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For sale by owner
  • $345,000

    205 S Walnut St, Saint Charles, IA 50240

    3beds
    1,400sqft
    : 
    $2,501/mo
    Get pre-qualified
    SingleFamily
    Built in 1982
    0.26 Acres Lot
    $250,600 Zestimate®
    $246/sqft
    $-- HOA

    What's special

    Open-concept layoutInviting open-concept designUpdated kitchenGranite countertopsOutdoor living spaceCovered back patioAll-new maytag appliances
    Welcome to this beautifully updated ranch-style home located on a spacious 0.25-acre corner lot in the family-friendly community of Saint Charles, Iowa. Offering 3 bedrooms, 3 bathrooms, and approximately 2,800 square feet of total living space, this home combines an open-concept layout with thoughtful updates and plenty of room to grow. The house is situated on a poured concrete foundation. The main level features approximately 1,400 square feet with an inviting open-concept design that makes entertaining and everyday living easy. The updated kitchen, completed in 2024, features granite countertops and all-new Maytag appliances. New LVP flooring runs throughout the main living areas, while the upstairs bedrooms feature new carpet. The upstairs bathrooms have also been refreshed with new fiberglass tubs/showers and new toilets. Step outside and enjoy the covered back patio, providing a comfortable space for relaxing, entertaining, or enjoying the outdoors in a variety of weather. The spacious corner lot offers plenty of yard space for outdoor activities, gardening, or simply enjoying the neighborhood. The lower level provides an additional approximately 1,400 square feet, with roughly three-quarters finished and offering plenty of flexibility for a family room, recreation area, home office, gym, or additional living space. Major exterior updates include a new roof in 2022, along with new siding and gutters installed in September 2025. The home is equipped with geothermal heating and cooling for year-round comfort and energy efficiency. The garage also features a mini-split system installed in 2024, providing comfortable year-round space for projects, hobbies, or extra storage. Situated on a corner lot in a welcoming, family-friendly neighborhood, the property is conveniently located near Saint Charles Park and is part of the Interstate 35 school district. With its combination of extensive updates, generous living space, outdoor living space, energy-efficient geothermal heating and cooling, and an excellent location, this home is ready for its next owners to move in and make it their own.
    2 days
    761
    5
    Listed by:

    Property Owner (515) 975-9803

    This property is for sale by owner and Zillow, Inc. is displaying it at the owner's request. It is not subject to a listing agreement with Zillow, Inc. or its affiliates.

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 3
      • Full bathrooms: 1
      • 3/4 bathrooms: 2
      Heating
      • Electric, Geothermal
      Cooling
      • Geothermal
      Appliances
      • Included: Dishwasher, Dryer, Garbage disposal, Microwave, Range / Oven, Refrigerator, Washer
      Features
      • Flooring: Carpet, Linoleum / Vinyl
      • Basement: Partially finished
      Interior area
      • Total interior livable area: 1,400 sqft

      Property

      Parking
      • Parking features: Garage - Attached
      Features
      • Exterior features: Vinyl, Brick
      Lot
      • Size: 0.26 Acres
      Details
      • Parcel number: 870001500180000

      Construction

      Type & style
      • Home type: SingleFamily
      Materials
      • Frame
      • Foundation: Concrete
      • Roof: Asphalt
      Condition
      • New construction: No
      • Year built: 1982

      Community & HOA

      Location
      • Region: Saint Charles

      Financial & listing details

      • Price per square foot: $246/sqft
      • Tax assessed value: $221,200
      • Annual tax amount: $3,954
      • Date on market: 9/8/2026

        Estimated market value

        $250,600

        $226,000 - $273,000

        $1,433/mo

        Price history

        DateEventPrice
        9/8/2026Listed for sale$345,000$246/sqft
        Source: Owner Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$3,954 -1.6%$221,200 +0.2%
        2024$4,020 +9.8%$220,700
        2023$3,662 +3.4%$220,700 +29.9%
        2022$3,542 +18.5%$169,900
        2021$2,990 +3.7%$169,900 +22%
        2020$2,882 +7.9%$139,300
        2019$2,672 +9.1%$139,300 +11%
        2018$2,450 -6.9%$125,500 +9.5%
        2017$2,632 +10%$114,600
        2016$2,392 +1.9%$114,600
        2015$2,348 $114,600
        2014$2,348 +0.1%$114,600
        2013$2,346 +3.7%--
        2012$2,262 -6.8%--
        2011$2,428 +4.7%--
        2010$2,320 +5.3%--
        2009$2,204 +1.8%--
        2008$2,166 +10.1%--
        2007$1,968 --
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

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        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
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        Climate risks

        Neighborhood: 50240

        Getting around

        14 / 100
        Car-Dependent
        31 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating

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