Better Than New! This sprawling ranch-style lakefront home in Bella Terra has been fully remodeled with premium upgrades inside and out. The main level features a large master suite, two additional bedrooms, a private den, and two full baths, all designed around an open, functional ranch layout. Upstairs, a spacious bonus bedroom with a full bath provides the perfect retreat for guests, media, or multigenerational living. In total, the home has four bedrooms with a den, and three full bathrooms. All windows have custom plantation shutters installed by a professional designer and the patio sliders come with high-quality, professionally installed window treatments.
Major structural upgrades include HURRICANE IMPACT GLASS on every window, slider, and the front and back door, a NEW TILE ROOF (2023), and a 24k WHOLE-HOUSE GENERATOR with underground propane, offering unmatched storm protection and peace of mind. Additional enhancements include new above-ground plumbing and fixtures, a multi-zone A/C system with digital thermostats, new recessed lighting, and brand-new tile flooring throughout.
The fully remodeled kitchen features glide-out shelving systems by Shelf Genie, custom Inspired Closets storage, and a stylish barn-door pantry that maximizes space and adds a modern design touch. The master bathroom features premium glide-out shelving systems, while custom storage solutions by Inspired Closets elevate organization in additional pantries, storage closets, bedrooms, and the garage. The garage is finished with custom cabinetry, overhead storage, and a professionally coated floor. A whole-house Kinetico water filtration system with reverse osmosis provides exceptional water quality.
Enjoy picturesque lake and preserve views from your private outdoor living space, along with access to Bella Terra’s resort-style amenities including a clubhouse, fitness center, pool, tennis, pickleball, and more. This home is truly move-in ready and stands apart with its extensive upgrades and thoughtful design.
Active
Price cut: $19.5K (10/13)
$750,000
20458 Torre Del Lago St, Estero, FL 33928
4beds
3,036sqft
Single Family Residence
Built in 2006
9,016 Square Feet Lot
$722,500 Zestimate®
$247/sqft
$270/mo HOA
What's special
Fully remodeled kitchenStylish barn-door pantryLarge master suitePrivate denSprawling ranch-style lakefront homeOpen functional ranch layoutBrand-new tile flooring throughout
- 54 days
- 554
- 26
Zillow last checked:
Listing updated:
Listed by:
Kevin McCauley 239-281-2265,
Hero Real Estate & Co
Source: Florida Gulf Coast MLS,MLS#: 2026036609
Originating MLS: Florida Gulf Coast
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 3
Heating
- Central, Electric
Cooling
- Central Air, Electric
Appliances
- Included: Dryer, Dishwasher, Freezer, Microwave, Range, Refrigerator, Washer
- Laundry: Washer Hookup, Dryer Hookup, Inside
Features
- Breakfast Bar, Bedroom on Main Level, Bathtub, Main Level Primary, Other, Separate Shower
- Flooring: Tile
- Windows: Impact Glass
Interior area
- Total structure area: 3,476
- Total interior livable area: 3,036 sqft
Video & virtual tour
Property
Parking
- Total spaces: 2
- Parking features: Attached, Garage, Garage Door Opener
- Attached garage spaces: 2
Features
- Levels: Two
- Stories: 2
- Exterior features: Security/High Impact Doors, Room For Pool
- Pool features: Community
- Has view: Yes
- View description: Lake
- Has water view: Yes
- Water view: Lake
- Waterfront features: Lake
Lot
- Size: 9,016 Square Feet
- Dimensions: 60 x 150 x 60 x 150
- Features: Rectangular Lot
Details
- Parcel number: 294626E20200B.0310
- Lease amount: $0
- Zoning description: RPD
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Two Story
- Property subtype: Single Family Residence
Materials
- Block, Concrete, Stucco
- Roof: Tile
Condition
- Resale
- Year built: 2006
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
- Utilities for property: Cable Available, Underground Utilities
Community & HOA
Community
- Features: Gated, Street Lights
- Condo and coop fee: $0
- Membership fee: $0
- Subdivision: BELLA TERRA
HOA
- Has HOA: Yes
- Amenities included: Basketball Court, Bocce Court, Bike Storage, Business Center, Clubhouse, Sport Court, Fitness Center, Barbecue, Picnic Area, Playground, Pickleball, Pool, Spa/Hot Tub, Tennis Court(s), Trail(s), Management
- Services included: Association Management, Cable TV, Legal/Accounting, Maintenance Grounds, Recreation Facilities
- HOA phone: 239-454-1101
- Second HOA fee: $270 monthly
Location
- Region: Estero
Financial & listing details
- Price per square foot: $247/sqft
- Tax assessed value: $512,375
- Annual tax amount: $7,054
- Date on market: 8/28/2026
- Cumulative days on market: 55 days
- Listing terms: All Financing Considered,Cash,FHA,VA Loan
- Ownership: Single Family
Estimated market value
$722,500
$686,000 - $759,000
$4,677/mo
Price history
| Date | Event | Price |
|---|---|---|
| 10/13/2026 | Price change | $750,000-2.5%$247/sqft |
Source: | ||
| 9/29/2026 | Price change | $769,500-0.7%$253/sqft |
Source: | ||
| 9/21/2026 | Price change | $775,000-2.5%$255/sqft |
Source: | ||
| 8/28/2026 | Listed for sale | $795,000+22.3%$262/sqft |
Source: | ||
| 7/1/2022 | Sold | $650,000-3.8%$214/sqft |
Source: Public Record Report a problem | ||
| 4/29/2022 | Pending sale | $675,500$222/sqft |
Source: | ||
| 4/14/2022 | Listed for sale | $675,500+66.8%$222/sqft |
Source: | ||
| 5/14/2018 | Sold | $405,000-2.4%$133/sqft |
Source: Public Record Report a problem | ||
| 3/21/2018 | Pending sale | $415,000$137/sqft |
Source: Realty World J. PAVICH R.E. #218009380 Report a problem | ||
| 2/23/2018 | Listed for sale | $415,000+92.1%$137/sqft |
Source: Realty World J. PAVICH R.E. #218009380 Report a problem | ||
| 11/2/2011 | Sold | $216,000+2.9%$71/sqft |
Source: Public Record Report a problem | ||
| 6/27/2011 | Listed for sale | $210,000$69/sqft |
Source: Sun Realty, LLC #201042494 Report a problem | ||
| 4/14/2011 | Listing removed | $210,000$69/sqft |
Source: Sun Realty, LLC #201042494 Report a problem | ||
| 9/19/2010 | Listed for sale | $210,000-57.6%$69/sqft |
Source: Sun Realty, LLC #201042494 Report a problem | ||
| 12/11/2006 | Sold | $495,000$163/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $7,055 +3.1% | $469,808 +2.9% |
| 2024 | $6,844 +2.4% | $456,568 +3% |
| 2023 | $6,685 +30.8% | $443,270 +42.1% |
| 2022 | $5,112 +2.8% | $312,035 +3% |
| 2021 | $4,973 -0.7% | $302,947 +1.4% |
| 2020 | $5,010 -8.9% | $298,764 -0.8% |
| 2019 | $5,499 | $301,190 -0.8% |
| 2018 | $5,499 -2.1% | $303,628 -4.1% |
| 2017 | $5,619 -3.6% | $316,535 +0.8% |
| 2016 | $5,830 -0.9% | $313,898 +4.7% |
| 2015 | $5,884 | $299,701 |
Find assessor info on the county website
Monthly payment
Est. payment





