problem | ||
| 9/9/2023 | Listing removed | -- |
Source: | ||
| 8/17/2023 | Price change | $599,000-7.8%$341/sqft |
Source: | ||
| 7/26/2023 | Price change | $650,000-3.7%$370/sqft |
Source: | ||
| 7/11/2023 | Price change | $675,000-6.9%$384/sqft |
Source: | ||
| 2/13/2023 | Listed for sale | $725,000$413/sqft |
Source: | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $4,276 +683.1% | $420,130 +663.9% |
| 2023 | $546 -2.5% | $55,000 |
| 2022 | $560 +6.2% | $55,000 +26.3% |
| 2021 | $528 -2% | $43,560 +10% |
| 2020 | $538 | $39,600 +10% |
| 2019 | $538 +22.1% | $36,000 |
| 2018 | $441 -11.4% | $36,000 -10% |
| 2017 | $498 | $40,000 |
| 2016 | $498 +0.9% | $40,000 |
| 2015 | $494 -20.8% | $40,000 -20% |
| 2014 | $624 | $50,000 |
Find assessor info on the county website
Monthly payment
Est. payment
Payment breakdown
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Neighborhood: 32346
Nearby schools
Schools provided by the listing agent
- Middle: Franklin County Middle School
- High: Franklin County High School
Source: TBR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.




