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Listed by: Better Properties Hometown • Cattlena Nguyen

$435,000

20236 White Rock Loop SW, Centralia, WA 98531

3beds

1,380sqft

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Single Family Residence

Built in 2013

5,532 Square Feet Lot

$434,000 Zestimate^®

$315/sqft

$2/mo HOA

What's special

Well-designed kitchenForced-air heatingBright and airy feelGenerous primary suiteWalk-in closetBar seatingAmple counter space

Move-in ready and perfectly located for convenient I-5 access, this beautifully maintained 3-bedroom, 2-bath home offers comfort, space, and functionality all in one. Step inside to an inviting open floor plan with vaulted ceilings that create a bright and airy feel throughout the main living areas. The well-designed kitchen features black appliances, ample counter space, and bar seating, making it ideal for both everyday living and entertaining. The dining area flows seamlessly into the spacious living/great room, creating a warm and welcoming atmosphere. Retreat to the generous primary suite with a walk-in closet and enjoy the added convenience of forced-air heating, a utility room with sink, and an attached 2-car garage. Ideally situated in a great location close to shopping, dining, and commuter routes, this home is ready for its next owner.

80 days

114

4

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Facts & features

Interior

Bedrooms & bathrooms

Bedrooms: 3
Bathrooms: 2
Full bathrooms: 1
3/4 bathrooms: 1
Main level bathrooms: 2
Main level bedrooms: 3

Primary bedroom

Level: Main

Bedroom

Level: Main

Bedroom

Level: Main

Bathroom full

Level: Main

Bathroom three quarter

Level: Main

Dining room

Level: Main

Entry hall

Level: Main

Great room

Level: Main

Kitchen without eating space

Level: Main

Heating

Forced Air, Electric

Cooling

None

Appliances

Included: Dishwasher, Dryer, Microwave, Refrigerator, Stove(s)/Range(s), Washer, Dishwasher(s), Dryer(s), Microwave(s), Refrigerator(s), Washer(s)

Features

Flooring: Vinyl, Carpet
Basement: None
Has fireplace: No

Interior area

Total structure area: 1,380
Total interior livable area: 1,380 sqft

Property

Parking

Total spaces: 2
Parking features: Detached Garage
Has garage: Yes
Covered spaces: 2

Features

Levels: One
Stories: 1
Entry location: Main

Lot

Size: 5,532 Square Feet
Topography: Level

Details

Parcel number: 83330000900
Special conditions: Standard

Construction

Type & style

Home type: SingleFamily
Architectural style: 1 Story
Property subtype: Single Family Residence

Materials

Wood Siding, Wood Products
Foundation: Poured Concrete
Roof: Composition

Condition

Year built: 2013
Major remodel year: 2013

Utilities & green energy

Electric: Company: Puget Sound Energy
Sewer: Sewer Connected, Company: Thurston County
Water: Public, Company: Thurston County
Utilities for property: Xfinity

Community & HOA

Community

Features: CCRs
Subdivision: Centralia

HOA

HOA fee: $25 annually

Location

Region: Centralia

Financial & listing details

Price per square foot: $315/sqft
Tax assessed value: $377,800
Annual tax amount: $3,338
Date on market: 4/16/2026
Cumulative days on market: 82 days
Listing terms: Conventional,FHA,VA Loan
Inclusions: Dishwasher(s), Dryer(s), Microwave(s), Refrigerator(s), Stove(s)/Range(s), Washer(s)

Estimated market value

$434,000

$412,000 - $456,000

$2,433/mo

Price history

Date	Event	Price
4/17/2026	Listed for sale	$435,000+89.1%$315/sqft
Source: NWMLS as distributed by MLS GRID #2509516 Report a problem
7/21/2017	Sold	$230,000-2.5%$167/sqft
Source: NWMLS as distributed by MLS GRID #1115536 Report a problem
6/24/2017	Pending sale	$235,900-1.7%$171/sqft
Source: RE/MAX PREMIER GROUP #1115536 Report a problem
5/11/2017	Listed for sale	$239,900+43.7%$174/sqft
Source: RE/MAX PREMIER GROUP #1115536 Report a problem
9/20/2013	Sold	$166,990$121/sqft
Source: NWMLS as distributed by MLS GRID #505317 Report a problem

Public tax history

Year	Property taxes	Tax assessment
2024	$3,305 +5.9%	$377,800 +5.8%
2023	$3,122 +9.9%	$357,100 +1.9%
2022	$2,841 +8.3%	$350,500 +39.4%
2021	$2,622 -4.3%	$251,400 +3.5%
2020	$2,739 +5.7%	$242,900 +16.6%
2019	$2,591 -10.7%	$208,400 -5.2%
2018	$2,901 +23.6%	$219,800 +21.5%
2017	$2,347	$180,950 +11.7%
2016	$2,347	$162,050 +0.8%
2014	$2,347	$160,800 +96.8%
2013	--	$81,700
2007	$612	--

Find assessor info on the county website

Monthly payment

Est. payment

Payment breakdown

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All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.

HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.

Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.

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Climate risks

Neighborhood: 98531

Getting around

35 / 100

Car-Dependent

31 / 100

Somewhat Bikeable

Nearby schools

GreatSchools rating

NA
Rochester Primary School
Grades: PK-2Distance: 1.4 mi
7/10
Rochester Middle School
Grades: 6-8Distance: 4.1 mi
5/10
Rochester High School
Grades: 9-12Distance: 1.4 mi

Schools provided by the listing agent

Elementary: Rochester Primary Sc
Middle: Rochester Mid
High: Rochester High

Source: NWMLS as distributed by MLS GRID. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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