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For sale
  • $950,000

    1646 Ginkgo Trl, Ridgeway, SC 29130

    5beds
    4,271sqft
    : 
    $5,696/mo
    Get pre-qualified
    Single Family Residence
    Built in 2000
    0.81 Acres Lot
    $893,700 Zestimate®
    $222/sqft
    $-- HOA

    What's special

    Cozy fireplaceLake viewsEnsuite bathDouble ovenWell-appointed kitchenLarge covered back porchPrivate primary suite
    NEW LISTING! Lake Wateree Living at Its Finest! Experience the perfect blend of peaceful waterfront living and everyday convenience in this beautiful 5-bedroom, 3-bath home on Lake Wateree—located just 20 minutes from shopping and restaurants.Inside, you'll find hardwood floors throughout the main level, a spacious living room with a cozy fireplace, and a well-appointed kitchen featuring granite countertops, an island, a double oven and an informal dining area with direct access to the large covered back porch—ideal for enjoying your morning coffee or taking in the lake views.The private primary suite has a walk-in closet, double vanity, and ensuite bath. Two additional bedrooms on the main level share a hall bath, with one also opening onto the covered back porch. Upstairs are two more generously sized bedrooms that share a full bath, providing plenty of space for family and guests.The heated and cooled walkout basement provides an incredible bonus space that's perfect for a recreation room, game room, media room, or entertaining guests after a day on the lake.Step outside and enjoy Lake Wateree from your covered back porch and private dock with a boat lift. Whether you're boating, fishing, entertaining, or simply relaxing by the water, this home is designed for making lasting memories.If you've been dreaming of lake life without giving up the convenience of nearby shopping and dining, this is the home for you. Schedule your private tour today and discover all that Lake Wateree living has! Disclaimer: CMLS has not reviewed and, therefore, does not endorse vendors who may appear in listings.
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    Zillow last checked:

    Listing updated:

    Listed by:

    Terri Horton,

    RE/MAX Summit LLC

    Source: Consolidated MLS,MLS#: 639779MLS Logo

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 5
      • Bathrooms: 3
      • Full bathrooms: 3
      • Main level bathrooms: 2
      Primary bedroom
      • Features: Double Vanity, Bath-Private, Walk-In Closet(s), Tub-Shower, Ceiling Fan(s), Closet-Private, Floors-Hardwood
      • Level: Main
      Bedroom 2
      • Features: Double Vanity, Bath-Shared, Tub-Shower, Ceiling Fan(s), Closet-Private, Floors-Hardwood
      • Level: Main
      Bedroom 3
      • Features: Tub-Shower, Vaulted Ceiling(s), Ceiling Fan(s), Closet-Private, Floors-Hardwood
      • Level: Main
      Bedroom 4
      • Features: Bath-Shared, Walk-In Closet(s), Tub-Shower, Vaulted Ceiling(s), Ceiling Fan(s), Closet-Private
      • Level: Second
      Bedroom 5
      • Features: Bath-Shared, Tub-Shower, Vaulted Ceiling(s), Ceiling Fan(s), Closet-Private
      • Level: Second
      Kitchen
      • Features: Bar, Kitchen Island, Pantry, Granite Counters, Cabinets-Stained, Floors-Tile, Backsplash-Other
      • Level: Main
      Living room
      • Features: Fireplace, Floors-Hardwood, Molding, Ceiling Fan
      • Level: Main
      Heating
      • Central, Electric
      Cooling
      • Central Air
      Appliances
      • Included: Island Cooktop, Smooth Surface, Dishwasher, Refrigerator
      • Laundry: Heated Space, In Basement
      Features
      • Ceiling Fan(s), Central Vacuum
      • Flooring: Tile, Hardwood, Carpet
      • Basement: Crawl Space
      • Attic: Attic Access
      • Number of fireplaces: 1
      • Fireplace features: Gas Log-Propane
      Interior area
      • Total structure area: 4,271
      • Total interior livable area: 4,271 sqft

      Property

      Parking
      • Parking features: No Garage
      Features
      • Stories: 2
      • Exterior features: Dock, Lake Fed Irrigation
      • Fencing: None
      • On waterfront: Yes
      • Waterfront features: On Lake Wateree
      • Frontage length: 210
      Lot
      • Size: 0.81 Acres
      • Features: On Water
      Details
      • Parcel number: 1940402041

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Traditional
      • Property subtype: Single Family Residence
      Materials
      • Vinyl
      Condition
      • New construction: No
      • Year built: 2000

      Utilities & green energy

      • Sewer: Septic Tank
      • Water: Well

      Community & HOA

      Community
      • Subdivision: LAKE WATEREE
      HOA
      • Has HOA: No
      Location
      • Region: Ridgeway

      Financial & listing details

      • Price per square foot: $222/sqft
      • Tax assessed value: $546,500
      • Annual tax amount: $1,930
      • Date on market: 7/30/2026
      • Listing agreement: Exclusive Right To Sell
      • Road surface type: Dirt

        Estimated market value

        $893,700

        $849,000 - $938,000

        $2,393/mo

        Price history

        DateEventPrice
        7/30/2026Listed for sale$950,000+258.5%$222/sqft
        Source: Consolidated MLS #639779 Report a problem
        10/23/2003Sold$265,000$62/sqft
        Source: Agent Provided Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2024$1,930 -0.6%$546,500
        2023$1,942 +4.5%$546,500
        2022$1,858 $546,500
        2021-- $546,500 +43.1%
        2020$1,574 -3.5%$382,000 +17.6%
        2019$1,631 -9.7%$324,700
        2018$1,807 $324,700
        2017-- $324,700 -12.5%
        2016$1,633 $371,000
        2015$1,633 $371,000 +2400%
        2014$1,633 $14,840
        2013-- $14,840
        2011-- $14,840 +12.7%
        2010-- $13,170
        2009-- $13,170
        2008$1,652 +24.8%$13,170
        2007$1,324 -45.4%$13,170
        2006$2,425 $13,170 +47.2%
        2005-- $8,950
        2004-- $8,950
        2003-- $8,950
        2002-- $8,950
        2001-- $8,950 +26.1%
        2000-- $7,100
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
        See how much you could borrow to make a competitive offer.

        Climate risks

        Neighborhood: 29130

        Getting around

        0 / 100
        Car-Dependent
        2 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Lugoff
        • Middle: Lugoff-Elgin
        • High: Lugoff-Elgin
        • District: Kershaw County

        Source: Consolidated MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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