Pending

$375,000

162 County Highway 46, Saranac Lake, NY 12983

1beds

1,008sqft

Single Family Residence

Built in 1988

0.4 Acres Lot

$-- Zestimate^®

$372/sqft

$97/mo HOA

What's special

Generous wooded lotSpacious sleeping loftPicnic areaCozy wood stove

Escape to the Adirondacks in this charming chalet, offered turnkey and fully furnished so you can start enjoying lake life immediately.The home features a 1st floor bedroom and bathroom along with a spacious sleeping loft, a cozy wood stove and a large basement offering plenty of additional space for storage, an office space, hobby room or future possibilities. Step outside to a wraparound deck overlooking a generous wooded lot, perfect for relaxing or entertaining in a peaceful natural setting. A new engineered septic system and community well add convenience and peace of mind. Included with the property is a dock slip on Upper Saranac Lake, along with access to a shared sandy beach, picnic area and convenient kayak/canoe racks, making it easy to enjoy one of the Adirondacks' premier lakes. Whether your are seeking a year-round home or vacation getaway, this Adirondack retreat offers the perfect blend of rustic charm and lake access.

3 days

1,781

112

Facts & features

Interior

Bedrooms & bathrooms

Bedrooms: 1
Bathrooms: 1
Full bathrooms: 1
Main level bathrooms: 1
Main level bedrooms: 1

Primary bedroom

Level: First
Area: 127.6 Square Feet
Dimensions: 11 x 11.6

Bathroom 1

Level: First
Area: 48.99 Square Feet
Dimensions: 6.9 x 7.1

Dining room

Level: First
Area: 104.64 Square Feet
Dimensions: 9.6 x 10.9

Kitchen

Level: First
Area: 93.73 Square Feet
Dimensions: 9.1 x 10.3

Living room

Level: First
Area: 110.4 Square Feet
Dimensions: 9.6 x 11.5

Loft

Level: Second
Area: 295.96 Square Feet
Dimensions: 15.1 x 19.6

Heating

Baseboard, Electric, Wood Stove

Cooling

Wall/Window Unit(s)

Appliances

Included: Dishwasher, Dryer, Electric Range, Microwave, Refrigerator, Washer
Laundry: In Basement

Features

Ceiling Fan(s), High Speed Internet, Kitchen Island, Master Downstairs
Flooring: Carpet, Ceramic Tile, Tile, Wood
Windows: Wood Frames
Basement: Full,Interior Entry,Partially Finished
Number of fireplaces: 1
Fireplace features: Living Room, Wood Burning, Wood Burning Stove

Interior area

Total structure area: 1,008
Total interior livable area: 1,008 sqft
Finished area above ground: 1,008
Finished area below ground: 0

Property

Parking

Parking features: Carport, Off Street, On Site
Has uncovered spaces: Yes

Features

Levels: One and One Half
Stories: 1
Patio & porch: Deck, Wrap Around
Exterior features: Boat Slip, Dock, Lighting
Has view: Yes
View description: Neighborhood, Trees/Woods
Waterfront features: Shared Waterfront, Waterfront
Body of water: Upper Saranac Lake

Lot

Size: 0.4 Acres
Features: Corner Lot, Level, Many Trees, Near Golf Course
Topography: Level

Details

Additional structures: Shed(s), Storage
Parcel number: 432.351
Zoning: Residential

Construction

Type & style

Home type: SingleFamily
Architectural style: Adirondack,Cottage
Property subtype: Single Family Residence

Materials

Wood Siding
Foundation: Block
Roof: Metal

Condition

Year built: 1988

Utilities & green energy

Electric: 150 Amp Service
Sewer: Shared Septic
Water: Private, Shared Well
Utilities for property: Cable Connected, Electricity Connected, Internet Connected, Phone Connected

Community & HOA

Community

Security: Carbon Monoxide Detector(s), Smoke Detector(s)

HOA

Has HOA: Yes
Amenities included: Beach Access, Beach Rights, Boat Dock, Insurance, Picnic Area
Services included: Sewer, Water
HOA fee: $1,158 annually

Location

Region: Saranac Lake

Financial & listing details

Price per square foot: $372/sqft
Annual tax amount: $4,692
Date on market: 7/24/2026
Listing agreement: Exclusive Right To Sell
Listing terms: 1031 Exchange,Cash,Conventional
Lease term: Short Term Lease
Electric utility on property: Yes
Road surface type: Paved

Estimated market value

Not available

Estimated sales range

Not available

Price history

Date	Event	Price
7/27/2026	Pending sale	$375,000$372/sqft
Source: ACVMLS #207954 Report a problem
7/24/2026	Listed for sale	$375,000$372/sqft
Source: ACVMLS #207954 Report a problem

Public tax history

Tax history is unavailable.

Monthly payment

Estimated monthly payment$1,822

Principal & interest
$1,547
Mortgage insurance
$0
Property taxes
$170
Home insurance
$105
HOA fees
$0
Utilities
Not included

All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.

HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.

Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.

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