Own the Land. Own the View. Own the Lifestyle. — Whale Rock Terrace, Cayucos CA | $659,000 No lease. No inland heat. This is not a mobile home park. This is a shareholder-owned coastal community where you hold title to your lot . Whale Rock Terrace sits on iconic Highway 1 between Morro Bay & Cambria in Cayucos, California — consistently ranked among the last authentic California beach towns — where the average year-round temperature holds in the mid-60s & the Pacific is one block from your front door. While inland buyers are watching their equity bake in triple-digit summers, Cayucos residents are close to the beach. The ownership structure matters here. As a park shareholder, you own your lot outright — not leased, not rented, not subject to frequent rent increases. Residents own the park & have governance over dues, upkeep & improvements. Your $250/monthly dues covers sewer, trash, streetlights, clubhouse, community garden, & common area maintenance. That's it. No surprises. The home: A newly built & installed 2021 Fleetwood manufactured home — in a split floor plan designed for light and livability. Two bedrooms, two full baths. The primary suite features a walk-in closet, ensuite bath, & linen closet. The second bedroom offers a built-in queen Murphy bed — ideal as a guest room, home office, creative studio, or flex space depending on your season of life. Gas range, double kitchen sinks, & an open layout that feels larger than the square footage suggests. Outside: Parking for 2–3 vehicles or a golf cart, built-in storage below the entry walkway, a sunny deck with partial ocean views, room to garden, & low-maintenance artificial turf. This lot was designed to be enjoyed, not maintained. Location radius: Downtown Cayucos restaurants, shops, beach access, and dog park . Cambria, Morro Bay, Paso Robles wine country, San Luis Obispo, and the Mid-State Fair — all within a short drive. This is a 55+ community and requires park approval. At this price point, Whale Rock Terrace represents one of the lowest-cost entries to fee-simple coastal land ownership on the California Central Coast. Comparable coastal properties without the land ownership component lease at market rates with zero equity upside.
For sale
Listed by: Homecoin.com • Jonathan Minerick • Contact: 888-400-2513
Price cut: $26K (8/10)
$659,000
1625 Cass Ave Space 22, Cayucos, CA 93430
2beds
990sqft
Manufactured Home
Built in 2021
-- sqft lot
$644,700 Zestimate®
$666/sqft
$250/mo HOA
What's special
- 175 days
- 449
- 6
Zillow last checked:
Listing updated:
Listed by:
Jonathan Minerick DRE #01523060 888-400-2513,
Homecoin.com
Source: CRMLS,MLS#: TR26054212
Originating MLS: California Regional MLS
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 2
Rooms
- Room types: Bedroom, Primary Bedroom
Primary bedroom
- Features: Main Level Primary
Bedroom
- Features: All Bedrooms Down
Bathroom
- Features: Laminate Counters, Low Flow Plumbing Fixtures, Linen Closet, Multiple Shower Heads, Tub Shower
Kitchen
- Features: Laminate Counters
Heating
- Central
Cooling
- ENERGY STAR Qualified Equipment
Appliances
- Included: Double Oven, ENERGY STAR Qualified Appliances, Gas Cooktop, Gas Oven, Gas Range, Gas Water Heater, Ice Maker, Refrigerator, Self Cleaning Oven, Water Softener, Water Purifier
- Laundry: Electric Dryer Hookup, Gas Dryer Hookup
Features
- Ceiling Fan(s), High Ceilings, Laminate Counters, Open Floorplan, Recessed Lighting, All Bedrooms Down, Main Level Primary
- Flooring: Vinyl
Interior area
- Total interior livable area: 990 sqft
Property
Parking
- Parking features: Assigned, Asphalt, Concrete, One Space
Accessibility
- Accessibility features: None
Features
- Entry location: 1
- Patio & porch: None
- Pool features: None
- Fencing: Good Condition,Wood
- Has view: Yes
- View description: Ocean, Peek-A-Boo
- Has water view: Yes
- Water view: Ocean
- Waterfront features: Beach Access, Ocean Side Of Freeway, Ocean Side Of Highway
- Park: Whale Rock Terrace, Inc
Lot
- Features: Close to Clubhouse, Corners Marked, Level
Details
- Parcel number: 910006717
- Special conditions: Standard
Construction
Type & style
- Home type: MobileManufactured
- Property subtype: Manufactured Home
Materials
- Foundation: Pillar/Post/Pier
- Roof: Asphalt
Condition
- Repairs Cosmetic
- Year built: 2021
Utilities & green energy
- Electric: Standard
- Sewer: Public Sewer
- Water: Public
- Utilities for property: Cable Available, Electricity Connected, Natural Gas Connected, Sewer Connected, Water Connected
Green energy
- Energy efficient items: Appliances
Community & HOA
Community
- Features: Biking, Dog Park, Foothills, Fishing, Gutter(s), Hiking, Hunting, Mountainous, Park, Preserve/Public Land, Street Lights, Water Sports
- Senior community: Yes
- Subdivision: Whale Rock Terrace, Inc.
HOA
- Has HOA: Yes
- Amenities included: Bocce Court, Billiard Room, Clubhouse, Meeting Room, Meeting/Banquet/Party Room, Outdoor Cooking Area, Barbecue, Pet Restrictions, Pets Allowed, Recreation Room, Trash
- Services included: Sewer
- HOA fee: $250 monthly
- HOA name: Whale Rock Terrace, Inc.
Location
- Region: Cayucos
Financial & listing details
- Price per square foot: $666/sqft
- Date on market: 3/12/2026
- Cumulative days on market: 175 days
- Listing terms: Submit
- Road surface type: Paved
- Body type: Single Wide
Estimated market value
$644,700
$612,000 - $677,000
$3,730/mo
Price history
| Date | Event | Price |
|---|---|---|
| 8/10/2026 | Price change | $659,000-3.8%$666/sqft |
Source: | ||
| 7/27/2026 | Price change | $685,000-0.6%$692/sqft |
Source: | ||
| 5/13/2026 | Price change | $689,000-0.9%$696/sqft |
Source: | ||
| 4/9/2026 | Price change | $695,000-1.4%$702/sqft |
Source: | ||
| 3/12/2026 | Listed for sale | $705,000$712/sqft |
Source: | ||
Public tax history
Tax history is unavailable.
Monthly payment
Climate risks
Neighborhood: 93430
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