Experience the best of Lake Hartwell living at **205 Mill Creek Circle**, where over **4,155 square feet** of beautifully designed living space meets **116 feet of Corps frontage**, offering the perfect setting for making memories with family and friends. Situated on a gently sloping lot with good water depth and an easy walk to your private **double-slip dock with one boat lift**, this exceptional waterfront home is ideal as a full-time residence or weekend escape. The dramatic vaulted great room is filled with natural light, featuring soaring ceilings, plantation shutters, expansive windows, and elegant **French doors** that showcase peaceful lake views and open to the spacious deck-creating seamless indoor and outdoor living. The open-concept kitchen overlooks the great room with a large breakfast bar, making it the heart of the home for entertaining, holiday gatherings, and everyday living. The spacious main-level owner's suite is a true retreat with tray ceilings, arched windows, dual walk-in closets, and a luxurious ensuite bath featuring a jetted soaking tub, separate walk-in shower, and double vanity. Two additional bedrooms, a full bath, a half bath, and a custom hallway cabinet complete the main level. Designed for hosting family and guests, the finished terrace level offers an oversized second great room, a full kitchen, a spacious bedroom with an ensuite bath and oversized walk-in closet, providing the perfect private space for extended family, visitors, or multi-generational living. Step outside to the covered patio, creating another inviting area to relax, dine, or simply enjoy the peaceful surroundings. Storage is exceptional with a two-car attached garage on the main level plus a deep lower-level garage with its own driveway-ideal for a boat, golf cart, workshop, lake toys, or additional recreational equipment. Whether you're enjoying morning coffee overlooking the water, spending the day boating on Lake Hartwell, entertaining a house full of guests, or relaxing by the fire after a day on the lake, this home was designed to embrace the lake lifestyle. With its spacious floor plan, quality finishes, abundant storage, easy walk to the water, and **116 feet of Corps frontage**, **205 Mill Creek Circle** offers the perfect combination of comfort, functionality, and unforgettable waterfront living.
Active
Price cut: $71K (8/25)
$879,000
205 Mill Creek Cir, Martin, GA 30557
4beds
4,139sqft
Single Family Residence
Built in 1996
0.69 Acres Lot
$856,600 Zestimate®
$212/sqft
$-- HOA
What's special
Quality finishesSoaring ceilingsExpansive windowsPlantation shuttersSpacious floor planAbundant storageCustom hallway cabinet
- 84 days
- 677
- 22
Zillow last checked:
Listing updated:
Listed by:
Joni Scott 706-491-0325,
Hammock Realty North Georgia
Source: GAMLS,MLS#: 10781910
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 4
- Bathrooms: 4
- Full bathrooms: 3
- 1/2 bathrooms: 1
- Main level bathrooms: 2
- Main level bedrooms: 3
Rooms
- Room types: Foyer, Game Room, Great Room, Laundry
Kitchen
- Features: Breakfast Bar, Second Kitchen
Heating
- Central, Electric
Cooling
- Attic Fan, Central Air, Electric
Appliances
- Included: Dishwasher, Dryer, Microwave, Oven/Range (Combo), Refrigerator, Washer
- Laundry: Common Area
Features
- Double Vanity, High Ceilings, Master On Main Level, Separate Shower, Soaking Tub, Tray Ceiling(s), Vaulted Ceiling(s), Walk-In Closet(s)
- Flooring: Carpet, Hardwood
- Basement: Bath Finished,Boat Door,Daylight,Exterior Entry,Finished,Full,Interior Entry
- Has fireplace: No
Interior area
- Total structure area: 4,139
- Total interior livable area: 4,139 sqft
- Finished area above ground: 2,600
- Finished area below ground: 1,539
Property
Parking
- Total spaces: 2
- Parking features: Attached, Garage, Garage Door Opener, Kitchen Level, RV/Boat Parking, Storage
- Has attached garage: Yes
Features
- Levels: Two
- Stories: 2
- Patio & porch: Deck, Patio
- Exterior features: Dock
- Has spa: Yes
- Spa features: Bath
- Has view: Yes
- View description: Lake
- Has water view: Yes
- Water view: Lake
- Waterfront features: Corps of Engineers Control, Deep Water Access, Dock Rights, Floating Dock, Lake, Lake Privileges
- Body of water: Lake Hartwell
- Frontage type: Lakefront,Waterfront
- Frontage length: Waterfront Footage: 116
Lot
- Size: 0.69 Acres
- Features: Cul-De-Sac, Level, Sloped
- Residential vegetation: Grassed, Partially Wooded, Wooded
Details
- Parcel number: 065D 028
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Ranch,Traditional
- Property subtype: Single Family Residence
Materials
- Stone, Vinyl Siding
- Roof: Composition
Condition
- Resale
- New construction: No
- Year built: 1996
Utilities & green energy
- Sewer: Septic Tank
- Water: Public
- Utilities for property: Cable Available, Electricity Available, High Speed Internet, Phone Available, Propane, Underground Utilities, Water Available
Community & HOA
Community
- Features: Lake
- Subdivision: Mill Creek
HOA
- Has HOA: No
- Services included: None
Location
- Region: Martin
Financial & listing details
- Price per square foot: $212/sqft
- Tax assessed value: $628,928
- Annual tax amount: $4,903
- Date on market: 6/9/2026
- Cumulative days on market: 84 days
- Listing agreement: Exclusive Right To Sell
- Listing terms: Cash,Conventional,VA Loan
- Electric utility on property: Yes
Estimated market value
$856,600
$814,000 - $899,000
$3,394/mo
Price history
| Date | Event | Price |
|---|---|---|
| 8/25/2026 | Price change | $879,000-7.5%$212/sqft |
Source: | ||
| 7/28/2026 | Price change | $950,000-4.9%$230/sqft |
Source: | ||
| 6/30/2026 | Price change | $999,000-9.2%$241/sqft |
Source: | ||
| 6/9/2026 | Listed for sale | $1,100,000$266/sqft |
Source: | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $4,899 +13.8% | $251,571 +40.6% |
| 2024 | $4,305 +6.5% | $178,902 +6% |
| 2023 | $4,042 +8.5% | $168,761 +4.8% |
| 2022 | $3,724 +3% | $161,035 +6.2% |
| 2021 | $3,616 -0.9% | $151,584 +0.1% |
| 2020 | $3,648 -0.4% | $151,474 |
| 2019 | $3,664 -1.6% | $151,474 |
| 2018 | $3,722 | $151,474 |
Find assessor info on the county website
Monthly payment
Est. payment
Payment breakdown
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Neighborhood: 30557
Nearby schools
Schools provided by the listing agent
- Elementary: Big A
- Middle: Stephens
- High: Stephens
Source: GAMLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.




