Welcome to this beautifully updated ranch-style home located on a spacious 0.25-acre corner lot in the family-friendly community of Saint Charles, Iowa. Offering 3 bedrooms, 3 bathrooms, and approximately 2,800 square feet of total living space, this home combines an open-concept layout with thoughtful updates and plenty of room to grow. The house is situated on a poured concrete foundation.
The main level features approximately 1,400 square feet with an inviting open-concept design that makes entertaining and everyday living easy. The updated kitchen, completed in 2024, features granite countertops and all-new Maytag appliances. New LVP flooring runs throughout the main living areas, while the upstairs bedrooms feature new carpet. The upstairs bathrooms have also been refreshed with new fiberglass tubs/showers and new toilets.
Step outside and enjoy the covered back patio, providing a comfortable space for relaxing, entertaining, or enjoying the outdoors in a variety of weather. The spacious corner lot offers plenty of yard space for outdoor activities, gardening, or simply enjoying the neighborhood.
The lower level provides an additional approximately 1,400 square feet, with roughly three-quarters finished and offering plenty of flexibility for a family room, recreation area, home office, gym, or additional living space.
Major exterior updates include a new roof in 2022, along with new siding and gutters installed in September 2025. The home is equipped with geothermal heating and cooling for year-round comfort and energy efficiency. The garage also features a mini-split system installed in 2024, providing comfortable year-round space for projects, hobbies, or extra storage.
Situated on a corner lot in a welcoming, family-friendly neighborhood, the property is conveniently located near Saint Charles Park and is part of the Interstate 35 school district. With its combination of extensive updates, generous living space, outdoor living space, energy-efficient geothermal heating and cooling, and an excellent location, this home is ready for its next owners to move in and make it their own.
For sale by owner
$345,000
205 S Walnut St, Saint Charles, IA 50240
3beds
1,400sqft
SingleFamily
Built in 1982
0.26 Acres Lot
$250,600 Zestimate®
$246/sqft
$-- HOA
What's special
Open-concept layoutInviting open-concept designUpdated kitchenGranite countertopsOutdoor living spaceCovered back patioAll-new maytag appliances
- 2 days
- 761
- 5
Listed by:
Property Owner (515) 975-9803
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 1
- 3/4 bathrooms: 2
Heating
- Electric, Geothermal
Cooling
- Geothermal
Appliances
- Included: Dishwasher, Dryer, Garbage disposal, Microwave, Range / Oven, Refrigerator, Washer
Features
- Flooring: Carpet, Linoleum / Vinyl
- Basement: Partially finished
Interior area
- Total interior livable area: 1,400 sqft
Property
Parking
- Parking features: Garage - Attached
Features
- Exterior features: Vinyl, Brick
Lot
- Size: 0.26 Acres
Details
- Parcel number: 870001500180000
Construction
Type & style
- Home type: SingleFamily
Materials
- Frame
- Foundation: Concrete
- Roof: Asphalt
Condition
- New construction: No
- Year built: 1982
Community & HOA
Location
- Region: Saint Charles
Financial & listing details
- Price per square foot: $246/sqft
- Tax assessed value: $221,200
- Annual tax amount: $3,954
- Date on market: 9/8/2026
Estimated market value
$250,600
$226,000 - $273,000
$1,433/mo
Price history
| Date | Event | Price |
|---|---|---|
| 9/8/2026 | Listed for sale | $345,000$246/sqft |
Source: Owner Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $3,954 -1.6% | $221,200 +0.2% |
| 2024 | $4,020 +9.8% | $220,700 |
| 2023 | $3,662 +3.4% | $220,700 +29.9% |
| 2022 | $3,542 +18.5% | $169,900 |
| 2021 | $2,990 +3.7% | $169,900 +22% |
| 2020 | $2,882 +7.9% | $139,300 |
| 2019 | $2,672 +9.1% | $139,300 +11% |
| 2018 | $2,450 -6.9% | $125,500 +9.5% |
| 2017 | $2,632 +10% | $114,600 |
| 2016 | $2,392 +1.9% | $114,600 |
| 2015 | $2,348 | $114,600 |
| 2014 | $2,348 +0.1% | $114,600 |
| 2013 | $2,346 +3.7% | -- |
| 2012 | $2,262 -6.8% | -- |
| 2011 | $2,428 +4.7% | -- |
| 2010 | $2,320 +5.3% | -- |
| 2009 | $2,204 +1.8% | -- |
| 2008 | $2,166 +10.1% | -- |
| 2007 | $1,968 | -- |
Find assessor info on the county website
Monthly payment
Est. payment








