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For sale
    • $660,000

    20480 Torre Del Lago ST, ESTERO, FL 33928

    3beds
    2,618sqft
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    Single Family Residence
    Built in 2007
    9,016 Square Feet Lot
    $-- Zestimate®
    $252/sqft
    $270/mo HOA

    What's special

    Towering treesExpansive second-floor bonus roomOutdoor living spaceSpacious primary suiteOne-story livingMature landscaping
    The ease of one-story living with the flexibility of bonus space when you need it…this is the best of both worlds. Proudly offered by its original owners, this exceptional Bella Terra home was thoughtfully designed so that nearly everything you need for everyday living is located on the first floor. The spacious primary suite, main living areas, kitchen, and outdoor living space are all downstairs, allowing you to enjoy the convenience of one-story living while still having the added flexibility of an expansive second-floor bonus room. Whether you envision a private guest retreat, home office, media room, fitness studio, playroom, or hobby space, the upstairs level adapts as your lifestyle changes without impacting how you live every day. Designed for comfort and peace of mind, the home features impact-resistant windows and doors throughout along with a whole-house Generac generator, providing security and confidence year-round and we are not located in a flood zone. Step outside to one of the largest screened lanais in Bella Terra, where stunning lake and preserve views create the perfect setting for morning coffee, outdoor dining, or relaxing with family and friends. This exceptional outdoor space is every bit as impressive as the home’s interior. Bella Terra is one of Estero’s most desirable gated communities, offering something many newer neighborhoods simply can’t replicate: mature landscaping, towering trees, over 500 acres of lakes and preserves, and a true sense of community. Residents enjoy resort-style amenities including a clubhouse, resort-style pool and spa, fitness center, tennis, pickleball, basketball, volleyball, inline skating rink, playground, soccer and baseball fields, and miles of walking paths, all with HOA fees that remain remarkably competitive. Conveniently located near RSW International Airport, FGCU, Coconut Point, Miromar Outlets, Gulf beaches, and I-75, this home offers an exceptional combination of flexibility, security, and the established beauty that has made Bella Terra one of Estero’s most sought-after communities.
    13 days
    |
    867
    |
    36
    |

    Likely to sell faster than

    Zillow last checked:

    Listing updated:

    Listed by:

    Lisa Ninchritz 239-405-0700,

    Royal Shell Real Estate, Inc.

    Source: SWFLMLS,MLS#: 226024946MLS LogoOriginating MLS: Bonita Springs

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 2
      • Full bathrooms: 2
      Rooms
      • Room types: Balcony, Den - Study, Family Room, Office, Media Room, Screened Balcony, Screened Lanai/Porch, 3 Bedrooms Plus Den
      Bedroom
      • Features: First Floor Bedroom, Master BR Ground, Master BR Sitting Area, Split Bedrooms
      Dining room
      • Features: Breakfast Bar, Eat-in Kitchen, Formal
      Kitchen
      • Features: Island, Pantry
      Heating
      • Central
      Cooling
      • Ceiling Fan(s), Central Air
      Appliances
      • Included: Electric Cooktop, Dishwasher, Disposal, Dryer, Microwave, Range, Refrigerator/Freezer, Self Cleaning Oven, Washer
      • Laundry: Inside
      Features
      • Built-In Cabinets, Pantry, Smoke Detectors, Tray Ceiling(s), Walk-In Closet(s), Balcony, Den - Study, Family Room, Home Office, Laundry in Residence, Media Room, Screened Balcony, Screened Lanai/Porch
      • Flooring: Carpet, Tile
      • Windows: Impact Resistant Windows
      • Has fireplace: No
      Interior area
      • Total structure area: 2,972
      • Total interior livable area: 2,618 sqft
      Video & virtual tour

      Property

      Parking
      • Total spaces: 2
      • Parking features: Driveway, Attached
      • Attached garage spaces: 2
      • Has uncovered spaces: Yes
      Features
      • Levels: Two
      • Stories: 1
      • Patio & porch: Screened Lanai/Porch
      • Exterior features: Balcony
      • Has private pool: Yes
      • Pool features: Community, In Ground, Electric Heat, Screen Enclosure
      • Has spa: Yes
      • Spa features: In Ground, Heated, Screened
      • Has view: Yes
      • View description: Lake, Preserve
      • Has water view: Yes
      • Water view: Lake
      • Waterfront features: Lake
      • Frontage type: Lakefront
      Lot
      • Size: 9,016 Square Feet
      • Features: Regular
      Details
      • Additional structures: Tennis Court(s)
      • Parcel number: 294626E20200B.0340
      • Zoning: RPD

      Construction

      Type & style
      • Home type: SingleFamily
      • Property subtype: Single Family Residence
      Materials
      • Block, Stucco
      • Foundation: Concrete Block
      • Roof: Tile
      Condition
      • New construction: No
      • Year built: 2007

      Utilities & green energy

      • Water: Central

      Community & HOA

      Community
      • Features: Clubhouse, Park, Pool, Fitness Center, Sidewalks, Street Lights, Tennis Court(s), Gated
      • Security: Smoke Detector(s), Gated Community
      • Subdivision: BELLA TERRA
      HOA
      • Has HOA: Yes
      • Amenities included: Basketball Court, Bike And Jog Path, Bocce Court, Clubhouse, Park, Pool, Community Room, Fitness Center, Hobby Room, Internet Access, Library, Pickleball, Play Area, Sidewalk, Streetlight, Tennis Court(s), Underground Utility, Volleyball
      • HOA fee: $3,244 annually
      Location
      • Region: Estero

      Financial & listing details

      • Price per square foot: $252/sqft
      • Tax assessed value: $639,209
      • Annual tax amount: $4,593
      • Date on market: 7/9/2026
      • Lease term: Buyer Finance/Cash,FHA,VA

        Estimated market value

        Not available

        Estimated sales range

        Not available

        Not available

        Price history

        DateEventPrice
        7/9/2026Listed for sale$660,000-2.2%$252/sqft
        Source: SWFLMLS #226024946 Report a problem
        6/8/2026Listing removed$675,000$258/sqft
        Source: SWFLMLS #226002707 Report a problem
        4/20/2026Price change$675,000-2.9%$258/sqft
        Source: SWFLMLS #226002707 Report a problem
        2/13/2026Price change$695,000-1.4%$265/sqft
        Source: SWFLMLS #226002707 Report a problem
        1/20/2026Listed for sale$705,000+22.5%$269/sqft
        Source: SWFLMLS #226002707 Report a problem
        2/14/2007Sold$575,600$220/sqft
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$4,593 +3.1%$280,763 +2.9%
        2024$4,453 +2.4%$272,850 +3%
        2023$4,351 -0.9%$264,903 +3%
        2022$4,388 +3.4%$257,187 +3%
        2021$4,244 -0.6%$249,696 +1.4%
        2020$4,271 +1.6%$246,249 -24.9%
        2019$4,206 $327,855 +38.8%
        2018$4,206 +0.1%$236,225 +2.1%
        2017$4,201 +2.3%$231,366 -32%
        2016$4,106 +0.4%$340,208 +3.7%
        2015$4,090 $327,980
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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        Climate risks

        Neighborhood: 33928

        Getting around

        0 / 100
        Car-Dependent
        30 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating

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