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  • Price cut: $71K (8/25)
    $879,000

    205 Mill Creek Cir, Martin, GA 30557

    4beds
    4,139sqft
    : 
    $5,608/mo
    Get pre-qualified
    Single Family Residence
    Built in 1996
    0.69 Acres Lot
    $856,600 Zestimate®
    $212/sqft
    $-- HOA

    What's special

    Quality finishesSoaring ceilingsExpansive windowsPlantation shuttersSpacious floor planAbundant storageCustom hallway cabinet
    Experience the best of Lake Hartwell living at **205 Mill Creek Circle**, where over **4,155 square feet** of beautifully designed living space meets **116 feet of Corps frontage**, offering the perfect setting for making memories with family and friends. Situated on a gently sloping lot with good water depth and an easy walk to your private **double-slip dock with one boat lift**, this exceptional waterfront home is ideal as a full-time residence or weekend escape. The dramatic vaulted great room is filled with natural light, featuring soaring ceilings, plantation shutters, expansive windows, and elegant **French doors** that showcase peaceful lake views and open to the spacious deck-creating seamless indoor and outdoor living. The open-concept kitchen overlooks the great room with a large breakfast bar, making it the heart of the home for entertaining, holiday gatherings, and everyday living. The spacious main-level owner's suite is a true retreat with tray ceilings, arched windows, dual walk-in closets, and a luxurious ensuite bath featuring a jetted soaking tub, separate walk-in shower, and double vanity. Two additional bedrooms, a full bath, a half bath, and a custom hallway cabinet complete the main level. Designed for hosting family and guests, the finished terrace level offers an oversized second great room, a full kitchen, a spacious bedroom with an ensuite bath and oversized walk-in closet, providing the perfect private space for extended family, visitors, or multi-generational living. Step outside to the covered patio, creating another inviting area to relax, dine, or simply enjoy the peaceful surroundings. Storage is exceptional with a two-car attached garage on the main level plus a deep lower-level garage with its own driveway-ideal for a boat, golf cart, workshop, lake toys, or additional recreational equipment. Whether you're enjoying morning coffee overlooking the water, spending the day boating on Lake Hartwell, entertaining a house full of guests, or relaxing by the fire after a day on the lake, this home was designed to embrace the lake lifestyle. With its spacious floor plan, quality finishes, abundant storage, easy walk to the water, and **116 feet of Corps frontage**, **205 Mill Creek Circle** offers the perfect combination of comfort, functionality, and unforgettable waterfront living.
    84 days
    677
    22

    Zillow last checked:

    Listing updated:

    Listed by:

    Joni Scott 706-491-0325,

    Hammock Realty North Georgia

    Source: GAMLS,MLS#: 10781910MLS Logo

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 4
      • Bathrooms: 4
      • Full bathrooms: 3
      • 1/2 bathrooms: 1
      • Main level bathrooms: 2
      • Main level bedrooms: 3
      Rooms
      • Room types: Foyer, Game Room, Great Room, Laundry
      Kitchen
      • Features: Breakfast Bar, Second Kitchen
      Heating
      • Central, Electric
      Cooling
      • Attic Fan, Central Air, Electric
      Appliances
      • Included: Dishwasher, Dryer, Microwave, Oven/Range (Combo), Refrigerator, Washer
      • Laundry: Common Area
      Features
      • Double Vanity, High Ceilings, Master On Main Level, Separate Shower, Soaking Tub, Tray Ceiling(s), Vaulted Ceiling(s), Walk-In Closet(s)
      • Flooring: Carpet, Hardwood
      • Basement: Bath Finished,Boat Door,Daylight,Exterior Entry,Finished,Full,Interior Entry
      • Has fireplace: No
      Interior area
      • Total structure area: 4,139
      • Total interior livable area: 4,139 sqft
      • Finished area above ground: 2,600
      • Finished area below ground: 1,539

      Property

      Parking
      • Total spaces: 2
      • Parking features: Attached, Garage, Garage Door Opener, Kitchen Level, RV/Boat Parking, Storage
      • Has attached garage: Yes
      Features
      • Levels: Two
      • Stories: 2
      • Patio & porch: Deck, Patio
      • Exterior features: Dock
      • Has spa: Yes
      • Spa features: Bath
      • Has view: Yes
      • View description: Lake
      • Has water view: Yes
      • Water view: Lake
      • Waterfront features: Corps of Engineers Control, Deep Water Access, Dock Rights, Floating Dock, Lake, Lake Privileges
      • Body of water: Lake Hartwell
      • Frontage type: Lakefront,Waterfront
      • Frontage length: Waterfront Footage: 116
      Lot
      • Size: 0.69 Acres
      • Features: Cul-De-Sac, Level, Sloped
      • Residential vegetation: Grassed, Partially Wooded, Wooded
      Details
      • Parcel number: 065D 028

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Ranch,Traditional
      • Property subtype: Single Family Residence
      Materials
      • Stone, Vinyl Siding
      • Roof: Composition
      Condition
      • Resale
      • New construction: No
      • Year built: 1996

      Utilities & green energy

      • Sewer: Septic Tank
      • Water: Public
      • Utilities for property: Cable Available, Electricity Available, High Speed Internet, Phone Available, Propane, Underground Utilities, Water Available

      Community & HOA

      Community
      • Features: Lake
      • Subdivision: Mill Creek
      HOA
      • Has HOA: No
      • Services included: None
      Location
      • Region: Martin

      Financial & listing details

      • Price per square foot: $212/sqft
      • Tax assessed value: $628,928
      • Annual tax amount: $4,903
      • Date on market: 6/9/2026
      • Cumulative days on market: 84 days
      • Listing agreement: Exclusive Right To Sell
      • Listing terms: Cash,Conventional,VA Loan
      • Electric utility on property: Yes

        Estimated market value

        $856,600

        $814,000 - $899,000

        $3,394/mo

        Price history

        DateEventPrice
        8/25/2026Price change$879,000-7.5%$212/sqft
        Source: GAMLS #10781910 Report a problem
        7/28/2026Price change$950,000-4.9%$230/sqft
        Source: WUMLS #20303071 Report a problem
        6/30/2026Price change$999,000-9.2%$241/sqft
        Source: GAMLS #10781910 Report a problem
        6/9/2026Listed for sale$1,100,000$266/sqft
        Source: GAMLS #10781910 Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$4,899 +13.8%$251,571 +40.6%
        2024$4,305 +6.5%$178,902 +6%
        2023$4,042 +8.5%$168,761 +4.8%
        2022$3,724 +3%$161,035 +6.2%
        2021$3,616 -0.9%$151,584 +0.1%
        2020$3,648 -0.4%$151,474
        2019$3,664 -1.6%$151,474
        2018$3,722 $151,474
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

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        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
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        Climate risks

        Neighborhood: 30557

        Getting around

        0 / 100
        Car-Dependent
        7 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Big A
        • Middle: Stephens
        • High: Stephens

        Source: GAMLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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