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For sale
  • $419,000

    144 Ripshin Lake Rd, Roan Mountain, TN 37687

    4beds
    1,408sqft
    : 
    $2,642/mo
    Get pre-qualified
    Single Family Residence, Residential
    Built in 1963
    0.28 Acres Lot
    $401,100 Zestimate®
    $298/sqft
    $138/mo HOA

    What's special

    Picturesque unaka rangeFresh paintUpdated roofNew electrical panelNew well
    RARE Appalachian retreat. Mountain Cottage in the exclusive Ripshin Lake community--a hidden gem nestled in the heart of the Appalachian Mountains! Perched in an enviable location overlooking the lake's deepest basin, this mountain retreat offers breathtaking southwest-facing views of the shimmering waters and the picturesque Unaka Range. Recent updates include a new well, updated roof, HVAC, flooring, fresh paint, plumbing, along with a new electrical panel. The cabin features extra usable space in the full height crawlspace that offers easy access to mechanical systems as well as a NEW Encapsulation system with dehumidifier. The improvements give the next owners a sense of security while preserving the rustic charm. This property is part of the Ripshin Lake Corporation, a unique structure fully owned and directed by the lake's property owners. As an equal shareholder, the owner has access to over 120 additional acres of corporate land as well as the IDYLLIC 60+ acre Lake. Owners have a voice in preserving and enhancing this special environment and maintains a stake in its pristine assets and operations. Adjacent to the Cherokee National Forest and the Roan Highlands, Ripshin Lake is surrounded by the majestic beauty of the Unaka Ridge. Established nearly 70 years ago, this private enclave is dedicated to the serene enjoyment of East Tennessee's natural wonders, offering unparalleled opportunities for fishing, boating, hiking, and peaceful relaxation. Additionally, significant community improvements include updates to the Ripshin Lake Dam, ensuring compliance with modern regulatory standards and safeguarding the lake's sustainability for generations to come. All assessments related to these updates have been fully paid, providing peace of mind to the next owner. Whether you're seeking a tranquil retreat to unwind or an active outdoor lifestyle, Ripshin Lake delivers the perfect blend of natural beauty, adventure, and community stewardship. Buyer/Buyer's agent to verify all MLS info.
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    Zillow last checked:

    Listing updated:

    Listed by:

    Gregory Cox 423-791-3331,

    Berkshire Hathaway Greg Cox Real Estate 423-282-2411

    Source: TVRMLS,MLS#: 9999026

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 4
      • Bathrooms: 2
      • Full bathrooms: 2
      Primary bedroom
      • Level: Lower
      Heating
      • Heat Pump
      Cooling
      • Heat Pump
      Appliances
      • Included: Electric Range, Refrigerator
      • Laundry: Electric Dryer Hookup, Washer Hookup
      Features
      • Master Downstairs, Kitchen Island, Laminate Counters, Open Floorplan
      • Flooring: Luxury Vinyl
      • Windows: Single Pane Windows
      • Basement: Block,Exterior Entry
      • Number of fireplaces: 1
      • Fireplace features: Living Room
      Interior area
      • Total structure area: 2,288
      • Total interior livable area: 1,408 sqft

      Property

      Features
      • Levels: One
      • Stories: 1
      • Patio & porch: Covered, Rear Porch
      • Exterior features: Dock
      • Has view: Yes
      • View description: Water, Mountain(s), Creek/Stream
      • Has water view: Yes
      • Water view: Water,Creek/Stream
      • Waterfront features: Lake, Lake Privileges
      Lot
      • Size: 0.28 Acres
      • Dimensions: 151' x 79'
      • Topography: Mountainous, Sloped, Wooded, See Remarks
      Details
      • Parcel number: 098n A 014.00
      • Zoning: Residential

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Cabin,Chalet,Cottage
      • Property subtype: Single Family Residence, Residential
      Materials
      • Wood Siding
      • Foundation: Block
      • Roof: Asphalt,Shingle
      Condition
      • Above Average
      • New construction: No
      • Year built: 1963

      Utilities & green energy

      • Sewer: Septic Tank
      • Water: Well
      • Utilities for property: Electricity Connected

      Community & HOA

      Community
      • Features: Fishing, Gated, Lake
      • Security: Gated Community, Security Gate, Security System
      • Subdivision: Ripshin Lake Corp
      HOA
      • Has HOA: Yes
      • Amenities included: Landscaping
      • HOA fee: $825 semi-annually
      Location
      • Region: Roan Mountain

      Financial & listing details

      • Price per square foot: $298/sqft
      • Tax assessed value: $281,000
      • Annual tax amount: $1,531
      • Date on market: 8/3/2026
      • Listing terms: Cash,Conventional,THDA,VA Loan,Other
      • Electric utility on property: Yes

        Estimated market value

        $401,100

        $381,000 - $421,000

        $1,943/mo

        Price history

        DateEventPrice
        8/3/2026Listed for sale$419,000+13.2%$298/sqft
        Source: TVRMLS #9999026 Report a problem
        9/12/2025Sold$370,000-7.3%$263/sqft
        Source: TVRMLS #9974878 Report a problem
        8/29/2025Pending sale$399,000$283/sqft
        Source: TVRMLS #9974878 Report a problem
        8/5/2025Price change$399,000-4.8%$283/sqft
        Source: TVRMLS #9974878 Report a problem
        4/22/2025Price change$419,000-14.1%$298/sqft
        Source: TVRMLS #9974878 Report a problem
        1/8/2025Listed for sale$487,500+297.9%$346/sqft
        Source: TVRMLS #9974878 Report a problem
        8/22/2024Sold$122,517+11.4%$87/sqft
        Source: Public Record Report a problem
        4/19/2012Sold$110,000$78/sqft
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$1,531 +39.4%$70,250 +39.4%
        2024$1,099 $50,400
        2023$1,099 +7.4%$50,400
        2022$1,023 $50,400
        2021-- $50,400 +19.6%
        2020$1,041 $42,150
        2019$1,041 $42,150
        2018$1,041 +0%$42,150
        2017$1,041 +0.8%$42,150
        2016$1,033 +0%$42,150
        2015$1,033 +2.4%$42,150 +2.4%
        2014$1,009 +5.1%$41,175 0%
        2013$960 +8.4%$41,189
        2012$886 -0.1%$41,189
        2011$887 -5.6%$41,189
        2010$939 +18.3%$41,189 +18.3%
        2009$794 +2.7%$34,823
        2008$773 +5.7%$34,823
        2007$731 $34,823
        2006$731 -17.4%$34,823 +0.7%
        2005$885 +79.8%$34,566 +79.8%
        2004$492 +15.3%$19,225
        2002$427 $19,225
        2001-- $19,225 -75%
        2000-- $76,898
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

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        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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        Climate risks

        Neighborhood: 37687

        Getting around

        0 / 100
        Car-Dependent

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Cloudland
        • Middle: Cloudland
        • High: Cloudland

        Source: TVRMLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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