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For sale
  • Listed by: Homecoin.com • Jonathan Minerick • Contact: 888-400-2513
    Price cut: $6K (5/13)
    $689,000

    1625 Cass Ave Space 22, Cayucos, CA 93430

    2beds
    990sqft
    Manufactured Home
    Built in 2021
    -- sqft lot
    $668,100 Zestimate®
    $696/sqft
    $250/mo HOA

    What's special

    Linen closetSplit floor planStainless steel kitchen sinkGas rangeLow-maintenance artificial grass
    Own the Land. Own the View. Own the Lifestyle. — Whale Rock Terrace, Cayucos CA | $689,000 No lease. No landlord. No inland heat. This is not a mobile home park. This is a shareholder-owned coastal community where you hold title to your lot — and that land is appreciating every year. Whale Rock Terrace sits on iconic Highway 1 between Morro Bay and Cambria in Cayucos, California — consistently ranked among the last authentic California beach towns — where the average year-round temperature holds in the mid-60s and the Pacific is one block from your front door. While inland buyers are watching their equity bake in triple-digit summers, Cayucos residents go to the beach. The ownership structure matters here. As a park shareholder, you own your lot outright — not leased, not rented, not subject to frequent rent increases. Residents own the park and have shareholder governance over dues, upkeep and improvements. Your $250/monthly dues covers sewer, trash, streetlights, clubhouse, community garden, and all common area maintenance. That's it. No surprises. The home: A 2021 Fleetwood manufactured home, built and installed new — not a resale remodel — in a split floor plan designed for light and livability. Two bedrooms, two full baths. The primary suite features a walk-in closet, ensuite bath, and linen closet. The second bedroom offers a built-in queen Murphy bed — ideal as a guest room, home office, creative studio, or flex space depending on your season of life. Gas range, double kitchen sinks, and an open layout that feels larger than the square footage suggests. Outside: Parking for 2–3 vehicles or a golf cart, built-in storage below the entry walkway, a sunny deck with partial ocean views, room to garden, and low-maintenance artificial turf. This lot was designed to be enjoyed, not maintained. Location radius: Downtown Cayucos restaurants, shops, beach access, and dog park — . Cambria, Morro Bay, Paso Robles wine country, San Luis Obispo, and the Mid-State Fair — all within a short drive. This is a 55+ community. Park residency requires park approval. At this price point, Whale Rock Terrace represents one of the lowest-cost entries to fee-simple coastal land ownership on the California Central Coast. Comparable coastal properties without the land ownership component lease at market rates with zero equity upside. Here, the land appreciates with you. Inventory at this price and ownership structure in this zip code
    126 days
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    875
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    24
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    Zillow last checked:

    Listing updated:

    Listed by:

    Jonathan Minerick DRE #01523060 888-400-2513,

    Homecoin.com

    Source: CRMLS,MLS#: TR26054212MLS LogoOriginating MLS: California Regional MLS

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 2
      • Bathrooms: 2
      • Full bathrooms: 2
      Rooms
      • Room types: Bedroom, Primary Bedroom
      Primary bedroom
      • Features: Main Level Primary
      Bedroom
      • Features: All Bedrooms Down
      Bathroom
      • Features: Laminate Counters, Low Flow Plumbing Fixtures, Linen Closet, Multiple Shower Heads, Tub Shower
      Kitchen
      • Features: Laminate Counters
      Heating
      • Central
      Cooling
      • ENERGY STAR Qualified Equipment
      Appliances
      • Included: Double Oven, ENERGY STAR Qualified Appliances, Gas Cooktop, Gas Oven, Gas Range, Gas Water Heater, Ice Maker, Refrigerator, Self Cleaning Oven, Water Softener, Water Purifier
      • Laundry: Electric Dryer Hookup, Gas Dryer Hookup
      Features
      • Ceiling Fan(s), High Ceilings, Laminate Counters, Open Floorplan, Recessed Lighting, All Bedrooms Down, Main Level Primary
      • Flooring: Vinyl
      Interior area
      • Total interior livable area: 990 sqft

      Property

      Parking
      • Parking features: Assigned, Asphalt, Concrete, One Space
      Accessibility
      • Accessibility features: None
      Features
      • Entry location: 1
      • Patio & porch: None
      • Pool features: None
      • Fencing: Good Condition,Wood
      • Has view: Yes
      • View description: Ocean, Peek-A-Boo
      • Has water view: Yes
      • Water view: Ocean
      • Waterfront features: Beach Access, Ocean Side Of Freeway, Ocean Side Of Highway
      • Park: Whale Rock Terrace, Inc
      Lot
      • Features: Close to Clubhouse, Corners Marked, Level
      Details
      • Parcel number: 910006717
      • Special conditions: Standard

      Construction

      Type & style
      • Home type: MobileManufactured
      • Property subtype: Manufactured Home
      Materials
      • Foundation: Pillar/Post/Pier
      • Roof: Asphalt
      Condition
      • Repairs Cosmetic
      • Year built: 2021

      Utilities & green energy

      • Electric: Standard
      • Sewer: Public Sewer
      • Water: Public
      • Utilities for property: Cable Available, Electricity Connected, Natural Gas Connected, Sewer Connected, Water Connected
      Green energy
      • Energy efficient items: Appliances

      Community & HOA

      Community
      • Features: Biking, Dog Park, Foothills, Fishing, Gutter(s), Hiking, Hunting, Mountainous, Park, Preserve/Public Land, Street Lights, Water Sports
      • Senior community: Yes
      • Subdivision: Whale Rock Terrace, Inc.
      HOA
      • Has HOA: Yes
      • Amenities included: Bocce Court, Billiard Room, Clubhouse, Meeting Room, Meeting/Banquet/Party Room, Outdoor Cooking Area, Barbecue, Pet Restrictions, Pets Allowed, Recreation Room, Trash
      • Services included: Sewer
      • HOA fee: $250 monthly
      • HOA name: Whale Rock Terrace, Inc.
      Location
      • Region: Cayucos

      Financial & listing details

      • Price per square foot: $696/sqft
      • Date on market: 3/12/2026
      • Cumulative days on market: 126 days
      • Listing terms: Submit
      • Road surface type: Paved
      • Body type: Single Wide

        Estimated market value

        $668,100

        $635,000 - $702,000

        $3,730/mo

        Price history

        DateEventPrice
        5/13/2026Price change$689,000-0.9%$696/sqft
        Source: CRMLS #TR26054212 Report a problem
        4/9/2026Price change$695,000-1.4%$702/sqft
        Source: CRMLS #TR26054212 Report a problem
        3/12/2026Listed for sale$705,000$712/sqft
        Source: CRMLS #TR26054212 Report a problem

        Public tax history

        Tax history is unavailable.

        Monthly payment

        Estimated monthly payment$1,822
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
        See how much you could borrow to make a competitive offer.

        Climate risks

        Neighborhood: 93430

        Getting around

        20 / 100
        Car-Dependent
        11 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating

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