Rare Lake Winnipesaukee Waterfront Opportunity in Desirable Gilford! Set on 61 feet of level shoreline in protected Smith Cove, this exceptional property offers the kind of lakefront setting that is increasingly difficult to find. Enjoy western exposure and spectacular sunsets, protected no-wake waters, easy access to the Broads, and a grandfathered 1925 laker-style boathouse, a truly special feature that adds character, functionality, and value. The property offers approximately 2,000 square feet across two separate cottages, creating exceptional flexibility for personal use, a family compound, or potential income-producing opportunities. The original 1898 waterfront cottage features two lake-facing bedrooms, two baths, a fully applianced kitchen, wood-burning fireplace, and stackable laundry. The 1962 roadside cottage has been partially renovated and offers two bedrooms, two baths, plus an open-concept kitchen and dining area with two wood-burning fireplaces. The two-cottage configuration offers the potential to use one cottage as a private retreat while renting the other, or explore short-term rental opportunities for one or both, subject to applicable town regulations and approvals. Outdoor amenities include two 25-foot docks, the boathouse, detached one-car garage, wood shed, and an additional outbuilding with a charming pirate-themed playhouse. Public sewer provides valuable flexibility for future improvements and potential expansion. The property is also wired for a whole-house generator. Whether you're looking for a classic lakefront retreat, multi-generational getaway, or property with rental income potential, this is a rare opportunity to own a piece of Lake Winnipesaukee with features that are increasingly difficult to replicate. Just minutes from BankNH Pavilion, Gunstock Mountain Resort, marinas, restaurants, shopping, and year-round recreation, this is your chance to create something truly special.
Active
Listed by: Coldwell Banker Realty Bedford NH • Anderson Mills & Associates
$1,950,000
19 Smith Cove Road, Gilford, NH 03249
5beds
2,086sqft
Single Family Residence
Built in 1962
0.31 Acres Lot
$1,837,100 Zestimate®
$935/sqft
$-- HOA
What's special
Wood-burning fireplaceTwo wood-burning fireplacesDetached one-car garageStackable laundryPartially renovatedTwo bathsProtected no-wake waters
- 13 days
- 1,553
- 51
Zillow last checked:
Listing updated:
Listed by:
Anderson Mills & Associates,
Coldwell Banker Realty Bedford NH Phone:603-420-2883
Source: PrimeMLS,MLS#: 5107388
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 5
- Bathrooms: 2
- Full bathrooms: 1
- 3/4 bathrooms: 1
Heating
- Wood, Electric
Cooling
- None
Appliances
- Included: Dryer, Microwave, Electric Range, Refrigerator, Washer
- Laundry: 1st Floor Laundry
Features
- Dining Area, Kitchen/Living, Living/Dining, Natural Woodwork
- Flooring: Vinyl, Wood
- Basement: Bulkhead,Crawl Space,Dirt Floor,Unfinished,Exterior Entry,Walk-Out Access
- Has fireplace: Yes
- Fireplace features: Wood Burning, 3+ Fireplaces
Interior area
- Total structure area: 2,086
- Total interior livable area: 2,086 sqft
- Finished area above ground: 2,086
- Finished area below ground: 0
Property
Parking
- Total spaces: 1
- Parking features: Paved
- Garage spaces: 1
Accessibility
- Accessibility features: 1st Floor 1/2 Bathroom, 1st Floor 3/4 Bathroom, 1st Floor Bedroom, 1st Floor Full Bathroom, One-Level Home, Paved Parking, 1st Floor Laundry
