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For sale
    • $275,000

    195 Prospect Ave, Saranac Lake, NY 12983

    4beds
    1,678sqft
    Loading
    Single Family Residence
    Built in 1910
    0.39 Acres Lot
    $272,900 Zestimate®
    $164/sqft
    $-- HOA

    What's special

    Generous yardDetached garageLarge walkout basementTimeless historic characterSpacious corner lotFour bedroomsWelcoming wraparound porch
    Discover the charm and character of this unique village home, ideally located in the heart of Saranac Lake. Situated on a spacious corner lot, this property features a generous yard, a detached garage, and a welcoming wraparound porch--perfect for relaxing and enjoying the neighborhood. Inside, you'll find four bedrooms, one and a half bathrooms, and a large walkout basement offering plenty of storage or future possibilities. Hardwood floors lie beneath the carpeting throughout much of the home, waiting to be uncovered and restored to their original beauty. With its timeless historic character and endless potential, this home is ready for you to make it your own. Enjoy the convenience of being just steps from downtown shops, restaurants, the Rail Trail, etc. giving you easy access to everything Saranac Lake has to offer.
    18 days
    |
    1,141
    |
    49
    |

    Likely to sell faster than

    Zillow last checked:

    Listing updated:

    Listed by:

    Say Real Estate 518-524-7070,

    Kristina Clifford

    Source: ACVMLS,MLS#: 207783MLS Logo

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 4
      • Bathrooms: 2
      • Full bathrooms: 1
      • 1/2 bathrooms: 1
      Heating
      • Hot Water, Oil
      Cooling
      • None
      Appliances
      • Included: Free-Standing Electric Range, Free-Standing Refrigerator
      • Laundry: None
      Features
      • Natural Woodwork, Pantry
      • Flooring: Carpet, Hardwood, Linoleum
      • Windows: Wood Frames
      • Basement: Walk-Out Access
      Interior area
      • Total structure area: 2,517
      • Total interior livable area: 1,678 sqft
      • Finished area above ground: 1,678
      • Finished area below ground: 0

      Property

      Parking
      • Parking features: On Site
      • Has garage: Yes
      Features
      • Levels: Two
      • Patio & porch: Front Porch, Wrap Around
      • Exterior features: Private Yard
      • Fencing: None
      • Has view: Yes
      • View description: Neighborhood
      Lot
      • Size: 0.39 Acres
      • Features: Corner Lot
      Details
      • Additional structures: Garage(s)
      • Parcel number: 446.68710
      • Special conditions: Standard

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Old Style
      • Property subtype: Single Family Residence
      Materials
      • Block
      • Foundation: Block
      • Roof: Asphalt
      Condition
      • Fixer
      • New construction: No
      • Year built: 1910

      Utilities & green energy

      • Electric: 100 Amp Service
      • Sewer: Public Sewer
      • Water: Public
      • Utilities for property: Electricity Connected, Internet Available, Sewer Connected, Water Connected

      Community & HOA

      Location
      • Region: Saranac Lake

      Financial & listing details

      • Price per square foot: $164/sqft
      • Tax assessed value: $241,916
      • Annual tax amount: $5,145
      • Date on market: 7/6/2026
      • Listing agreement: Exclusive Right To Sell
      • Listing terms: Conventional
      • Lease term: Short Term Lease
      • Electric utility on property: Yes
      • Road surface type: Paved

        Estimated market value

        $272,900

        $259,000 - $287,000

        $2,456/mo

        Price history

        DateEventPrice
        7/6/2026Listed for sale$275,000$164/sqft
        Source: ACVMLS #207783 Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025-- $158,600
        2024-- $158,600
        2023-- $158,600
        2022-- $158,600
        2021-- $158,600
        2020-- $158,600
        2019-- $158,600
        2018-- $158,600
        2017$4,250 $158,600
        2016-- $158,600
        2015-- $158,600
        2014-- $158,600
        2013-- $158,600
        2012-- $158,600
        2011-- $158,600
        2010-- $158,600 +15.8%
        2009-- $137,000
        2008-- $137,000
        2007-- $137,000
        2006-- $137,000 +124.6%
        2005-- $61,000
        2004-- $61,000
        2003-- $61,000
        2002-- $61,000
        2001-- $61,000
        Find assessor info on the county website

        Monthly payment

        Estimated monthly payment$1,822
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
        See how much you could borrow to make a competitive offer.
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        Climate risks

        Neighborhood: 12983

        Getting around

        78 / 100
        Very Walkable
        25 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating

        A local agent can set up tours, give advice and negotiate with sellers.

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