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  • $380,000

    205 Harmon Ave, Panama City, FL 32401

    3beds
    1,848sqft
    : 
    $2,417/mo
    Get pre-qualified
    Single Family Residence
    Built in 2014
    6,534 Square Feet Lot
    $321,600 Zestimate®
    $206/sqft
    $-- HOA

    What's special

    Located in Panama City's Historic Cove, this modern 3-bedroom, 2-bathroom Coastal Craftsman at 205 Harmon Avenue offers the ultimate blend of historic charm and modern comfort, completely free of HOA restrictions or fees. Positioned just one block from the Beach Drive corridor and St. Andrews Bay, daily life includes easy walks along the water and breathtaking evening sunsets. Built in 2014, the home features 1,848 square feet of easy-living space paired with a durable metal roof. High ceilings and crisp architectural details frame light-filled living areas, where sleek tile flooring flows seamlessly through the central living room, kitchen, formal dining space, and formal sitting room. The primary suite provides a peaceful private retreat, while two additional bedrooms offer flexible space for guests, family, or a home office. Outdoor living is effortless with classic covered front and rear porches that overlook a private, privacy-fenced backyard complete with a detached two-car garage. The Historic Cove neighborhood is widely celebrated as one of Panama City's most cherished waterside communities, renowned for its oak-canopied streets and tight-knit social fabric. Residents enjoy an active coastal lifestyle marked by neighborhood traditions like seasonal golf cart parades, block gatherings, and community events. Less than a mile from downtown, you are walking distance from local coffee shops, boutiques, weekly farmers markets, and lively city parades, all while being under 30 minutes from the World's Most Beautiful Beaches. 205 Harmon Avenue captures timeless Coastal Craftsman character with the low-maintenance peace of mind of modern construction.
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    Zillow last checked:

    Listing updated:

    Listed by:

    Johnathan L Ramsey 850-527-6481,

    Dalton Wade Inc

    Source: CPAR,MLS#: 793581MLS LogoOriginating MLS: Central Panhandle Association of REALTORS

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 2
      • Full bathrooms: 2
      Rooms
      • Room types: Bedroom, Primary Bedroom
      Primary bedroom
      • Level: First
      • Dimensions: 15 x 15
      Bedroom
      • Level: First
      • Dimensions: 12 x 12
      Bedroom
      • Level: First
      • Dimensions: 12 x 10
      Heating
      • Central
      Cooling
      • Central Air
      Appliances
      • Included: Electric Cooktop, Electric Range
      Features
      • Main Level Primary, Tub Shower
      Interior area
      • Total structure area: 1,848
      • Total interior livable area: 1,848 sqft

      Property

      Parking
      • Total spaces: 2
      • Parking features: Garage
      • Garage spaces: 2
      Features
      • Fencing: Fenced
      Lot
      • Size: 6,534 Square Feet
      • Dimensions: 68.0 ft x 100.0 ft
      Details
      • Parcel number: 20282000000
      • Zoning description: Resid Single Family
      • Special conditions: Listed As-Is

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Craftsman
      • Property subtype: Single Family Residence
      Materials
      • HardiPlank Type
      Condition
      • New construction: No
      • Year built: 2014

      Utilities & green energy

      • Sewer: Public Sewer

      Community & HOA

      Community
      • Features: Short Term Rental Allowed
      • Subdivision: Harmon Plat
      HOA
      • Has HOA: No
      Location
      • Region: Panama City

      Financial & listing details

      • Price per square foot: $206/sqft
      • Tax assessed value: $217,008
      • Annual tax amount: $2,194
      • Date on market: 7/31/2026

        Estimated market value

        $321,600

        $296,000 - $347,000

        $2,465/mo

        Price history

        DateEventPrice
        12/13/2025Listing removed$388,777$210/sqft
        Source: CPAR #769511 Report a problem
        12/11/2025Listed for sale$388,777$210/sqft
        Source: CPAR #769511 Report a problem
        11/21/2025Listing removed$388,777$210/sqft
        Source: CPAR #769511 Report a problem
        10/24/2025Price change$388,777-0.3%$210/sqft
        Source: CPAR #769511 Report a problem
        8/1/2025Price change$390,000-2.4%$211/sqft
        Source: CPAR #769511 Report a problem
        6/25/2025Price change$399,500-0.1%$216/sqft
        Source: CPAR #769511 Report a problem
        5/22/2025Price change$399,999-2.4%$216/sqft
        Source: CPAR #769511 Report a problem
        5/9/2025Price change$410,000-2.4%$222/sqft
        Source: CPAR #769511 Report a problem
        4/5/2025Price change$419,9870%$227/sqft
        Source: CPAR #769511 Report a problem
        2/28/2025Listed for sale$420,000+82.7%$227/sqft
        Source: CPAR #769511 Report a problem
        3/26/2008Listing removed$229,900$124/sqft
        Source: Visual Tour #370609 Report a problem
        2/19/2008Listed for sale$229,900+17.9%$124/sqft
        Source: Visual Tour #370609 Report a problem
        10/30/2007Sold$195,000$106/sqft
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2024$2,122 -5.9%$166,658 +3%
        2023$2,256 +4.1%$161,804 +3%
        2022$2,168 $157,091
        2021-- --
        2020$1,774 +23%$130,583 +0.4%
        2019$1,442 $130,045 -12.5%
        2018$1,442 -12.4%$148,677 0%
        2017$1,647 +0.6%$148,717 +0.6%
        2016$1,638 -3.6%$147,819 +0.7%
        2015$1,699 $146,791 +534.9%
        2014$1,699 $23,120 -84.9%
        2009-- $152,954 -6.4%
        2008-- $163,376 +94.7%
        2007-- $83,916 +2.5%
        2006-- $81,869 +3%
        2005-- $79,484 +3%
        2004-- $77,169 +1.9%
        2003-- $75,730 +2.4%
        2002-- $73,955 +5.2%
        2001-- $70,278 -0.2%
        2000-- $70,406
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
        See how much you could borrow to make a competitive offer.

        Climate risks

        Neighborhood: 32401

        Getting around

        46 / 100
        Car-Dependent
        19 / 100
        Minimal Transit
        39 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Cherry Street
        • Middle: Jinks
        • High: Bay

        Source: CPAR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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