Features
- Levels: One
- Stories: 1
- Exterior features: Boat Slip/Dock, Dock, Deck, Garden, Natural Shade, Private Dock, Shed
- Has view: Yes
- View description: Mountain(s)
- Frontage length: Road frontage: 74
Lot
- Size: 0.31 Acres
- Features: Level, Open Lot, Near Paths, Near Shopping, Near Skiing, Near Snowmobile Trails, Near School(s)
Details
- Additional structures: Boat House
- Parcel number: GIFLM242B151L000
- Zoning description: RC
- Special conditions: Standard
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Contemporary
- Property subtype: Single Family Residence
Materials
- Wood Frame, Clapboard Exterior
- Foundation: Block, Concrete Slab, Stone w/ Skim Coating
- Roof: Asphalt Shingle
Condition
- New construction: No
- Year built: 1962
Utilities & green energy
- Electric: 200+ Amp Service, Generator Ready
- Sewer: Public Sewer
- Utilities for property: Cable
Community & HOA
Community
- Security: Battery Smoke Detector
Location
- Region: Gilford
Financial & listing details
- Price per square foot: $935/sqft
- Tax assessed value: $1,797,560
- Annual tax amount: $23,107
- Date on market: 8/30/2026
Estimated market value
$1,837,100
$1.75M - $1.93M
$3,330/mo
Price history
| Date | Event | Price |
|---|---|---|
| 8/30/2026 | Listed for sale | $1,950,000+56%$935/sqft |
Source: | ||
| 8/12/2026 | Sold | $1,250,000-40.5%$599/sqft |
Source: | ||
| 1/7/2026 | Listing removed | $2,100,000$1,007/sqft |
Source: | ||
| 8/1/2025 | Listed for sale | $2,100,000+10.8%$1,007/sqft |
Source: | ||
| 4/17/2024 | Listing removed | -- |
Source: | ||
| 12/24/2023 | Listed for sale | $1,895,000$908/sqft |
Source: | ||
| 11/14/2023 | Listing removed | -- |
Source: | ||
| 8/15/2023 | Listing removed | $1,895,000$908/sqft |
Source: | ||
| 7/13/2023 | Listed for sale | $1,895,000-11.9%$908/sqft |
Source: | ||
| 7/10/2023 | Listing removed | -- |
Source: | ||
| 5/28/2023 | Listed for sale | $2,150,000-1.1%$1,031/sqft |
Source: | ||
| 2/26/2023 | Listing removed | -- |
Source: Owner Report a problem | ||
| 10/9/2022 | Listed for sale | $2,175,000$1,043/sqft |
Source: Owner Report a problem | ||
| 9/28/2022 | Listing removed | -- |
Source: Owner Report a problem | ||
| 6/29/2022 | Listed for sale | $2,175,000-1.1%$1,043/sqft |
Source: Owner Report a problem | ||
| 5/17/2022 | Listing removed | -- |
Source: | ||
| 4/15/2022 | Listed for sale | $2,200,000$1,055/sqft |
Source: | ||
| 3/19/2022 | Listing removed | -- |
Source: | ||
| 11/12/2021 | Listed for sale | $2,200,000+83.3%$1,055/sqft |
Source: | ||
| 3/24/2021 | Listing removed | -- |
Source: Owner Report a problem | ||
| 10/9/2019 | Listing removed | $1,200,000$575/sqft |
Source: Owner Report a problem | ||
| 4/9/2019 | Listed for sale | $1,200,000$575/sqft |
Source: Owner Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $20,223 +9.2% | $1,797,560 |
| 2023 | $18,515 +35.7% | $1,797,560 +61.4% |
| 2022 | $13,646 -2.6% | $1,113,940 -2.3% |
| 2021 | $14,006 +22.3% | $1,140,540 +49.7% |
| 2020 | $11,453 +0% | $762,030 +2.2% |
| 2019 | $11,452 -3.9% | $745,830 +6.6% |
| 2018 | $11,917 -1.3% | $699,330 |
| 2017 | $12,070 +21.6% | $699,330 +26.5% |
| 2016 | $9,925 +0.8% | $552,900 +0.9% |
| 2015 | $9,842 | $547,700 |
| 2011 | -- | -- |
Find assessor info on the county website
Monthly payment
Est. payment




